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Recovery Representative I (Tier II)

United States, Rochester · Job Posted July 04, 2026
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Job Description

We are looking for a detail-oriented Recovery Representative I (Tier II) to support payment recovery operations and deliver responsive service to clients and internal teams in Rochester, New York. This Long-term Contract position focuses on resolving returned banking items, reducing financial exposure, and guiding customers through available resolution options with professionalism and accuracy. The ideal candidate is comfortable working in a fast-paced, call-driven environment and can balance collections, research, compliance, and customer communication effectively.

Job Responsibility

  • Investigate and resolve returned bank transactions promptly while ensuring records are updated accurately and recovery efforts are completed within established timeframes
  • Provide attentive support to internal partners and external customers by explaining resolution steps, addressing questions, and recommending suitable service alternatives when needed
  • Research product-related issues across payroll, tax, benefits, direct deposit, garnishments, retirement, and payment services to support sound decisions that protect company revenue
  • Manage client concerns and objections with guidance as needed, working cases through completion to maximize recovery results while following departmental standards
  • Review daily payment-related reports and apply timely updates to help prevent penalties, service disruptions, or downstream processing issues
  • Monitor payroll hold activity, validate account status, and take appropriate action to maintain accuracy and minimize operational risk
  • Meet daily call volume expectations and complete case follow-up activities in alignment with departmental procedures and forecasted workload
  • Assess client eligibility for available services and determine appropriate next steps based on account standing, risk exposure, and company guidelines
  • Participate in ongoing training and apply current regulatory and policy requirements, including fair debt collection practices, in all recovery activities

Requirements

  • Previous collections experience is required
  • Associate degree is required
  • Experience in customer service, finance, accounting, payroll, or a related business function is preferred
  • Prior call center experience with high-volume phone interaction is required
  • Working knowledge of Microsoft Word, Excel, and Access is required
  • Ability to perform effectively in a fast-paced environment while maintaining accuracy and professionalism
  • Strong research, problem-solving, and communication skills with the ability to manage sensitive client interactions
  • Familiarity with compliance-driven processes and regulated customer contact practices is preferred

Nice to have

  • Bachelor’s degree
  • Experience in customer service, finance, accounting, payroll, or a related business function
  • Familiarity with compliance-driven processes and regulated customer contact practices

What we offer

  • Medical
  • vision
  • dental
  • life and disability insurance
  • Company 401(k) plan

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