CrawlJobs Logo

Risk and Compliance Officer

paymentology.com Logo

Paymentology

Location Icon

Location:
South Africa , Johannesburg

Category Icon
Category:
Legal

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

Not provided
Save Job
Save Icon
Apply Position

Job Description:

At Paymentology, we’re redefining what’s possible in the payments space. As the first truly global issuer-processor, we give banks and fintechs the technology and talent to launch and manage Mastercard and Visa cards at scale - across more than 60 countries. Our advanced, multi-cloud platform delivers real-time data, unmatched scalability, and the flexibility of a network of regional hubs. It's this global reach and innovation that sets us apart. We are seeking a hands-on Risk & Compliance Officer with experience in South African regulatory requirements, AML/CFT controls, and practical risk management. This role is ideal for someone who enjoys working cross-functionally, translating complex regulatory and risk requirements into clear, actionable processes, and strengthening monitoring and control frameworks. This dual-responsibility role will play a key part in strengthening local compliance execution while helping to build and embed a structured risk management approach across our South Africa business. You will work closely with the Legal & Compliance team and partner with stakeholders across the organisation, contributing to the continued growth of our South Africa operations.

Job Responsibility:

  • Act as the primary compliance contact for Sponsor banks, supporting day-to-day operation of Paymentology’s local compliance framework
  • Interpret and implement partner banks’ Risk Management and Compliance Programme (RMCP) requirements, ensuring alignment with applicable legislation and regulatory frameworks
  • Conduct and oversee KYC and KYB processes for cardholders, corporate clients, and partners, including onboarding, beneficial ownership verification, sanctions, PEP, and adverse media screening
  • Lead onboarding risk assessments in line with global standards and risk appetite, including enhanced due diligence where required
  • Perform periodic reviews (monitoring & testing) to assess compliance and risk programme effectiveness and identify improvements
  • Maintain accurate compliance records and prepare clear, structured reports for senior management, clients, and regulators
  • Support documentation requests to demonstrate the effectiveness of compliance controls
  • Support the development and embedding of a structured risk management framework for South Africa
  • Identify, assess, document, and monitor key risks across compliance, operational, third-party, resilience, and regulatory domains
  • Contribute to the implementation of a proactive Enterprise Risk Management (ERM) framework
  • Maintain risk registers, issue logs, and remediation trackers, ensuring clear ownership, timelines, and status updates
  • Track regulatory findings, internal actions, and control improvements
  • Map risks to controls and assess control design and effectiveness
  • Partner with business teams to strengthen documentation and close control gaps, ensuring solutions are practical and aligned with the business model
  • Support risk activities related to business continuity, disaster recovery, incident management, and third-party dependencies
  • Coordinate remediation actions, evidence gathering, and documentation improvements aligned with ERM initiatives
  • Support implementation of agile compliance risk management systems aligned with Paymentology policies
  • Provide practical guidance and deliver training on compliance and risk requirements, ensuring teams understand and embed controls in daily operations
  • Contribute to wider Legal & Compliance and business initiatives, including policy updates, framework enhancements, and cross-functional projects
  • Prepare and maintain audit-ready documentation across risk and compliance activities

Requirements:

  • 4–6 years’ experience in compliance, financial crime, risk management, or related roles within banking, payments, fintech, or another regulated environment
  • Strong knowledge of South African regulatory frameworks (e.g. FIC Act, NPS Bill), particularly AML, CFT, KYC/KYB, and risk management
  • Practical experience in risk assessments, compliance monitoring, issue management, and remediation
  • Familiarity with international financial crime frameworks (FATF, EU AML Directives, OFAC) preferred
  • Experience with compliance tools (e.g. sanctions screening, AML monitoring, GRC systems) preferred
  • Proven experience implementing RMCPs and conducting due diligence and policy rollouts
  • Excellent written and verbal communication skills in English
  • Strong proficiency in Microsoft Office (especially Excel and PowerPoint) and a willingness to leverage AI tools for efficiency
  • Strong stakeholder management and ability to operate effectively in complex, ambiguous environments
  • Ability to translate regulatory requirements into practical, operational controls
  • Strong organisational and project management skills
  • This is a hybrid role, x2 days in the Johannesburg office per week

