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We are looking for a detail-oriented Recovery Representative I (Tier II) to support payment recovery operations and deliver responsive service to clients and internal teams in Rochester, New York. This Long-term Contract position focuses on resolving returned banking items, reducing financial exposure, and guiding customers through available resolution options with professionalism and accuracy. The ideal candidate is comfortable working in a fast-paced, call-driven environment and can balance collections, research, compliance, and customer communication effectively.
Job Responsibility
Investigate and resolve returned bank transactions promptly while ensuring records are updated accurately and recovery efforts are completed within established timeframes
Provide attentive support to internal partners and external customers by explaining resolution steps, addressing questions, and recommending suitable service alternatives when needed
Research product-related issues across payroll, tax, benefits, direct deposit, garnishments, retirement, and payment services to support sound decisions that protect company revenue
Manage client concerns and objections with guidance as needed, working cases through completion to maximize recovery results while following departmental standards
Review daily payment-related reports and apply timely updates to help prevent penalties, service disruptions, or downstream processing issues
Monitor payroll hold activity, validate account status, and take appropriate action to maintain accuracy and minimize operational risk
Meet daily call volume expectations and complete case follow-up activities in alignment with departmental procedures and forecasted workload
Assess client eligibility for available services and determine appropriate next steps based on account standing, risk exposure, and company guidelines
Participate in ongoing training and apply current regulatory and policy requirements, including fair debt collection practices, in all recovery activities
Requirements
Previous collections experience is required
Associate degree is required
Experience in customer service, finance, accounting, payroll, or a related business function is preferred
Prior call center experience with high-volume phone interaction is required
Working knowledge of Microsoft Word, Excel, and Access is required
Ability to perform effectively in a fast-paced environment while maintaining accuracy and professionalism
Strong research, problem-solving, and communication skills with the ability to manage sensitive client interactions
Familiarity with compliance-driven processes and regulated customer contact practices is preferred
Nice to have
Bachelor’s degree
Experience in customer service, finance, accounting, payroll, or a related business function
Familiarity with compliance-driven processes and regulated customer contact practices