Retail Banking Manager - Cards Job at Ethics HR (New Cairo)

Cards Product Manager

Define and execute the overall Cards strategy across credit, debit, and prepaid,...

Location

Egypt , New Cairo

Salary:

Not provided

Ethics HR

Expiration Date

Until further notice

Requirements

Bachelor's degree in Business, Finance, Economics, or related discipline from a reputable university
Minimum 10+ years of experience in Egyptian retail banking, with at least 4–5 years in leadership roles within Cards (credit/debit/prepaid)
Proven experience managing credit card portfolios, including P&L ownership, spend growth, and risk management
Strong understanding of cards economics (interchange, revolving interest, fees, cost drivers) and payments ecosystem
Deep knowledge of Central Bank of Egypt (CBE) regulations related to cards, consumer finance, digital payments, and customer protection
Experience in digital banking, neobanks, or large-scale digital transformation programs within traditional banks
Strong understanding of card lifecycle: acquisition, onboarding, activation, engagement, credit management, and collections
Experience working with card schemes (Visa, Mastercard) and payment processors
Advanced analytical capability, with hands-on experience using customer analytics, risk models, and performance dashboards
Strong commercial acumen with demonstrated ability to balance growth, profitability, and credit risk

Job Responsibility

Define and execute the overall Cards strategy across credit, debit, and prepaid, aligned with the bank’s retail growth, payments strategy, and profitability objectives
Act as full P&L owner of the Cards portfolio, accountable for spend growth, card activation, revenue (interchange, interest income, fees), portfolio quality, and cost efficiency
Lead end-to-end product ownership of card products, including product design, value proposition, pricing (fees, interest rates), rewards/loyalty programs, and lifecycle management
Own the digital card issuance journey, including instant issuance, virtual cards, tokenization, and integration with wallets, ensuring high activation and first-use conversion
Drive spend and engagement strategies, leveraging campaigns, merchant partnerships, BNPL/instalment offerings, and localized use cases relevant to Egyptian consumers
Establish and manage credit card underwriting frameworks in collaboration with Risk, including credit policies, limit assignment, utilization management, and portfolio monitoring
Drive portfolio analytics and optimization, including customer segmentation, spend behavior, delinquency trends, and lifecycle interventions to maximize engagement and minimize risk
Develop and scale merchant and ecosystem partnerships, including co-branded cards, fintech collaborations, and acceptance-driven campaigns to increase card usage
Ensure strong alignment with Risk and Compliance to embed fraud controls, AML measures, chargeback handling, and full adherence to CBE regulations across all card products
Oversee cards' operations and servicing, including disputes, chargebacks, settlements, authorization performance, and SLA adherence in partnership with Operations and Technology

Fulltime

Accounts Payable Assistant

A fantastic opportunity has arisen for an Accounts Payable Assistant to join one...

Location

United Kingdom , London

Salary:

28800.00 - 32500.00 GBP / Year

Vivienne Westwood

Expiration Date

July 21, 2026

Requirements

Finance, business administration or accounting education would be an advantage
Excellent computer skills, able to work with Word and Excel at an advanced level
Great communication skills and have an eye for numbers
Extremely detail-oriented, organised and able to work well under pressure to meet deadlines
Able to work independently where required with initiative
Excited about the opportunity of working in the fashion and retail sector

Job Responsibility

Managing high volumes of invoices/credit notes and ensuring they are approved and coded correctly onto the system using SAP
Match core stock purchase orders and goods received against incoming supplier invoices
Statement reconciliation on various purchase accounts
Controlling the purchasing of products and services from external suppliers through PO number issuing
Monthly reconciliation of supplier statements
Act as the point of contact between accounts and suppliers/stores
Bank postings for outgoing payments
Managing company credit card statements to ensure receipts and purchase information are provided
Assisting with staff expenses
Ad hoc account administrative duties

What we offer

Staff discounts
Health & Wellbeing support (includes Private Medical Health Insurance, EAP, Gym Discounts, Access to Financial Planning Service, etc.)
Perkbox Discounts and Wellness Hub
Cycle to work scheme
Generous annual leave allowance
Pension Scheme
Training and hands-on experience
Opportunities to build new skills and gain valuable industry knowledge

Fulltime

!