Nice to have:

  • Familiarity with international financial crime frameworks (FATF, EU AML Directives, OFAC)
  • Experience with compliance tools (e.g. sanctions screening, AML monitoring, GRC systems)

Additional Information:

Job Posted:
May 05, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Icon
Paymentology - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Risk and Compliance Officer

AML Compliance Risk Management Officer

The AML Risk Management Lead Analyst is a senior professional level role respons...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 6-10 years of relevant experience
  • AML advisory experience in Corporate / Commercial Banking
  • Anti-Money Laundering (AML) certification
  • Working knowledge of regulatory requirements including local, US, and international laws
  • Working knowledge of industry standards and practices
  • Consistently demonstrates clear and concise written and verbal communication
  • Bachelor’s Degree/University degree or equivalent experience
  • Master’s degree preferred
Job Responsibility
Job Responsibility
  • Identify, vet and address potential risks or escalated issues with the assistance of functional partners
  • Collaborate with the team to provide advice to business with respect to applicability of policies and implementation of AML program and regulatory changes
  • Provide input/advice on business initiatives, new products, and complex transactions
  • Supervise and participate in internal assurance processes such as Enterprise-wide AML risk assessment, self-assessment, and internal audit
  • Promote global consistency of AML ACRM practices and policies within business line and cross-sector
  • Analyze data, prepare and present regional/global reports related to AML risk assessments, and monitor AML related issues and escalations
  • Develop and implement AML Compliance Risk Management (ACRM) standards and policies
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Paid Parental Leave Policy
  • Programs and services for physical and mental well-being
  • Fulltime
Read More
Arrow Right

Compliance Risk Management Officer

Serve as a Vice President for Independent Compliance Risk Management (ICRM) resp...
Location
Location
Luxembourg , Bertrange
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Demonstrated knowledge in area of Business in focus i.e. Investor Services and Issuer of securities
  • Work experience in Regulatory Compliance
  • Knowledge of EU and Luxembourg laws, rules, regulations, risks and typologies applicable to Credit Institutions
  • Strong interpersonal skills for building strong relationships with stakeholders and engaging teams
  • Ability to work both independently and collaboratively and ability to navigate a complex organization
  • A proactive approach in communication, and strength in sustaining independent views
  • Strong oral communication and writing skills in interacting with non-executives and executive management and across several business lines and control functions
  • Must be a self-starter, flexible, innovative and adaptive
  • Advanced analytical skills
  • Excellent project management and organizational skills and capability to handle multiple projects at one time
Job Responsibility
Job Responsibility
  • Regulatory Change Management and Controls: prompt identification of new or amended regulations impacting Citi activities in Luxembourg
  • perform impact assessment of the regulations
  • initiate the regulatory intake for the change management requirements and processes
  • Regulatory Inventory: Ensure that the regulatory inventory is up to date at all times, mapped to the applicable functions and business lines, along with the regulatory control framework for existing requirements
  • Management Information: Coordinate with regional and product ICRM stakeholders for escalating relevant ICRM information to local senior management
  • Compliance reviews: Perform independent testing activities to assess the design and effectiveness of key controls designed to address compliance risk
  • Credible challenge: Perform independent credible challenge on the first line of defence activities
  • Advisory role: advise the first line of defence stakeholders on any compliance related matters impacting them
  • ICRM Training: Ensuring that country elements of the ICRM global training plan are current and reflect local regulations while providing a fresh perspective on local trends and emerging regulation
  • ensuring that the training delivery method is tailored to the requirements of the subject matter and audience
  • Fulltime
Read More
Arrow Right

