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The Underwriter – C11 is an intermediate level role that applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and workflow for the area or function. Integrates subject matter and industry expertise within a defined area and requires understanding of how areas collectively integrate within the sub-function.
Job Responsibility:
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients
Prepare detailed written credit summary of commercial applicants requesting credit
Perform detailed financial analysis on companies, including trend and ratio analysis
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
Perform industry and geographical research and other due diligence as needed
Maintain a solid understanding of Citibank products and services
Maintain compliance with Citibank credit policies/practices and regulatory policies
Assess risk when business decisions are made
Requirements:
2-5 years relevant experience
Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics
Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Must be highly organized and able to work in a fast-paced environment managing multiple projects
Effective interpersonal, organizational and analytic skills
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