Residential Real Estate Mortgage Underwriter Job at Citi (London)

Underwriting Team Lead - Residential Real Estate & Commercial Real Estate

The Underwriting Team Lead is a seasoned professional role leading a team of RRE...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CeMAP qualification
Senior Credit Officer (SCO) or equivalent
Bachelor's/University degree or equivalent experience
Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience
Honesty, integrity and reputation
Financial soundness
Competence and capability

Job Responsibility

Manage the RRE and CRE Underwriting Team
Oversee new business requests, ongoing portfolio management, ad-hoc project management and some third-party vendor management
Serve as a key contact for residential mortgage product underwriting process
Originate, structure and transact residential and commercial real estate loans
Work closely with 2nd Line of Defence
Ensure ongoing effective portfolio management
Ensure all necessary internal and external reporting requirements are completed in a timely manner
Work closely with RRE and CRE Product Head and wider Lending Leadership Team on policy updates and strategy
Take a leading role in Internal Audit and BICR reviews
Provide regular input to the Private Bankers, Risk and management in terms of MIS, competitive feedback, key client status reports, promotional opportunities, etc.

Fulltime

Real Estate Attorney

We are looking for a dedicated Real Estate Attorney to join our legal team in Cl...

Location

United States , Clayton

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Juris Doctor (J.D.) degree with active Missouri Bar license
At least 1-2 years of experience in real estate law, escrow, mortgage, or title underwriting
Strong ability to underwrite and resolve complex real estate legal issues
Familiarity with commercial and residential real estate transactions
Exceptional communication and collaboration skills to work effectively with diverse stakeholders
Ability to manage multiple tasks in a fast-paced environment with attention to detail
Experience with civil litigation, drafting motions, and conducting discovery processes
A commitment to providing high-quality legal support and maintaining integrity

Job Responsibility

Draft, review, and execute legal documents related to escrow, mortgages, and real estate transactions
Conduct thorough underwriting of title and mortgage documentation for both residential and commercial transactions
Analyze and resolve intricate real estate legal issues to facilitate successful closings
Collaborate with clients, lenders, and internal teams to ensure compliance and seamless transaction processes
Provide expert legal guidance across multiple affiliated companies and partnership ventures
Address and manage escalated legal matters affecting real estate transactions
Ensure compliance with Missouri legal requirements and industry regulations
Participate in strategic discussions to enhance legal and underwriting services
Contribute to maintaining a supportive and detail-oriented team environment
Assist with ongoing legal training and development initiatives within the organization

What we offer

medical
vision
dental
life and disability insurance
401(k) plan

Underwriter

The Citi Wealth Residential Real Estate Mortgage Underwriter will serve as a pri...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CeMAP qualified (or equivalent)
Strong Mortgage Regulatory knowledge and experience in the UK (and EU is preferable)
Strong and proven analytical, financial structuring and execution skills
Experience with regulatory internal and external audits beneficial
Bachelor's/University degree or equivalent experience
Excellent communication (verbal and written) and interpersonal skills
Ability to work under pressure and multi-task to tight deadlines
Good negotiation skills
Strong initiative and interactive approach to problem solving
Display flexibility and independence in a demanding environment

Job Responsibility

Serve as primary contact for mortgage throughout the process
Structure and underwrite residential mortgage loans in accordance with established Product Programs
Prepare, maintain and communicate pipeline
Primary point of contact for obtaining credit documents and clearing underwriting conditions
Provide regular input to Bankers, Associate Bankers and management
Responsible for all activities from applications through underwriting submission
Assist with residential real estate portfolio management audits, reviews, and performance reporting
Assist with residential real estate projects across portfolio and technical developments

Fulltime

Us residential mortgage underwriter

Location

India , Hyderabad

Salary:

Not provided

Randstad

Expiration Date

April 17, 2026

Requirements

Proven experience in US residential mortgage underwriting, often requiring 1–3 years or more
Strong understanding of FHA, VA, USDA, and conventional loan guidelines
Proficiency in Automated Underwriting Systems (AUS) like Desktop Underwriter (DU) or Loan Product Advisor (LP), and Loan Origination Systems (LOS)
High attention to detail with strong income calculation and debt-to-income (DTI) ratio analysis skills

