Risk Analysis Credit Risk Senior Analyst, Citi

Citi

Location:
United States, Irving

Category:
Finance

Contract Type:
Employment contract

Salary:

76230.00 - 106370.00 USD / Year

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Job Description:

The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Developed communication and diplomacy skills required to exchange potentially complex/sensitive information.

Job Responsibility:

Assess the credit and financial strength of Citi’s Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR) of Citi’s Counterparties based on independent assessment and judgement
completed based on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Citi’s risk appetite
continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Team Leads, senior management, and business partners
partnership with applicable regional and industry stakeholders in in the implementation of credit assessment and monitoring standards for applicable portfolios

Requirements:

Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.) with the ability to identify root causes and trends and anticipate horizon issues
demonstrates considerable knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
displays robust industry research capabilities, including risk and key drivers
strong understanding of Credit Policy and procedures
proactively refers to resources as needed
demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
proficient Microsoft Office (Word, Excel, and PowerPoint) skills
progressive experience with the internal Policies, Standards, Procedures, Templates and with financial modeling
bachelor’s/University degree or equivalent experience
financial Services experience including 2-5 years of credit experience in banking or credit risk management

Nice to have:

Strong interpersonal skills, with the ability to build relationships
strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
solid written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more
embraces the need for change and appreciates its benefits with natural curiosity
demonstrates professionalism by being reliable, actively contributing to meetings, asking questions, and challenging ideas

What we offer:

Medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
planned time off (vacation)
unplanned time off (sick leave)
paid holidays

Additional Information:

Job Posted:
August 30, 2025

Expiration:
September 05, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Risk Analysis Credit Risk Senior Analyst