Product Manager (Data) - Business Cards & Payments Job at Capital One (McLean)

Product Manager - Risk and Compliance

At myPOS, we’re all about helping businesses grow and get paid. We make payments...

Location

Bulgaria , Sofia; Varna

Salary:

Not provided

myPOS

Expiration Date

Until further notice

Requirements

5+ years of product management experience, ideally within fintech, banking, or payments
Proven track record designing or managing systems that detect or prevent fraud, financial crime, or transaction anomalies
Solid understanding of AML/CFT frameworks, payments regulations, and risk management principles
Analytical, data-driven decision-maker with experience in KPIs, metrics, and continuous improvement
Skilled communicator who can work across engineering, compliance, commercial, and external partners
Able to lead by influence, build relationships across disciplines, and drive alignment among teams with competing priorities
Curious, calm, and determined
comfortable operating in ambiguity in fast-moving agile contexts

Job Responsibility

Be curious and think from first principles to identify the highest impact opportunities to protect myPOS and our customers from fraud and financial crime
Turn complex ideas into clear, testable requirements that align teams and deliver results
Design scalable systems that detect and prevent fraud across payments, cards, transfers, and account security
Work with Data and Engineering to automate anti-financial crime controls intelligently, using analytics and machine learning where they add value
Partner with Compliance and Risk to turn regulation and best practices into smart, scalable solutions
Challenge outdated processes and drive simplification and automation
Promote a pragmatic, risk-aware culture across product and business teams
Stay curious about the payments landscape - from card schemes to digital wallets - to keep us ahead of emerging risks
Build strong, trusted relationships with Risk and Compliance teams
Manage priorities confidently to protect focus and quality

What we offer

Vibrant international team operating in hi-tech environment
Annual salary reviews, promotions and performance bonuses
myPOS Academy for upskilling and training
Unlimited access to courses on LinkedIn Learning
Annual individual training and development budget
Refer a friend bonus as we know that working with friends is fun
Teambuilding, social activities and networks on a multi-national level
Excellent compensation package
25 days annual paid leave (+1 day per year up to 30)
Full “Luxury” package health insurance including dental care and optical glasses

Fulltime

Card Fraud Manager

Mercury is building a complete finance stack for startups. We work hard to creat...

Location

United States; Canada , San Francisco; New York; Portland

Salary:

135900.00 - 169800.00 USD / Year

Mercury

Expiration Date

Until further notice

Requirements

6+ years of experience in card or payments fraud management
2–3+ years of people management experience (including leading investigators or analysts)
Strong domain knowledge of card fraud patterns, transaction monitoring systems, and dispute workflows
Proficient with tools such as MasterCard Fraud Center, Accertify, Falcon, or equivalent fraud management systems
Data-driven mindset, able to interpret trends, evaluate rule performance, and make informed decisions using internal data
Excellent communication and leadership skills
Thrive in fast-paced, high-stakes environments and enjoy solving complex fraud problems with a calm, strategic approach
Comfortable with ambiguity, prioritizing effectively in a dynamic environment while ensuring risk is managed responsibly

Job Responsibility

Lead and develop a team of Card Fraud Investigators, providing mentorship, performance feedback, and opportunities for growth
Hire additional team members as business needs evolve
Set and track key performance metrics to assess team effectiveness and guide operational improvements
Foster a high-performing, collaborative team culture focused on balancing fraud prevention with an excellent customer experience
Shape strategy for transaction-level fraud prevention and mitigation, balancing risk controls and customer friction
Partner with Product, Risk Strategy, and Risk Engineering to automate workflows, improve investigation tools, and design scalable systems that reduce manual review volume
Collaborate cross-functionally with Compliance, Legal, and other partners to enhance fraud prevention policies, tooling, and decisioning logic
Coordinate with Disputes and Customer Support to align on processes for unauthorized transactions and ensure consistent customer communication
Oversee Mercury’s card fraud monitoring operations, ensuring timely and accurate investigation of alerts from MasterCard Fraud Center and internal systems
Leverage data to identify emerging fraud trends and drive proactive rule adjustments or new mitigation strategies, while building consistent processes across the team to balance risk mitigation and customer experience

What we offer

Equity (stock options)
Benefits

Fulltime

Payments Optimization Manager

We are looking for an experienced Optimization Manager (OM) to join our Performa...

