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Real Estate Underwriter

https://www.citi.com/ Logo

Citi

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Location:
India, Mumbai

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Category:
Banking

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Contract Type:
Not provided

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Salary:

Not provided
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Job Description:

The Underwriter – C11 is an intermediate level role that applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and workflow for the area or function. Integrates subject matter and industry expertise within a defined area and requires understanding of how areas collectively integrate within the sub-function.

Job Responsibility:

  • Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients
  • Prepare detailed written credit summary of commercial applicants requesting credit
  • Perform detailed financial analysis on companies, including trend and ratio analysis
  • Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
  • Perform industry and geographical research and other due diligence as needed
  • Maintain a solid understanding of Citibank products and services
  • Maintain compliance with Citibank credit policies/practices and regulatory policies
  • Assess risk when business decisions are made

Requirements:

  • 2-5 years relevant experience
  • Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics
  • Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry
  • Ability to apply credit and risk principles toward business goals
  • Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
  • Must be highly organized and able to work in a fast-paced environment managing multiple projects
  • Effective interpersonal, organizational and analytic skills
What we offer:
  • Extensive on-the-job training
  • Exposure to senior leaders
  • Traditional learning opportunities
  • Volunteerism opportunities
  • Career growth and development

Additional Information:

Job Posted:
October 28, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
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