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Secured Lending Underwriter

https://www.wellsfargo.com/ Logo

Wells Fargo

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Location:
India , Bengaluru

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

Wells Fargo is seeking a Secured Lending Underwriter for the Asset Based Lending team part of Commercial Banking Group.

Job Responsibility:

  • Participate in the partnership with the Underwriting team on all aspects of new business transaction process
  • Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting
  • Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables
  • Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
  • Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
  • Participate in underwriting and loan closing of transactions
  • Identify opportunities for process improvements within scope of responsibilities for Secured Lending Underwriting functional area
  • Review and analyze basic business challenges within Secured Lending Underwriting functional area that require research, evaluation, and selection of alternatives
  • Exercise independent judgement to guide medium risk deliverables
  • Present recommendations for resolving more complex situations and exercise independent judgement while developing expertise in Secured Lending Underwriting functional area, policies, procedures, and compliance requirements
  • Collaborate and consult with Secured Lending Underwriting colleagues, internal partners, and stakeholders, including internal and external customers

Requirements:

2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice to have:

  • Master's degree in finance, Accounting, Economics, or related field
  • CFA/FRM preferred
  • 2+ years in credit underwriting or portfolio management within commercial or secured lending
  • Proven track record of handling complex transactions and high-value deals
  • Exposure to sectors like real estate, manufacturing, or trade finance is a plus
  • Experience with underwriting platforms, loan origination systems, and advanced Excel (pivot tables, macros)
  • Knowledge about Gen AI Tools

Additional Information:

Job Posted:
February 19, 2026

Expiration:
March 12, 2026

Employment Type:
Fulltime
Job Link Share:

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