Product Risk Manager

• Lead in the assessment of our products against governing regulation (e.g. Consumer Duty, BCOB’s, etc)
• Oversight best practice in the management and solution design of risk events and new regulatory standards
• Take ownership of Fair Value Assessments for a specific product category, using analytical skills to assess the performance of the product against the 4 Consumer Duty outcomes
• Identification of data trends to support analysis of customer outcomes
• Working with product and other risk teams to assess the impact of product changes, risk events or emerging regulation to determine a products overall operating risk from which solutions can be designed and put in place to deliver good outcomes where required
• Produce high‑quality assessments
• Clearly present insights to key committees
• Develop additional risk analysis in response to data led customer behaviour trends
• Collaborate closely with the Product Governance Manager, fellow Product Risk Managers and Product Managers across Homes, Everyday Banking, Business and Commercial to deliver strong, customer‑focused outcomes

• Effective communicator, able to express complex information clearly in both written and verbal form
• Experience in preparing papers or reports for senior committees or governance forums
• Confident building strong working relationships with stakeholders at all levels, including senior leaders, and collaborating in a constructive and respectful way
• Solid understanding of risk management principles, the regulatory environment and how risk frameworks operate in practice
• Strong analytical thinking, planning skills, attention to detail and accuracy
• Thoughtful, problem‑solving mindset, able to investigate issues, develop practical solutions and support good customer outcomes

Strong experience in the development and management of data to investigate trend that support robust and customer centric solutions

• 28 days holiday a year plus bank holidays and a holiday buy/sell scheme
• Annual discretionary bonus scheme
• Personal pension with matched contributions
• Life assurance (6 times annual salary)