Mortgage Relationship Manager

Location

Malaysia , Kuala Lumpur

Salary:

2500.00 RM / Month

Randstad

Expiration Date

August 01, 2026

Requirements

Minimum of 2–5 years of proven sales experience ideally within banking or financial services
Bachelor’s Degree in Finance, Business Administration, Economics, or a related discipline
Possession of professional industry licenses is highly advantageous (e.g., Pre-Contract Examination for Insurance Agents (PCE), Takaful Basic Examination (TBE), and Federation of Investment Managers Malaysia (FIMM) licenses)
Strong credit financial acumen with excellent knowledge of mortgage products, legal property documentation, and valuation practices
Exceptional interpersonal, negotiation, and persuasive communication skills
Self-driven and highly resilient under target-driven pressures
Fluency in English and Bahasa Malaysia is required
Professional proficiency in Mandarin or local dialects (such as Cantonese) is highly beneficial

Job Responsibility

Hunt for new-to-bank (NTB) mortgage customers to consistently meet and exceed monthly loan sales and disbursement targets
Manage the end-to-end mortgage financing lifecycle: from initial financial consultation and loan package structuring to formal application submission, credit approval ing, and final loan disbursement
Conduct thorough financial analysis, including calculating Debt Service Ratios (DSR) and evaluating borrower risk parameters, to structure applications for optimal approval chances
Build, nurture, and maintain strong, proactive partnerships with external stakeholders, including real estate developers, property agencies, lawyers, and valuers, to secure a steady pipeline of referral business
Actively participate in property roadshows, property launches, and end-financing projects to capture market share
Capitalize on mortgage origination conversations to increase the bank’s product-holding per customer
Cross-sell complementary retail banking and wealth products, including Current and Savings Accounts (CASA), Fixed Deposits, Credit Cards, and Personal Loans
Ensure comprehensive client protection by actively cross-selling mortgage insurance products, such as Mortgage Reducing Term Assurance (MRTA) / Mortgage Reducing Term Takaful (MRTT)
Ensure absolute compliance with all banking regulations, statutory requirements, and internal standard operating procedures (SOPs)
Strictly adhere to Credit Policy guidelines, Know Your Customer (KYC) protocols, and Anti-Money Laundering/Counter-Terrorism Financing (AML/CTF) regulations

What we offer

great commision
attractive package

Managing Consultant – Credit Risk Specialist

Location

Egypt

Salary:

Not provided

Mastercard

Expiration Date

Until further notice

Requirements

Undergraduate degree with work experience in retail bank with significant experience in credit risk, collections, authorizations, analytics etc.
Managing Card Management Systems including subsystems such as Fraud Detection Systems, Database Marketing Tools, Workflow systems etc.
Experience coaching and managing teams across multiple consulting engagements that involve structured problem solving and stakeholder management
Experience managing key client relationships
Knowledge of business KPIs, financials, and organizational leadership
Ability to identify new business development opportunities, and experience drafting proposals and scoping new opportunities
Logical, structured thinking, and affinity for numerical analysis
Advanced Word, Excel, and PowerPoint skills
Ability to manage multiple tasks and clients in a fast-paced, deadline-driven environment
Ability to communicate effectively in English and Arabic

Job Responsibility

Responsible for delivering top quality work as a subject matter expert in credit risk
Rigorously and logically identify issues covering entire client problems in credit risk, analytics, risk policy benchmarks, risk scorecards etc.
Generate key hypotheses and independently structures work at the stream or project level
Synthesize analyses into clear, sound recommendations
Identify creative and useful additional analyses required and suggest new paradigms for recommendations
Create effective, impactful and quality assured storylines and slides at stream or project level
Participate in recruiting, training, and developing others, as requested
Develop effective working relationships with mid- to senior-level client management
Independently assess client agenda, internal culture and change readiness
Work closely with Regional Lead Credit Practice Lead to grow the credit risk practice involving creation of new solutions, creation of blue book for credit risk, involvement in BD support etc.

Fulltime

Consumer Product Development Partner - Retail Branch Growth Strategy

As the Consumer Product Development Partner - Retail Branch Growth Strategy, you...

Location

United States , Providence; Newark; Charlotte; Plano; Westwood; Marlton

Salary:

Not provided

Citizens Bank

Expiration Date

July 24, 2026

Requirements

7+ years of Card product experience
strong knowledge of Credit Card industry and P&L
Deep understanding of Credit Card acquisition channels
particularly within retail network (branch)
Ability to navigate and lead through highly matrix based organization
Builder mindset
experience & comfortability in developing new to bank strategic initiatives from idea creation to implementation

Job Responsibility

Responsible for all card product growth strategies within Retail Branch network
partnering closely with Retail Sales & Support for implementation
Primary business line POC for all retail matters - developing cohesive strategy encompassing client and customer feedback
Ensure projects are structured, defined, sanctioned and initiated and then responsible for delivery to time, cost and quality
Responsible for management of full project governance on behalf of the LOB
Create and implement operational or functional business plans aligned with the overall business strategy
Manage Business Case creation and approval process
Provide input to business strategy and prioritization of product portfolio
Ensure the sponsor's business requirements have been clearly defined and documented
Establish and build relationships across the company to facilitate achievement of strategic goals

What we offer

competitive pay
comprehensive medical, dental and vision coverage
retirement benefits
maternity/paternity leave
flexible work arrangements
education reimbursement
wellness programs

Fulltime

Staff Accountant

We are looking for a Staff Accountant to join a family-owned real estate investm...

