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Lawes Consulting is delighted to be partnering with a leading composite insurer to recruit a Property & Casualty Underwriter, based in their Southampton office. This is an excellent opportunity for an experienced underwriter to manage and grow a diverse portfolio of Property and Casualty risks, working closely with both national and independent brokers across the region.
Job Responsibility:
Underwrite new and renewal business across core Property and Casualty lines
Evaluate risk and apply sound underwriting judgment to deliver profitable decisions
Develop and maintain strong trading relationships with national and independent brokers
Support the achievement of regional growth and retention objectives
Ensure underwriting activity aligns with internal governance standards and regulatory compliance
Provide technical input on complex or non-standard risks where needed
Work collaboratively with internal departments such as claims, risk, and actuarial
Assess submissions, negotiate terms, and make informed underwriting decisions
Engage with brokers to secure new business and retain existing accounts
Use underwriting systems and pricing tools to manage casework efficiently
Identify and develop new business opportunities within appetite
Contribute to underwriting initiatives and team discussions around strategy and performance
Requirements:
Minimum 2-3 years’ experience in Property and Casualty underwriting
Proven background in assessing and trading P&C risks
Experience working with a mix of national and independent brokers
Solid understanding of the UK P&C insurance market
Strong technical expertise in Property and Casualty insurance products
Effective communicator with strong broker relationship skills
Commercially focused, with the ability to balance risk and opportunity
Confident in decision-making and prioritising workload
Detail-oriented, proactive, and able to work independently within a team environment
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