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RPC Senior Credit Analyst

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Crédit Agricole

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Location:
United States Of America , NEW YORK

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Category:

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Contract Type:
Not provided

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Salary:

150000.00 - 190000.00 USD / Year

Job Description:

Responsible for processing credit requests and annual reviews in the Securitization group.

Job Responsibility:

  • Preparation of the second level RPC opinion, including independent analysis of the borrower, transaction structure, term sheet, financial models, etc. Review and verify risk parameters (ratings, LGD, RWA). Process Phidias/Crew
  • Present the risk opinion to the RPC management and the NYCC
  • Frequent interaction with the various Front Office teams to gather additional information concerning the client, discuss credit risk issues and mitigants, and obtain relationship profitability information and commercial support/strategy
  • Active coordination with RPC HO to discuss the risk opinion, communicate credit issues and trend as appropriate, and act as an information relay to the local analysts regarding any governance change impacting the credit process and analysis
  • Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in Head Office as appropriate, participation in Early Warning meetings and SAR meetings
  • Contribute to the US Risk Committee, to the external and internal audit assessments (FRB, SNC, IG), Loan Review missions, assist in portfolio reviews or special projects as needed
  • May also be asked to analyze counterparties in different sectors depending on workloads

Requirements:

  • Master's degree in business / finance
  • 5-15 years of credit experience at a bank and/or a credit rating agency
  • Strong ability to succinctly analyse and synthesize credit risk
  • Strong ability to cooperate with local and international teams
  • Strong ability to make presentations to Credit Committee and other constituents as needed
  • Strong ability to be proactive, work independently and solve problems
  • Strong ability to manage high workload, be flexible to changing environments
  • Strong ability to manage and provide guidance to junior staff
  • Credit analysis, financial modelling, legal documentation
  • Bank governance, methodologies and regulatory environment
  • Microsoft Office suite
  • Lucid written and verbal communication skills

Nice to have:

  • Experience in sectors covered a strong plus (Securitization)
  • Knowledge of French a plus

Additional Information:

Job Posted:
May 04, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

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