Product Manager

• Build scalable Fraud, AML and KYC capabilities
• Lead discovery and delivery of end-to-end KYC, AML, and fraud workflows, covering onboarding, ongoing monitoring, reviews, and remediation
• Replace manual and vendor-led processes with automated, API-driven risk services embedded in PPRO’s Global API and dashboard
• Standardise customer risk assessment across regions, schemes, and payment methods to enable consistent decisioning
• Enable proactive, data-led risk decisions
• Deliver programmatic capabilities such as risk signals, alerts, status updates, and evidence submission for merchants and internal teams
• Work hands-on with data to strengthen merchant risk assessment, fraud detection and sanctions screening
• Enable fast, automated intervention for emerging fraud and compliance risks
• Partner deeply across the organisation
• Collaborate with RiskOps and Compliance to translate regulatory requirements into scalable product capabilities
• Work with Commercial and Platform teams to embed risk controls seamlessly into the merchant lifecycle, from onboarding to growth
• Manage external vendors and integrations to ensure strong signal quality, reliability, and cost efficiency
• Own outcomes, not outputs
• Define and track success metrics such as automation rates, false positives, review turnaround times, and regulatory coverage
• Continuously de-risk delivery through iterative discovery, prototyping, and validation with real users

• Deep risk domain knowledge: Proven experience in Fraud, AML, and KYC within payments or financial services
• Product judgement: Ability to balance regulatory obligations, risk mitigation, and customer experience
• Data-driven mindset: Comfortable working with complex data sets, signals, and metrics to inform decisions
• Technical fluency: Experience building API-based platforms and collaborating closely with engineering teams
• Strong execution: Ability to move from ambiguous problem spaces to shipped, measurable outcomes
• Cross-functional leadership: Trusted partner to Compliance, RiskOps, Commercial, and external providers
• Languages: English required

German, Spanish, or Portuguese is a plus

• Hybrid working with a 3 days / week on site expectation
• 30-day holiday allowance
• Work from abroad policy, enabling employees to work remotely for up to another 30 days per year
• €1,000 annual budget for professional growth
• Leadership cafés, on-the-job training
• Accident insurance
• Disability insurance
• Direct insurance (bAV)
• Travel insurance
• Gym membership contribution
• Enhanced family leave
• Mental Health Platform with therapy, courses, meditations
• Pet-friendly office