Public Sector Credit Risk Senior Officer

• Manage credit risk management activities associated with the North America (NAM) Public Sector portfolio
• Provide strong review, challenge and approvals for transactions and annual reviews, risk rating accuracy, ongoing determination of emerging risks, and decisioning/recommending of incremental exposure requests
• Perform review of legal documentations, such as ISDA, Edison Electric Institute (EEI), Standby Bond Purchase Agreement (SBPA) and Credit Agreements
• Partner and collaborate closely with Citi Corporate Banking and Institutional Credit Management Underwriting (ICM) organizations
• Communicate clearly with internal stakeholders, particularly with respect to effective challenge
• Advise and make concise approval recommendations to senior management
• Interact directly with Credit Review Function (BICR), Internal Audit and banking regulators during periodic and ad-hoc reviews
• Model sponsor delegate responsibilities for risk rating models applicable for public sector portfolio
• Demonstrate solid command of Policies, Standards and Procedures, contribute to the establishment of Public Sector frameworks
• Mentor and guide junior team members

• 15+ years of relationship banking or credit risk/risk-related work experience in large banking/financial institutions
• Current Senior Credit Officer (or external equivalent) approval authority
• Knowledge and experience of Public Sector and US Municipals preferred
• Strong understanding of corporate finance, bank and capital markets products
• Proven strong analytical and credit analysis skills with good attention to detail and ability to provide big picture decision making
• Ability to conduct business due diligence and assess a counterparty’s strengths and weaknesses and competitive position within its industry
• Independent problem-solving skills, ability to prioritize and meet deadlines
• Strong written and verbal communication skills with the ability to present analysis and recommendations in a succinct manner to senior stakeholders
• Ability to handle complex transactions, often with short timetables, and to challenge when necessary, while showing constructive leadership capable of suggesting solutions
• Capable of navigating large organizational structure and breaking down silos collaboratively
• MS Office software proficiency required
• Bachelor's degree/University degree or equivalent experience
• Master's degree and formal credit training is preferred

Master's degree and formal credit training

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays