Product Pricing Senior Lead

• Develop pricing strategies and refine pricing models/frameworks for small business loan products to drive growth, profitability, and customer satisfaction
• Analyze performance data including loss rates, unit economics, and conversion rates to optimize pricing strategies across segments, channels and risk tiers
• Partner with Product, Risk, Finance, Sales and Marketing to align pricing strategies with product design, underwriting criteria and go-to-market plans
• Monitor competitor pricing, market dynamics, and regulatory trends to ensure products remain competitive and compliant
• Present pricing recommendations and insights to executive leadership, supporting strategic planning and portfolio management
• Support forecasting efforts by modeling revenue and margin impact from pricing changes across different outcome scenarios
• Develop price tests and reporting tools to enable quick identification and response to pricing opportunities

• 7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 5+ years of experience in pricing strategy, financial modeling or credit risk – preferably in small business lending or consumer lending
• Strong analytical and modeling skills
• proficiency in Excel, SQL, and/or Python or R
• Deep understanding of loan pricing drivers including risk, cost of capital, acquisition cost and lifetime value
• Strong business acumen and communication skills
• proven ability to influence cross-functional teams and senior stakeholders

• 5+ years of experience in pricing strategy, financial modeling or credit risk – preferably in small business lending or consumer lending
• Strong analytical and modeling skills
• proficiency in Excel, SQL, and/or Python or R
• Deep understanding of loan pricing drivers including risk, cost of capital, acquisition cost and lifetime value
• Strong business acumen and communication skills
• proven ability to influence cross-functional teams and senior stakeholders

hybrid work schedule