Real Estate Underwriting

Real Estate Underwriter

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
real estate or structured credit/securitization experience is a plus
A strong interest in real estate/structured products and credit analysis
Strong Microsoft Office skills
Modelling experience is a plus
Strong attention to detail
Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
Team player with strong work ethic who also works well with others at all levels
Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
The ability to work independently to meet tight deadlines and initiate ideas with other members of the SCREU team and Independent Risk to mitigate risk

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
Assist with classification and risk rating processes, decisions and monitoring
Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
Prepare annual credit approval and quarterly memos in a timely manner
Model transactions for risk rating and stress testing purposes
Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
Assist in reporting of Basel securitization parameters
Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
Review and analyze historical and pro forma financial statements of real estate properties to ascertain revenue trends, expense structures, and Net Operating Income (NOI)

Fulltime

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6+ years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
real estate or structured credit/securitization experience is a plus
strong Microsoft Office skills
modelling experience is a plus
strong attention to detail
oral and written communication skills
team player with strong work ethic
strong organizational skills
ability to work independently to meet tight deadlines
MBA or CFA or CA

Job Responsibility

work proactively with the underwriting team to ensure timely information flow
monitor ongoing compliance of assigned deals
review servicer reports for accuracy
prepare annual credit approval and quarterly memos
model transactions for risk rating and stress testing
assist with classification and risk rating processes
maintain organized credit files
examine financial statements
review historical and pro forma financial statements
assist in reporting of Basel securitization parameters

Fulltime

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
A strong interest in structured products and credit analysis
Strong Microsoft Office skills
Modelling experience is a plus
Strong attention to detail
Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
Team player with strong work ethic
Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
MBA or CFA or CA

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/communications among all internal stakeholders
Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
Assist with classification and risk rating processes, decisions and monitoring
Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
Prepare annual credit approval and quarterly memos in a timely manner
Model transactions for risk rating and stress testing purposes
Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
Assist in reporting of Basel securitization parameters
Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes

Fulltime

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
real estate or structured credit/securitization experience is a plus
A strong interest in real estate/structured products and credit analysis
Strong Microsoft Office skills
Modelling experience is a plus
Strong attention to detail
Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
Team player with strong work ethic who also works well with others at all levels
Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
MBA or CFA or CA

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
Assist with classification and risk rating processes, decisions and monitoring
Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
Prepare annual credit approval and quarterly memos in a timely manner
Model transactions for risk rating and stress testing purposes
Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
Assist in reporting of Basel securitization parameters
Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes

Fulltime

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
strong interest in structured products and credit analysis
strong Microsoft Office skills
modelling experience is a plus
strong attention to detail
oral and written communications skills
team player with strong work ethic
strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
MBA or CFA or CA

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
assist with classification and risk rating processes, decisions and monitoring
review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
prepare annual credit approval and quarterly memos in a timely manner
model transactions for risk rating and stress testing purposes
assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
assist in reporting of Basel securitization parameters
maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes

What we offer

best-in-class benefits
work life balance

Fulltime

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
real estate or structured credit/securitization experience is a plus
A strong interest in real estate/structured products and credit analysis
Strong Microsoft Office skills
Modelling experience is a plus
Strong attention to detail
Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
Team player with strong work ethic
Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
MBA or CFA or CA

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
Assist with classification and risk rating processes, decisions and monitoring
Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
Prepare annual credit approval and quarterly memos in a timely manner
Model transactions for risk rating and stress testing purposes
Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
Assist in reporting of Basel securitization parameters
Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes

Fulltime

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1 to 3 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
A strong interest in structured products and credit analysis
Strong Microsoft Office skills
Modelling experience is a plus
Strong attention to detail
Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
Team player with strong work ethic
Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
MBA or CFA or CA

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/communications among all internal stakeholders
Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
Assist with classification and risk rating processes, decisions and monitoring
Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
Prepare annual credit approval and quarterly memos in a timely manner
Model transactions for risk rating and stress testing purposes
Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
Assist in reporting of Basel securitization parameters
Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes

Fulltime

Officer - Structured Credit and Real Estate Underwriting

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1 to 3 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
strong interest in structured products and credit analysis
strong Microsoft Office skills
modelling experience is a plus
strong attention to detail
oral and written communications skills
ability to work independently to meet tight deadlines and initiate ideas with other members of the SCREU team and Independent Risk to mitigate risk
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
assist with classification and risk rating processes, decisions and monitoring
review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
prepare annual credit approval and quarterly memos in a timely manner
model transactions for risk rating and stress testing purposes
assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
assist in reporting of Basel securitization parameters
maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes

Fulltime

Real Estate Underwriting - Officer

Citi

Location:
India , Mumbai

Category:
Finance

Contract Type:
Employment contract

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
September 03, 2025

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