Residential Loan Underwriter Job at Robert Half (Walpole)

Underwriting Team Lead - Residential Real Estate & Commercial Real Estate

The Underwriting Team Lead is a seasoned professional role leading a team of RRE...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CeMAP qualification
Senior Credit Officer (SCO) or equivalent
Bachelor's/University degree or equivalent experience
Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience
Honesty, integrity and reputation
Financial soundness
Competence and capability

Job Responsibility

Manage the RRE and CRE Underwriting Team
Oversee new business requests, ongoing portfolio management, ad-hoc project management and some third-party vendor management
Serve as a key contact for residential mortgage product underwriting process
Originate, structure and transact residential and commercial real estate loans
Work closely with 2nd Line of Defence
Ensure ongoing effective portfolio management
Ensure all necessary internal and external reporting requirements are completed in a timely manner
Work closely with RRE and CRE Product Head and wider Lending Leadership Team on policy updates and strategy
Take a leading role in Internal Audit and BICR reviews
Provide regular input to the Private Bankers, Risk and management in terms of MIS, competitive feedback, key client status reports, promotional opportunities, etc.

Fulltime

Residential Real Estate Mortgage Underwriter

The Citi Wealth Residential Real Estate Mortgage Underwriter will serve as a pri...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CeMAP qualified (or equivalent)
Strong Mortgage Regulatory knowledge and experience in the UK (and EU is preferable)
Strong and proven analytical, financial structuring and execution skills
Experience with regulatory internal and external audits beneficial
Bachelor's/University degree or equivalent experience
Excellent communication (verbal and written) and interpersonal skills
Ability to work under pressure and multi-task to tight deadlines
Good negotiation skills
Strong initiative and interactive approach to problem solving
Display flexibility and independence in a demanding environment

Job Responsibility

Serve as primary contact for mortgage process from inquiry to closing
Structure and underwrite residential mortgage loans in accordance with established Product Programs
Prepare, maintain and communicate pipeline
Primary point of contact for obtaining credit documents and clearing underwriting conditions
Provide input to Bankers, Associate Bankers and management
Responsible for all activities from applications through underwriting submission
Assist with residential real estate portfolio management audits, reviews, and performance reporting
Assist with residential real estate projects
Obtain relevant information from all parties in the lending cycle
Function as part of a deal team

Fulltime

Title Insurance Underwriter

We are looking for a Title Insurance Underwriter to join our team in Plano, Texa...

Location

United States , Plano

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

5+ years of proven experience in mortgage loan underwriting within the financial services sector
Expertise in evaluating jumbo loans and FHA underwriting processes
Strong knowledge of residential loan underwriting standards
Familiarity with installment loan structures and related underwriting procedures
Ability to analyze complex financial data and make informed decisions
Excellent attention to detail with a focus on accuracy and compliance
Effective communication skills for collaboration with internal and external stakeholders
Proficiency in adhering to investor guidelines and quality control standards

Job Responsibility

Evaluate loan files submitted by broker clients for adherence to VA, conventional, and organizational lending guidelines
Collaborate with teams responsible for loan structuring and income verification to ensure approvals are finalized effectively
Conduct comprehensive credit analysis and process files for final approval on a daily basis
Verify that loans meet investor requirements and align with established quality control standards
Maintain thorough documentation and ensure compliance with underwriting policies
Communicate effectively with internal teams to address any discrepancies or missing information in loan files
Stay updated on changes in lending regulations and underwriting requirements
Ensure timely processing of loan files to meet organizational deadlines
Provide expert guidance on complex loan scenarios, including jumbo and FHA loans

What we offer

medical, vision, dental, and life and disability insurance
eligible to enroll in our company 401(k) plan

Fulltime

Residential Loan Specialist

We are looking for a skilled Residential Loan Specialist to join our client's te...

Location

United States , San Francisco

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

1 to 2 years of experience in loan underwriting or administration
Strong knowledge of residential loan structuring and compliance standards

Job Responsibility

Serve as the primary liaison for residential lending, partnering with Relationship and Portfolio Managers to understand borrower needs and guide clients from application through funding
Evaluate borrower financials to structure appropriate loan solutions and prepare clear, accurate approval materials
Manage the full loan lifecycle, coordinating documentation, conditions, underwriting steps, and closing timelines to ensure smooth execution
Maintain oversight of a dynamic loan pipeline, monitoring workflow progress, reviewing documents for accuracy and compliance, and proactively resolving issues
Support clients with post‑closing follow‑ups, documentation requests, and ongoing service needs, while occasionally assisting with commercial loan activities as required

What we offer

medical
vision
dental
life and disability insurance
401(k) plan

Fulltime

Administrative Asst

We are looking for an experienced Administrative Asst in the Lending or Banking ...