Location

Japan , Tokyo

Salary:

Not provided

Adyen

Expiration Date

Until further notice

Requirements

Ideally 8+ years of experience in Risk & Fraud Prevention, Payment Performance, Data Analytics, Technical Account Executive or a similar role within the payments or fintech industry
Strong stakeholder management skills, engaging with customers and cross-functional teams to define needs and drive impact
Ownership and entrepreneurial mindset, with the ability to prioritize and drive execution independently
Business proficiency in verbal and written communication skills (English & Japanese), able to present insights and synthesize complex topics clearly to a technical and non-technical audience
Comfortable working in a fast-paced, cross-functional environment with global teams and international customers
Strong knowledge of the regional payment landscape including staying current on Card Network Scheme Rules, local regulations and payment adoptions. Is able to effectively communicate the importance of risk management in payments optimization
High level of self-motivation and always looking for ways to improve and make our processes more efficient
Strong data analysis and correlation skills with ability to work through complex and unfamiliar data sets

Job Responsibility

Partner with commercial teams: Showcase Adyen’s value proposition and drive adoption within commercial environments and merchant facing communications
Leverage data-driven insights: in collaboration with Data Analysts to inform merchant conversations
Lead discussions: Hold expertise on leading discussions at a high level with existing and prospective customers , equipping commercial teams with tools and training to enhance their merchant engagements
Act as a payment optimization expert: SME in payment optimization strategies (e.g. risk & fraud prevention, conversion uplift, cost efficiencies) and be a go-to expert for both internal teams and external clients
Deploy sophisticated optimization playbooks: Analyse across Adyen’s customer portfolio using existing tools
Drive insights-led optimisation strategies: Leverage data-driven insights and analytical tools by running analysis on payment datasets to identify opportunities for performance improvement and risk mitigation across our merchant portfolio
Upselling Adyen’s Products: Identify opportunities to introduce and drive adoption of Adyen solutions (such as Protect and Uplift) by bridging the gap between customers and product teams, ensuring that key customers maximize their performance potential
Deliver scalable analytical solutions: Build and maintain analytical frameworks, dashboards, or tools that can be used across teams. Confidently manage and interpret large data sets to generate actionable insights that deliver value to both internal stakeholders and merchants
Lead with autonomy and global perspective: Operate independently with a strategic, global view — providing consultative guidance to high-value customers and collaborating closely with cross-functional teams
Support team operations: Assist with various tasks to help keep the Performance Optimization team running smoothly

Director of Cards Operations

BrainFinance is a leading financial technology company that provides responsible...

Location

Canada , Montreal

Salary:

115000.00 - 120000.00 USD / Year

BrainFinance

Expiration Date

Until further notice

Requirements

University degree in Business Administration, Operations Management, Finance, or a related field
an MBA or advanced degree is highly preferred
2 years of experience in IT project management
Significant experience in payment/card operations, ideally in leadership roles within the financial services or fintech sectors
Strong knowledge of credit card processing, industry regulations, and compliance frameworks, including VISA rules and PCI-DSS (Payment Card Industry Data Security Standard)
Proven experience in product development and vendor ecosystem management, ensuring seamless integration and alignment with business objectives
Demonstrated ability to enhance operational efficiency and optimize processes in a customer-centric environment.

