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We are looking for a Recovery Representative I (Tier II) to join a customer service team supporting payment recovery and account resolution activities in Rochester, New York. This Long-term Contract position focuses on resolving returned banking items, assisting clients and internal partners with service-related questions, and helping reduce financial exposure through accurate, timely follow-up. The ideal candidate brings strong collections and call center experience, sound judgment, and the ability to work effectively in a fast-paced environment while maintaining compliance with established guidelines.
Job Responsibility:
Review and resolve returned banking transactions promptly and accurately to support recovery efforts and minimize outstanding losses
Respond to questions from clients, branches, and internal teams with attentive service while balancing customer needs with company risk controls
Investigate payment, payroll, and service issues by analyzing account details, identifying root causes, and determining appropriate next steps
Guide customers and internal partners through the resolution process, including alternative service options when standard methods are not available
Monitor daily payment and payroll-related reports to ensure updates are completed on time and to help prevent penalties or service disruptions
Assess account standing and service eligibility to determine approved solutions and reduce operational and financial risk
Maintain expected call volume and documentation standards while following departmental procedures and compliance requirements
Build working knowledge of payroll, tax, benefits, garnishments, retirement, debit card, and related service offerings to support sound decision-making
Participate in ongoing coaching and training to strengthen product knowledge, collection techniques, and regulatory adherence
Requirements:
High school diploma required
bachelor's degree preferred
Prior collections experience is required
Background in customer service, finance, accounting, payroll, or a related business function
Experience working in a call center or other high-volume phone-based environment
Proficiency with Microsoft Word, Excel, and Access
Ability to research account issues, manage objections professionally, and work toward successful recovery outcomes
Strong attention to detail with the ability to maintain accuracy under tight deadlines
Capacity to work in a fast-paced setting while following compliance standards and regulatory guidelines
What we offer:
Medical, vision, dental, and life and disability insurance