Real Estate Underwriter

• Underwrite a varied portfolio of real estate risks to achieve profitable outcomes
• Assess risk submissions and set pricing and terms aligned with underwriting strategy
• Build and maintain strong relationships with brokers and key stakeholders
• Contribute to underwriting guidelines, tools, and process improvements
• Ensure compliance with regulatory and internal standards
• Provide real estate underwriting expertise and support product innovation
• Independently manage and underwrite real estate submissions
• Work closely with brokers to deliver tailored solutions
• Track market trends and competitor activity to guide decisions
• Document and communicate underwriting decisions clearly
• Support audits, reviews, and performance reporting
• Attend broker meetings, events, and team sessions as needed

• Minimum 2-3 years of experience in Real Estate or Property Underwriting, ideally within commercial lines
• Demonstrated ability to manage underwriting portfolios effectively, delivering on growth and profitability targets
• Knowledge of both UK and international real estate insurance markets and associated risk factors
• Experience working with or within broker-led distribution models is preferred
• Strong analytical and decision-making skills, with a keen eye for risk and opportunity
• Confident communicator with excellent written and verbal communication abilities
• Proven relationship-building skills with the ability to influence and negotiate at various levels
• Self-driven and organised, capable of managing a workload with minimal supervision
• Commercially astute and comfortable contributing to a high-growth, entrepreneurial environment
• Willingness to travel as needed for client or team engagement

Experience working with or within broker-led distribution models is preferred