Remedial Management Senior Analyst

• Preparation of valuation and restructuring analysis for stressed and distressed assets and situations, including the determination of write-off, reserve and risk of loss amounts
• assess liquidity, debt capacity and other areas of financial and operating performance to evaluate areas of weakness and potential for turnaround
• model companies' financial position to assess appropriate debt structure and accurate debt value
• track ongoing performance of classified credits, reporting to senior credit and business management
• prepare quarterly classification documents with detailed financial and credit analyses
• work closely with other colleagues to remain coordinated on the restructuring/valuation process and assess likely restructuring scenarios
• liaise with internal business and product areas, as well as external fund managers, advisors and consultants
• manage assigned bilateral and syndicated portfolios
• implement designed and approved workout strategies
• co-manage accounts with internal partners
• interact with external clients and third-party professionals
• evaluate and process documentation to implement the appropriate strategy
• develop and present action plans for assigned portfolio to senior management
• negotiate with customers, bank group participants, and other stakeholders
• review accounts in accordance with established policies and standards
• utilize credit analysis to evaluate waivers, forbearance agreements and restructuring terms
• advise Business of plans and evolving cost of credit impacts
• assess risks when business decisions are made, driving compliance with laws and regulations

• 5-8 years relevant experience
• excellent knowledge of credit assessment techniques and policies of the bank
• ability to analyze and evaluate financial statements and business plans, across a range of industrial sectors
• proficient knowledge of corporate and debt structuring, with a particular understanding of bank loan documentation
• good understanding of risk profiles of all credit products
• advanced credit analysis and corporate financial modeling
• commercial credit training preferred
• risk assessment and quantitative analysis experience
• ability to build and maintain relationships and communication skills, both written and verbally
• ability to work autonomously, as well make meaningful contributions as part of a team
• project management skills, with a focus on Information System implementation
• thorough knowledge of Finance and P&L implications of transactions

best-in-class benefits for well-being, living well, and saving well