Location

United States , Costa Mesa

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Bachelor’s degree in Accounting, Finance, or a related discipline is preferred
At least 4 years of accounting or bookkeeping experience, ideally supporting multiple entities or small business operations
Working knowledge of full-cycle accounting, including reconciliations, journal entries, and general ledger maintenance
Experience with QuickBooks Online and strong spreadsheet skills
familiarity with retail or restaurant point-of-sale systems is a plus
Understanding of sales tax processes and financial reporting responsibilities
Strong attention to detail, sound organizational ability, and a consistent approach to meeting deadlines
Effective written and verbal communication skills, with the ability to work independently and partner across departments
Sound judgment, integrity, and a flexible mindset to manage changing priorities in a fast-paced environment

Job Responsibility

Oversee daily accounting tasks for multiple business entities, maintaining accurate records and consistent financial processes
Review, code, and process vendor invoices, collect required backup documentation, and help ensure payments are completed on time
Reconcile daily revenue activity and deposits, confirming that sales information is properly recorded in the accounting system
Complete regular reconciliations for bank accounts, credit cards, and general ledger balances to identify and resolve discrepancies
Support payroll administration by validating time records, tips, benefits-related information, and related account reconciliations
Prepare monthly financial reports, analyze variances against budgets and prior periods, and share findings with leadership
Submit sales and use tax filings each month in compliance with reporting requirements
Assist with month-end and year-end closing activities, including forecasting, budgeting, and other financial planning support
Contribute to administrative and cross-functional needs such as onboarding coordination, benefits support, office supply oversight, and mail handling

What we offer

Medical, vision, dental, and life and disability insurance
401(k) plan
Free online training

Fulltime

Accountant

We are looking for an Accountant to support treasury and accounts payable activi...

Location

United States , Saint Louis

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Prior experience in treasury, cash management, or accounting within a multi-site or retail-focused business environment
Strong background in journal entries, general ledger activity, and account reconciliation processes
Advanced Excel skills, including the ability to work with formulas, pivot tables, and large data sets
Demonstrated analytical and problem-solving ability with a careful, detail-oriented approach to financial data
Effective communication skills and the ability to work cross-functionally with operations teams, vendors, and internal stakeholders
Capability to manage competing priorities and meet deadlines in a fast-paced setting
Experience supporting accounts payable activities, payment processing, or bank-related transactions

Job Responsibility

Reconcile daily cash activity for a broad network of retail locations, researching mismatches and resolving exceptions in a timely manner
Import armored carrier cash collection data and record related accounting entries accurately within financial systems
Prepare and post month-end entries related to cash shortages and cash in transit for store operations across North America
Collaborate with store operations teams to investigate cash variances, track open items, and drive issues to resolution
Support new store launches by coordinating payment processing setup, cash collection arrangements, banking needs, and opening cash funds
Review invoices from cash collection vendors, confirm billing accuracy, and address discrepancies with service providers when needed
Oversee administration of the corporate credit card program, including user support and issue resolution
Complete bank reconciliations within monthly close timelines and follow up on outstanding reconciling items until cleared
Manage accounts payable payment runs and record recurring direct debit activity to ensure suppliers are paid correctly and on schedule
Identify opportunities to improve controls, streamline workflows, and enhance the efficiency of treasury and payables processes

What we offer

medical
vision
dental
life and disability insurance
eligibility to enroll in company 401(k) plan

Sr. Accountant

We are looking for an experienced Sr. Accountant to join a high-volume accountin...

Location

United States , Coppell

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

At least 5 years of progressive accounting experience in a senior-level or closely related role
Strong command of general ledger accounting and full month-end close procedures
Hands-on experience preparing journal entries, accruals, and account reconciliations, including bank reconciliations
Working knowledge of financial statement review and the ability to identify unusual balances or trends
Familiarity with ASC 842 lease accounting is preferred
Background in multi-unit, retail, restaurant, or other store-based business environments is preferred
Experience using Dynamics BC or a comparable ERP system is preferred
Advanced Excel skills, including pivot tables, lookups, and data analysis functions

Job Responsibility

Oversee lease-related accounting activities, including rent entry review and compliance support under ASC 842 guidance
Execute core month-end close tasks by preparing journal entries, recording accruals, reconciling balance sheet accounts, and analyzing profit and loss results
Maintain general ledger accuracy through timely research, posting, and resolution of accounting discrepancies
Manage inventory accounting processes by reviewing count results, investigating variances, and helping ensure proper financial reporting
Support revenue-related accounting for sales and sales tax through reconciliations, filings, and review of transactional data
Assist with property tax accounting by preparing supporting schedules and completing related reconciliations and submissions
Administer gift card accounting activities, including tracking centralized activity, recording settlement transactions, and updating deferred revenue balances
Provide accounting support for franchise operations by monitoring agreement-related activity and applying appropriate revenue recognition treatment

What we offer

medical
vision
dental
life insurance
disability insurance
401(k) or deferred compensation plan if eligible
Choice Time Off
paid holidays

Fulltime

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Retail Banking Manager - Cards

Job Responsibility

Requirements

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