Job Responsibility

Lead and manage cross-functional teams of specialists (technology, operations, compliance, finance, and vendor partners) in the design, deployment, and administration of payment platforms, software, and data systems
Serve as the key escalation and delivery point for executives and partners, ensuring transparent communication of risks, progress, and overall program health
Champion change initiatives, compliance programs, and audit preparation efforts to ensure regulatory alignment and operational resilience
Plan, organize, direct, control, and evaluate the activities related to payment programs, including BIN sponsorship, product readiness, partner integration, and go-live execution
Develop and implement policies, procedures, and governance frameworks to ensure effective management of electronic payment systems and card lifecycle operations
Meet with internal stakeholders and external partners to define system requirements, technical specifications, budgets, and delivery timelines
Evaluate performance through KPIs, dashboards, and executive reporting, ensuring continuous improvement in customer adoption, spend, risk, and fraud management
Oversee and control program budgets, forecasts, reporting, and expenditures to ensure financial and operational efficiency
Supervise, and guide analysts, engineers, program managers, and vendor resources, ensuring ongoing training, professional development, and adherence to best practices.

What we offer

Group Insurance (Health and Dental)
Retirement Savings Plan (RSP)
Virtual healthcare
Employee Assistance Program (EAP)
Additional Days off (Moving day, Birthday, 5 personal days)
Health and Wellness Program
Office perks: Event Coordinator responsible for social activities, 5-7, snacks provided, yoga and meditation room
Paid subscription to training tools
Benefits for public transportation (Bixi, Opus)
Modern open plan office with pin pong, and pool table

Fulltime

Commercial Card Pricing & Rebate Platform Product Manager

We’re committed to building innovative commercial card solutions that empower ou...

Location

United States , Westwood; Shelton; Johnston

Salary:

125000.00 - 145000.00 USD / Year

Citizens Bank

Expiration Date

Until further notice

Requirements

7+ years in product management, pricing, or revenue roles (preferably in commercial cards or payments)
Strong financial modeling, market research, and analytical skills
Experience with P&L management, pricing strategy, and client contract management
Proficient in data analysis, database querying, and data visualization tools
Advanced skills in Microsoft Excel and Visual Basic for Applications (VBA) for automation and reporting
Excellent communication and stakeholder management abilities
Familiarity with regulatory frameworks (e.g., Reg E, Visa/MC rules) and card payment technologies
Bachelor’s degree in Finance, Economics, Business, or related field

Job Responsibility

Lead pricing strategy and revenue optimization for commercial card products
Develop and manage product roadmaps, business cases, and go-to-market plans
Analyze market trends, customer needs, and competitor offerings to inform pricing and product enhancements
Support data-driven decision-making by interpreting data, conducting database queries, preparing visualizations, and proposing actionable recommendations
Work with business partners to understand user requirements and align solutions with business strategies and goals
Manage client contract lifecycle, including pricing terms, renewals, and compliance with contractual obligations
Own portfolio and client performance dashboard reporting—design, maintain, and deliver insights to drive business decisions
Collaborate with cross-functional teams (tech, sales, risk, compliance) to deliver new features and ensure regulatory compliance
Monitor product performance, profitability, and key metrics
recommend improvements

What we offer

comprehensive medical, dental and vision coverage
retirement benefits
maternity/paternity leave
flexible work arrangements
education reimbursement
wellness programs
competitive pay
opportunity to earn an annual discretionary bonus

Fulltime

Senior Associate, Product Manager - Business Cards & Payments

Product Management at Capital One is a booming, vibrant craft that requires reim...

Location

United States , McLean; New York; Richmond

Salary:

101100.00 - 138400.00 USD / Year

Capital One

Expiration Date

Until further notice

Requirements

Bachelor’s degree or military experience
At least 1 year of product management experience or at least 1 year of experience in product design, agile delivery, business analysis, data science, or software engineering

Job Responsibility

Collaborate with tech teams to build comprehensive acceptance criteria
Break down business epics into features and user stories
Use hypothesis-driven assessment of data
Own and prioritize feature development roadmaps
Work autonomously in an agile environment to conduct research and develop features
Collaborate with designers, technologists, data scientists and subject-matter experts
Deliver well-managed product platforms
Articulate a succinct product roadmap to deliver business value

What we offer

Performance based incentive compensation (cash bonus(es) and/or long term incentives)
Comprehensive, competitive, and inclusive set of health, financial and other benefits

Fulltime

Vp, Data & Ai Strategy & Design

The AI and Data Strategy organization (Chief AI and Data Office) is responsible ...