Compliance Risk Management Lead Officer

This is a fixed-term contract for min. 12 months to replace an employee on mater...
Location
Location
Poland , Warsaw
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Knowledge of Compliance laws, rules, regulations, risks and typologies
  • Must be a self-starter, flexible, innovative and adaptive
  • Strong interpersonal skills with the ability to work collaboratively and with people at all levels of the organization
  • Strong written and verbal communication and interpersonal skills
  • Ability to work independently and navigate a complex organization
  • Advanced analytical skills
  • Has the ability to operate with a limited level of direct supervision
  • Can exercise independence of judgement and autonomy
  • Excellent project management and organizational skills and capability to handle multiple projects at one time
  • Proficient in MS Office applications (Excel, Word, PowerPoint)
Job Responsibility
Job Responsibility
  • Participating in the design, development, delivery and maintenance of best-in-class Compliance programs, policies and practices for ICRM
  • Analyzing complex comparative data, preparing and presenting regional and global reports related to compliance risk assessments, and monitoring of compliance related issues
  • Reviewing materials to ensure compliance with various regulatory and legal requirements and to ensure compliance risks are appropriately identified and addressed
  • Investigating and responding to compliance risk issues
  • Investigating regulatory inquiries, preparing required documentation, making recommendations to senior management on how to proceed, and preparing responses for the regulatory inquiries
  • Overseeing the monitoring of adherence to Citi’s Compliance Risk Policies and relevant procedures and preparation, editing, and maintenance of Compliance program related materials
  • Interacting and working with other areas within Citi, as necessary
  • Keeping abreast of regulatory changes, new regulations and internal policy changes in order to further identify new key risk areas
  • Acts as SME (Subject Matter Expert) to senior stakeholders and /or other team members
  • Appropriately assess risk when business decisions are made
What we offer
What we offer
  • Paid Parental Leave Program (maternity and paternity leave)
  • A supportive workplace for professionals returning to the office from childcare leave
  • Award-winning pension plan, multisport, holiday allowance
  • Private Medical Care Program, Group Life Insurance
  • Consideration for annual discretionary bonus
  • Employee Assistance Program
  • Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
  • Flexible work arrangements to support you in managing work - life balance
  • Career progression opportunities across geographies and business lines
  • Mentoring Programs
  • Fulltime
Read More
Arrow Right

Privacy and Responsible Information Management Compliance Officer

Citi’s Global Legal Affairs and Compliance(GLAC) empowers and protects Citi by p...
Location
Location
Philippines , City of Taguig
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Expertise of Compliance risks and typologies
  • Good understanding of data privacy and records laws and regulations including GDPR, CCPA, GLBA, etc.
  • Strong analytical skills to assess privacy and records risks and to develop mitigation strategies
  • Advanced Microsoft Office skills, including Excel, PowerPoint, and Word
  • Knowledge of banking products and services and horizontal programs such as Anti-Money Laundering, Sanctions, etc.
  • Must be a self-starter, flexible, innovative and adaptive
  • Highly motivated, strong attention to detail, team oriented, organized
  • Strong presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging
  • Ability to work collaboratively with regional and global partners in other functional units
  • ability to navigate a complex organization
Job Responsibility
Job Responsibility
  • Serve as a compliance risk officer for Independent Compliance Risk Management (ICRM) responsible for establishing internal strategies, policies, procedures, processes, and programs to prevent violations of law, rule, or regulation and design and deliver a risk management framework that maintains risk levels within the firm's risk appetite and protect the franchise
  • Assisting with the design, development, delivery and maintenance of best-in-class Compliance programs, policies and practices for ICRM
  • Regularly reviewing and updating privacy and records management policies aligned with relevant data protection laws (e.g., GDPR, CCPA) to determine impacts to the business
  • Providing support to Product and Function ICRM (PFICRM) regarding privacy and records management matters
  • Assist with relevant compliance risk assessments
  • Preparing reports to disseminate pertinent information to PFICRM and lines of business to oversee privacy and records management risks
  • Leveraging data to conduct monitoring to identify potential privacy and records management risks and non-compliance issues and taking appropriate action
  • Providing credible challenge of existing control environment across businesses and functions aligned with relevant privacy and records laws
  • Identifying data sources, collating data, and developing and/or enhancing current reporting metrics to demonstrate the oversight of compliance and risks aligned to relevant privacy and records laws
  • Monitoring adherence to Citi’s Compliance Risk Policies and measuring compliance risk through a robust control framework and ensuring that reviews are conducted consistently across each entity on a regular basis to confirm that controls identified are operating effectively
What we offer
What we offer
  • Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
  • We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families
  • We empower our employees to manage their financial well-being and help them plan for the future
  • Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses
  • We have a variety of programs that help employees balance their work and life, including generous paid time off packages
  • We offer our employees resources and tools to volunteer in the communities in which they live and work
  • Fulltime
Read More
Arrow Right

