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Define and execute the product vision, roadmap, and strategy for Lending products, ensuring alignment with the bank’s strategic objectives and financial goals
Own the lending product portfolio, including P&L accountability, pricing strategy, and revenue growth initiatives
Conduct market research, customer insights, and competitive benchmarking to identify opportunities for differentiation and business expansion
Collaborate with credit, risk, compliance, operations, and IT teams to design, launch, and enhance lending products, balancing customer experience with risk and profitability
Drive cross-functional strategic initiatives to optimize product performance, streamline processes, and implement scalable solutions
Monitor product performance metrics, profitability, credit risk, and market share
provide insights and recommendations to senior leadership
Act as the senior bridge between business and technical teams, ensuring solutions meet strategic objectives without deep involvement in day-to-day technical execution
Influence and guide business stakeholders on lending product decisions, aligning with regulatory requirements and market trends
Lead initiatives to innovate digital lending solutions, increase customer engagement, and drive adoption of new products and features
Requirements:
Bachelor’s/Master’s degree in Finance, Economics, Business Administration, or related field
10–12 years of experience in product management within banking or fintech, with strong exposure to lending/loan products
In-depth knowledge of Egyptian banking regulations, credit risk management, and digital lending platforms
Proven experience in strategic product planning, portfolio management, and leading cross-functional teams
Strong stakeholder management, leadership, and communication skills
Analytical mindset with the ability to balance strategic thinking and operational execution
Nice to have:
Desirable certifications: Certified Product Manager (CPM), SAFe Product Manager, or Certified Credit Professional (CCP)