Location

United States , Aventura, Florida

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Proven experience in mortgage loan underwriting and residential lending
In-depth knowledge of jumbo loans and FHA underwriting guidelines
Familiarity with installment loan processes and documentation
Strong understanding of compliance regulations within the mortgage industry
Excellent analytical skills to assess creditworthiness and financial risk
Effective communication abilities to collaborate with clients and team members
Proficiency in loan evaluation software and related tools
Ability to manage multiple tasks while maintaining attention to detail

Job Responsibility

Review and analyze loan applications to assess creditworthiness and eligibility
Ensure all loan documentation complies with regulatory standards and company policies
Provide detailed underwriting for jumbo loans and FHA loan products
Collaborate with clients to explain loan terms and address their inquiries
Maintain accurate records of loan evaluations and approvals
Utilize industry knowledge to recommend loan solutions tailored to clients' needs
Work closely with other departments to streamline the loan approval process
Monitor market trends and lending practices to ensure competitive offerings
Assist in resolving issues related to loan processing or underwriting
Deliver exceptional customer service throughout the lending process

What we offer

medical
vision
dental
life and disability insurance
401(k) plan

Us residential mortgage underwriter

Location

India , Hyderabad

Salary:

Not provided

Randstad

Expiration Date

April 17, 2026

Requirements

Proven experience in US residential mortgage underwriting, often requiring 1–3 years or more
Strong understanding of FHA, VA, USDA, and conventional loan guidelines
Proficiency in Automated Underwriting Systems (AUS) like Desktop Underwriter (DU) or Loan Product Advisor (LP), and Loan Origination Systems (LOS)
High attention to detail with strong income calculation and debt-to-income (DTI) ratio analysis skills

Job Responsibility

Loan Analysis: Reviewing loan applications (1003) and documents (pay stubs, tax returns, bank statements) for accuracy and completeness
Risk Assessment: Evaluating the 4 C's of lending: Capacity (ability to repay), Capital (assets), Collateral (property value), and Credit
Decision Making: Issuing final decisions on loans (Approval, Suspension, or Denial) based on investor guidelines (Fannie Mae/Freddie Mac, FHA, VA)
Conditions Clearance: Reviewing and signing off on outstanding conditions (e.g., proof of insurance, updated pay stubs) before loan closing
Regulatory Compliance: Ensuring all loans adhere to federal and state regulations, such as TILA and Real Estate Settlement Procedures Act (RESPA)

Fulltime

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Senior Loan Underwriter

We are looking for a Senior Part-Time Senior Loan Underwriter for a long term pr...

Location

United States , Cambridge

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Minimum of 5 years of experience in mortgage loan underwriting
In-depth knowledge of FHA, FNMA, and FMLMC guidelines and residential underwriting policies
Proficiency in Microsoft Word and Excel for documentation and reporting purposes
Solid understanding of federal and state lending regulations
Exceptional analytical, organizational, and problem-solving skills
Strong verbal and written communication abilities
Must be eligible for registration under the S.A.F.E. Act
Ability to manage multiple priorities and deadlines in a fast-paced environment

Job Responsibility

Evaluate residential mortgage applications to ensure adherence to lending guidelines, including FHA, FNMA, and FMLMC requirements
Conduct thorough risk assessments and analyze applicant financial data to determine creditworthiness
Stay updated on federal and state regulations, applying relevant policies during the underwriting process
Collaborate closely with loan officers and other team members to resolve application discrepancies and meet deadlines
Maintain accurate records and documentation for all underwriting decisions
Utilize Microsoft Word and Excel to prepare reports and track loan processing metrics
Ensure compliance with the S.A.F.E. Act by completing required registration as a mortgage loan originator
Develop solutions for complex underwriting challenges, demonstrating strong analytical and problem-solving skills
Communicate underwriting decisions effectively and professionally to stakeholders
Contribute to process improvements and maintain high standards of organizational efficiency

What we offer

medical, vision, dental, and life and disability insurance
eligible to enroll in our company 401(k) plan

Parttime

Senior Loan Closer

We are looking for an experienced Senior Loan Closer to join our clients team on...

Location

United States , San Francisco

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Minimum of 5 years of experience in commercial loan closing, loan administration, or related roles
Strong knowledge of commercial lending practices, including underwriting and loan servicing
Proficiency in reviewing entity documents and ensuring compliance with loan requirements

Job Responsibility

Act as the central point of coordination for residential and commercial loan closings, partnering with Relationship and Portfolio Managers to ensure borrower needs are fully understood and files are accurately prepared for finalization
Review borrower financials and loan terms to validate eligibility, confirm accuracy of approval documentation, and ensure readiness for closing
Oversee all closing activities, including document preparation, condition tracking, underwriting coordination, and deadline management to keep each transaction on schedule
Maintain control of an active closing pipeline by monitoring progress, identifying discrepancies, ensuring compliance, and resolving issues before they impact funding
Handle post‑closing requirements such as document retrieval, corrections, client follow‑ups, and coordination of any remaining loan actions, with occasional support for commercial transactions

What we offer

medical, vision, dental, and life and disability insurance
eligible to enroll in our company 401(k) plan

Residential Loan Underwriter

Robert Half

Location:
United States , Walpole

Category:
Banking

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
February 13, 2026

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Underwriting Team Lead - Residential Real Estate & Commercial Real Estate