Operational Risk Officer

The Operational Risk Officer is a strategic professional who stays abreast of de...
Location
Location
Poland , Warsaw
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s/University degree, Master’s degree preferred
  • Min 4 years of experience in Operational Risk. Other risk and control disciplines would be a plus – credit, and market
  • Experience in ICT Risk Area/ Markets would be desirable
  • Excellent interpersonal and communication skills – verbal & written
  • A team-player with positive/can-do approach
  • High level of energy, enthusiasm and motivation
  • Fluent Polish and English
Job Responsibility
Job Responsibility
  • Establishes and oversees the application of operational risk policies, technology and tools, and governance processes to create lasting solutions for minimizing losses from failed internal processes, inadequate controls, and emerging risks
  • Independently assess risks and drive actions to address the root causes that persistently lead to operational risk losses by challenging both historical and proposed practices
  • Serves as a subject matter expert for Issues Management (e.g. Corrective Action Plans)
  • Recommends control enhancements as needed
  • Develops and maintains relationships across the business users and Lines of Defense to better understand and deliver customer requirements by responding to changes in the internal and external business environment
  • Identifies best practices to be shared with global Citi businesses
  • Develops and maintains tracking metrics for management reporting and escalation
  • Has the ability to operate with a limited level of direct supervision
  • Can exercise independence of judgment and autonomy
  • Acts as SME to senior stakeholders and/or other team members
What we offer
What we offer
  • Job contract and social benefits (private medical care, fitness card, life insurance, pension programme, co-financing of cultural and entertainment events and more)
  • Access to e-learning platform (Degreed) as well as English learning platform
  • Possibility to gain globally appreciated work experience
  • Friendly and supportive culture and team
  • Flexible and partly-remote working conditions
  • Fulltime
Read More
Arrow Right

Compliance Officer

The Compliance Officer role at Citi involves serving as a senior compliance risk...
Location
Location
United Arab Emirates , Dubai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Knowledge of Compliance laws, rules, regulations, risks and typologies
  • Knowledge of Custody Business, its operations and related UAE Securities and Commodities Authorities’ (SCA) regulations
  • SCA Full Accreditation
  • Product Compliance experience
  • Excellent written and verbal communication skills
  • Must be a self-starter, flexible, innovative and adaptive
  • Strong interpersonal skills with the ability to work collaboratively and with people at all levels of the organization
  • Work collaboratively with regional and global partners in other functional units
  • ability to navigate a complex organization
  • Excellent project management and organizational skills and capability to handle multiple projects at one time
Job Responsibility
Job Responsibility
  • Serve as a senior compliance risk analyst for Independent Compliance Risk Management (ICRM)
  • Establish internal strategies, policies, procedures, processes, and programs to prevent violations of law, rule, or regulation and design
  • Engage with the ICRM product and function coverage teams to develop and apply Client Relationship Manager program solutions
  • Participate in the design, development, delivery and maintenance of best-in-class Compliance programs, policies and practices
  • Analyze comparative data and prepare regional and global reports related to compliance risk assessments
  • Review materials or New Activity/initiatives to ensure compliance with regulatory and legal requirements
  • Investigate and assist in responses to compliance risk issues
  • Monitor adherence to Citi’s Compliance Risk Policies and relevant procedures
  • Prepare, edit and maintain Compliance program related materials
  • Interact and work with other areas within Citi
What we offer
What we offer
  • Competitive base salary (annually reviewed)
  • Hybrid working model (up to 2 days working at home per week)
  • Benefits that support well-being, living well, and saving well
  • Commitment to an inclusive workplace
  • Fulltime
Read More
Arrow Right

