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United States, Irving Employment contract 156160.00 - 234240.00 USD / Year · Job Posted June 04, 2026
Job offer has expired
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Job Description
The Risk Policy Senior Officer I is a strategic professional who closely follows latest trends in own field and adapts them for application within own job and the business. Typically a small number of people within the business that provide the same level of expertise. Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. Necessitates a degree of responsibility over technical strategy. Primarily affects a sub-function. Responsible for handling staff management issues, including resource management and allocation of work within the team/project.
Job Responsibility
Manage global and more complex Fundamental Credit Review (FCR) report entities of consumer portfolios
Assess quality of assigned portfolios, including identification and evaluation of emerging risks
Assess effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
Review and assess the appropriateness, completeness and usage trends of the credit risk components of the Risk Appetite framework for the assigned portfolios
Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios
Assess business/risk staffing models to ensure appropriate resources for assigned entities
Ensure that Corrective Action Plans for assigned businesses are appropriate, monitored and duly validated addressing concerns resulting from FCR Reviews or Business Monitoring
Ensure that FCR documents including the Credit Assessment Documents and the Fundamental Credit Review Reports meet quality and consistency standards
Assists the FCR Region Head on regional and/or global tasks
Keep FCR senior management informed of any concerns and/or emerging risks that may jeopardize their Review Entities
Aids Quality Assurance activities as Subject Matter Expert
Appropriately assess risk when business decisions are made
Lead the Wealth Lending policy governance agenda
Oversee policy change management end-to-end
Govern and continuously enhance the global inventory of governance documents
Partner with the Head of Governance to deliver critical governance commitments and senior leadership reporting
Ensure governance deliverables reflect rigorous risk assessment and strategic alignment
Drive resolution of complex issues with senior stakeholders
Proactively detect governance gaps or emerging risks and influence corrective action
Support oversight of governance-owned controls
Develop governance communications and guidance for stakeholders
Serve as a trusted advisor to Wealth Lending stakeholders
Lead high-impact governance initiatives
Drive integration of governance requirements into business strategy
Support senior management and board-level reporting
Requirements
10+ years experience in Policies/Analytics/Decision Management
Ability to think and make decisions in high risk scenarios
Work under pressure
Able to handle prioritize
Good project management skills
Able to interface with various levels of management in Global/Region/Business and across functions
Knowledge in consumer risk management credit cycle processes and asset product operations
Effective negotiation skills
a proactive and 'no surprises' approach in communicating Risk issues
strength in sustaining autonomous views
Bachelor’s/University degree
10+ years of experience in governance, risk & controls, lending, credit, or similar leadership roles
Experience as part of a high performing lending team
Strong knowledge of financial markets, investments, banking and loan products
Able to quickly assess issues, conduct root cause analysis and fix at the source
Excellent communication (written and verbal) and interpersonal skills
Capable of effectively communicating with global leaders and broad teams
Detail orientation with strong analytical skills
Ability to work under pressure and deliver within tight deadlines
Strong negotiation skills
Strong initiative and interactive approach to problem solving
Displays flexibility and independence in a demanding environment
AI experience
Completion of formal credit training program preferred
Bachelor’s degree or equivalent experience
Nice to have
Master’s degree preferred
advanced degree a plus
Completion of formal credit training program
What we offer
medical
dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages including planned time off (vacation), unplanned time off (sick leave), and paid holidays