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Retail Loan Officer

United States, Charleston · Job Posted March 21, 2026
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Job Description

This Contract to permanent position offers an exciting opportunity to assist customers with consumer loan products such as car, personal, and boat loans, while gaining valuable experience in the banking industry. Whether you are experienced and detail oriented or entry level and eager to begin a career in finance, this role provides a supportive environment for your growth.

Job Responsibility

  • Assist clients in identifying suitable consumer loan products, including personal, car, and boat loans
  • Evaluate loan applications and ensure compliance with lending policies and procedures
  • Provide guidance to customers throughout the loan application and approval process
  • Collaborate with team members to review and underwrite loans, ensuring accuracy and adherence to regulations
  • Maintain detailed records of loan agreements and servicing activities
  • Deliver exceptional customer service by addressing inquiries and resolving issues related to loans
  • Work closely with credit union partners to facilitate seamless loan processing
  • Stay informed about retail lending trends and products to better serve customers
  • Ensure timely follow-ups with clients to support their financial needs and goals
  • Uphold banking standards and regulatory requirements in day-to-day operations

Requirements

  • Prior experience in loan administration or retail lending is highly preferred
  • Familiarity with consumer loan products and related processes
  • Strong knowledge of loan underwriting and review procedures
  • Excellent communication and interpersonal skills to interact effectively with clients
  • Ability to analyze financial information and make informed lending decisions
  • Proficiency in working within banking or credit union environments is a plus
  • Recent graduates with an interest in banking and finance are welcome to apply
  • Strong attention to detail and organizational skills for maintaining accurate loan records

What we offer

  • medical, vision, dental, and life and disability insurance
  • company 401(k) plan

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