Analyst, Compliance Product Officer

This role serves as a compliance risk officer for the Control Room within Indepe...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Knowledge of Compliance laws, rules, regulations, risks and typologies - in particular those related to watchlist, restricted list, wall crossings, information barriers and insider trading/dealing preferred
  • Must be a self-starter, flexible, innovative and adaptive
  • Strong interpersonal skills with the ability to work collaboratively and with people at all levels of the organization
  • Strong written and verbal communication and interpersonal skills
  • Ability to both work collaboratively and independently
  • ability to navigate a complex organization
  • Advanced analytical skills
  • Excellent project management and organizational skills and capability to handle multiple projects at one time
  • Proficient in MS Office applications (Excel, Word, PowerPoint)
  • Demonstrated knowledge in area of focus
Job Responsibility
Job Responsibility
  • Assist in the design, development, delivery and maintenance of best-in-class Compliance, programs, policies and practices for ICRM Control Room
  • Provide guidance on rules and regulations relating to insider dealing risk, as well as provide transactional approvals and interpretation of internal compliance policies
  • Assist with regulatory inquiries and/or examinations. This may include coordination with regulators and other parties
  • Collaborate with other internal areas including: Legal, Business Management, Operations, Technology, Finance, other Control Functions, and In-Business Risk to address compliance issues which may impact the supported business lines
  • Support the business in performing timely compliance reviews of new products
  • Assist in the development and administration of Compliance training for the supported function/business/product
  • Research any new reform rules and rule changes and implementing policies, procedures or other controls necessary to comply with the rules
  • Additional duties as assigned
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
What we offer
What we offer
  • Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling
  • Access to learning and development resources to help broaden and deepen skills and knowledge as career progresses
  • Fulltime
Read More
Arrow Right

Client Controls Business Risk Officer

We are seeking a high-performing, highly motivated professional with a backgroun...
Location
Location
United Kingdom , Belfast
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Minimum of 6-10 years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry
  • Ability to identify, measure, and manage key risks and controls
  • Strong knowledge in the development and execution for controls
  • Proven experience in control related functions in the financial industry
  • Proven experience in implementing sustainable solutions and improving processes
  • Understanding of compliance laws, rules, regulations, and best practices
  • Understanding of Citi’s Policies, Standards, and Procedures
  • Strong analytical skills to evaluate complex risk and control activities and processes
  • Strong verbal and written communication skills, with a demonstrated ability to engage at the senior management level
  • Strong problem-solving and decision-making skills
Job Responsibility
Job Responsibility
  • Assessing the effectiveness of existing controls, identifying areas for improvement, and implementing necessary changes
  • Help drive and manage controls enhancements focused on increasing efficiency and reducing risk
  • Keep Management aware of the risk and control environment of the Business, including emerging risks, through continuous and open communication
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Assist in the execution of Enterprise Risk Management Framework and adherence with Risk Management and Compliance Policies
  • Drive, quality, completeness, and accuracy of implementation of the control framework and maintain a robust Manager’s Control Assessment (MCA) in accordance with the ORM Policy & Framework, as well as applicable Policies, Standards, and Procedures
  • Assist covered teams within Client in adherence to Policies, Standards and Procedures
  • Collaborate with key stakeholders to develop comprehensive corrective action plans to address identified control gaps or failures, ensuring compliance with Issue Management Policy, Standards and Procedures, including identification of issue root causes, partnering with control and process owners to recommend holistic corrective actions and improvements, and providing check and challenge
  • Take ownership to identify and assess Operational and Compliance Risk events, ensuring these are captured accurately, timely and in accordance with requirements
  • Serve as a point of contact for audit groups and ensure that all audit requests are timely and appropriately provided
What we offer
What we offer
  • In-depth and end-to-end knowledge of processes related to supported functions and partners’ organization
  • In-depth understanding of the firms’ risk and controls governance and framework standards and take part in strategic changes of the controls environment
  • Develop technical skills through process improvement and automation
  • Collaborate with colleagues from different functions, countries, and diverse backgrounds
  • Gain exposure to the Firm’s senior stakeholders within various functions
  • Work in a friendly, dynamic, and diversified environment, appreciating differences in style and perspective
  • Fulltime
Read More
Arrow Right