Job Responsibility

Loan Analysis: Reviewing loan applications (1003) and documents (pay stubs, tax returns, bank statements) for accuracy and completeness
Risk Assessment: Evaluating the 4 C's of lending: Capacity (ability to repay), Capital (assets), Collateral (property value), and Credit
Decision Making: Issuing final decisions on loans (Approval, Suspension, or Denial) based on investor guidelines (Fannie Mae/Freddie Mac, FHA, VA)
Conditions Clearance: Reviewing and signing off on outstanding conditions (e.g., proof of insurance, updated pay stubs) before loan closing
Regulatory Compliance: Ensuring all loans adhere to federal and state regulations, such as TILA and Real Estate Settlement Procedures Act (RESPA)

Fulltime

Mortgage Retail Sales Consultant

Wells Fargo is seeking a Mortgage Retail Sales Consultant (SAFE) in Consumer Len...

Location

United States , Austin

Salary:

Not provided

Wells Fargo

Expiration Date

March 30, 2026

Requirements

2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
SAFE registration at the time of employment
Ability to lift 20+ pounds
Reliable transportation
Ability to work nights, weekends, and/or holidays as needed or scheduled

Job Responsibility

Participate in soliciting residential mortgages from various sources
Produce high quality loans which are compliant and provide excellent customer service
Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
stay informed of mortgage industry trends and developments in the assigned market
Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans
Understand real estate appraisals, title reports, and real estate transactions
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
analyze and offer mortgage loan products based on client needs
Review and analyze low to moderately complex financial and credit data

Fulltime

Mortgage Retail Sales Consultant

Wells Fargo is seeking a Mortgage Retail Sales Consultant (SAFE) in Consumer Len...

Location

United States , Saint Cloud

Salary:

Not provided

Wells Fargo

Expiration Date

April 26, 2026

Requirements

2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
SAFE registration at the time of employment
Ability to lift 20+ pounds
Reliable transportation
Ability to work nights, weekends, and/or holidays as needed or scheduled

Job Responsibility

Participate in soliciting residential mortgages from various sources
Produce high quality loans which are compliant and provide excellent customer service
Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
stay informed of mortgage industry trends and developments in the assigned market
Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans
Understand real estate appraisals, title reports, and real estate transactions
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
analyze and offer mortgage loan products based on client needs
Review and analyze low to moderately complex financial and credit data

What we offer

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement

Fulltime

Mortgage Retail Sales Consultant

Wells Fargo is seeking an CA-WA Mortgage Retail Sales Consultant (SAFE) in Consu...

Location

United States , Sunnyvale

Salary:

Not provided

Wells Fargo

Expiration Date

March 19, 2026

Requirements

2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
SAFE registration at the time of employment
Ability to lift 20+ pounds
Reliable transportation
Ability to work nights, weekends, and/or holidays as needed or scheduled

Job Responsibility

Participate in soliciting residential mortgages from various sources
Produce high quality loans which are compliant and provide excellent customer service
Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
stay informed of mortgage industry trends and developments in the assigned market
Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans
Understand real estate appraisals, title reports, and real estate transactions
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
analyze and offer mortgage loan products based on client needs
Review and analyze low to moderately complex financial and credit data

What we offer

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement

Parttime

!

Ca-wa Mortgage Retail Sales Consultant

Wells Fargo is seeking an CA-WA Mortgage Retail Sales Consultant (SAFE) in Consu...

Location

United States , San Jose

Salary:

Not provided

Wells Fargo

Expiration Date

March 19, 2026

Requirements

2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
SAFE registration at the time of employment
Ability to lift 20+ pounds
Reliable transportation
Ability to work nights, weekends, and/or holidays as needed or scheduled

Job Responsibility

Participate in soliciting residential mortgages from various sources
Produce high quality loans which are compliant and provide excellent customer service
Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
stay informed of mortgage industry trends and developments in the assigned market
Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans
Understand real estate appraisals, title reports, and real estate transactions
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
analyze and offer mortgage loan products based on client needs
Review and analyze low to moderately complex financial and credit data

What we offer

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement

Fulltime

!

Residential Real Estate Mortgage Underwriter

Citi

Location:
United Kingdom , London

Category:
Banking

Contract Type:
Employment contract

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
September 09, 2025

Looking for more opportunities? Search for other job offers that match your skills and interests.

Similar Jobs for Residential Real Estate Mortgage Underwriter