Location

United States of America , O'Fallon, Missouri; Purchase, New York

Salary:

194000.00 - 310000.00 USD / Year

Mastercard

Expiration Date

Until further notice

Requirements

Advanced expertise in AI, GenAI, & Agentic AI to drive innovative payment product designs
Strong understanding in data strategy, management, and governance
Exceptional leadership and influencing skills, with a proven track record of driving change and building consensus
Strong interpersonal and networking abilities
adept at building relationships across diverse teams and geographies
Demonstrated experience facilitating AI design workshops and drafting AI design documents
Experience applying AI design thinking to solve complex business challenges, inclusive of Generative AI and Agentic
High level understanding of technical and infrastructure requirements for AI solutions
Excellent written and oral communication skills
able to present complex concepts clearly and persuasively

Job Responsibility

Lead and Influence: Provide visionary leadership across product teams and business units, driving adoption of AI including agentic design thinking in payments innovation
AI Design Thinking: Champion AI design thinking methodologies to unlock innovative solutions and drive business impact
Facilitate AI Design Workshops: Organize and lead AI design workshops, fostering collaboration and creativity to develop actionable frameworks and solutions
Draft AI Design Documents: Author and maintain comprehensive AI design documents that guide product development and strategic decision-making
Data Strategy and Management: Embed data design thinking and strategies, ensuring high-quality data acquisition, governance, and utilization to support AI and payments innovation
Strategic Partnerships: Build and nurture strong relationships with internal and external stakeholders to advance Mastercard’s AI and data strategy
Thought Leadership: Serve as a subject matter expert in AI & Data, sharing insights and best practices to elevate organizational knowledge and capability
Technical & Infrastructure Expertise: Assess and defines the high level technical and infrastructure requirements necessary to build and deploy robust AI designs, including cloud platforms, data pipelines, integration frameworks, and security protocols
Cross-Functional Collaboration: Work closely with technology, product, finance, and operations teams to ensure AI solutions are feasible, scalable, and aligned with business objectives
Payments Expertise: Apply deep understanding of card payments, with strong preference for experience in both B2B commercial payments and consumer payments

What we offer

insurance (including medical, prescription drug, dental, vision, disability, life insurance)
flexible spending account and health savings account
paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave)
80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire
10 annual paid U.S. observed holidays
401k with a best-in-class company match
deferred compensation for eligible roles
fitness reimbursement or on-site fitness facilities
eligibility for tuition reimbursement

Fulltime

Senior Associate, Product Management - Card Capabilities (Business Cards & Payments)

As a Product Manager in the Card Capabilities group, you will collaborate with a...

Location

United States , Richmond, Virginia; McLean, Virginia

Salary:

101100.00 - 126900.00 USD / Year

Capital One

Expiration Date

Until further notice

Requirements

Bachelor’s degree or military experience
At least 1 year of product management experience or at least 1 year of experience in product design, agile delivery, business analysis, data science, or software engineering

Job Responsibility

Define clear and actionable problem statements
Leverage customer insights to influence priorities and roadmap feature development
Own and prioritize the near-term product roadmap
Understand and leverage technology and end-state architecture vision
Develop and champion a bold vision
Develop and communicate a 6-month vision to senior stakeholders
Contribute to team culture and recruiting

What we offer

Comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being
Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)

Fulltime

Product Manager (Data) - Business Cards & Payments

Capital One

Location:
United States , McLean

Category:
IT - Software Development

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
January 10, 2026

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Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:January 10, 2026

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