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Risk Analytics Director

https://www.wellsfargo.com/ Logo

Wells Fargo

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Location:
United States, Charlotte

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Category:
Banking

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Contract Type:
Employment contract

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Salary:

185000.00 - 300000.00 USD / Year

Job Description:

Lead the transformation & management of the strategy enablement, testing and monitoring of consumer lending credit strategies within the Consumer Lending CRO Risk Analytics, Delivery & Oversight group. Manage implementation of production strategy rules, integration of production data, data validation, unit testing, delivery and quality assurance (QA), and testing of production strategy rules implementation.

Job Responsibility:

  • Manage team to transform current QA and enablement processes
  • Lead QA, enablement and execution processes for consumer lending credit strategies
  • Design & manage implementation of production strategy rules
  • Deliver transformative solutions that are modular and reusable
  • Embed AI solutions into transformation efforts
  • Collaborate and influence all levels of professionals
  • Provide thought leadership for highly complex projects
  • Coordinate matrixed activities across technology, CRO, and front line areas
  • Document enablement, execution and QA processes
  • Provide vision and direction to senior leadership
  • Interact with internal and external customers
  • Collaborate with LOBs for oversight of risk management
  • Interact with Audit, Legal, external agencies, and regulatory bodies

Requirements:

  • 8+ years of financial services or equivalent experience
  • Minimum of 5 years in consumer
  • Consumer data and software experience strongly preferred
  • 3+ years of experience managing teams/projects
  • BS/BA degree or higher
  • Master's degree preferred in a STEM related discipline
  • Demonstrated ability to drive technical innovation and lead teams through technical challenges
  • Experience managing distributed teams across geographies
  • Software development experience with pragmatic perspective
  • Experience with consumer data, implementation, execution processes
  • Experience with decision engine platforms
  • Credit risk experience across the credit life cycle
  • Proven ability to influence and lead in a highly matrixed environment
  • Proven ability to credibly challenge leadership and influence decision-making
  • Expertise in leading transformation initiatives and delivering results
  • Experience with process improvement and measurements
  • Strong analytical skills including data management
  • Effective organizational, multi-tasking, and prioritizing skills
  • Experience identifying and mitigating risk
  • Excellent written and verbal communication skills
  • Success leading in dynamic, high-pressure environments

Nice to have:

  • Master's degree in STEM related discipline
  • Experience with both onshore and offshore teams
  • Credit risk experience across new originations, account management, collections/loss mitigation
  • Ability to develop partnerships and collaborate with other business areas
What we offer:
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance
  • Critical illness insurance
  • Accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Additional Information:

Job Posted:
August 20, 2025

Expiration:
August 31, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
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