Product Manager (Data) - Business Cards & Payments Job at Capital One (McLean)

Product Manager - Risk and Compliance

At myPOS, we’re all about helping businesses grow and get paid. We make payments...

Location

Bulgaria , Sofia; Varna

Salary:

Not provided

myPOS

Expiration Date

Until further notice

Requirements

5+ years of product management experience, ideally within fintech, banking, or payments
Proven track record designing or managing systems that detect or prevent fraud, financial crime, or transaction anomalies
Solid understanding of AML/CFT frameworks, payments regulations, and risk management principles
Analytical, data-driven decision-maker with experience in KPIs, metrics, and continuous improvement
Skilled communicator who can work across engineering, compliance, commercial, and external partners
Able to lead by influence, build relationships across disciplines, and drive alignment among teams with competing priorities
Curious, calm, and determined
comfortable operating in ambiguity in fast-moving agile contexts

Job Responsibility

Be curious and think from first principles to identify the highest impact opportunities to protect myPOS and our customers from fraud and financial crime
Turn complex ideas into clear, testable requirements that align teams and deliver results
Design scalable systems that detect and prevent fraud across payments, cards, transfers, and account security
Work with Data and Engineering to automate anti-financial crime controls intelligently, using analytics and machine learning where they add value
Partner with Compliance and Risk to turn regulation and best practices into smart, scalable solutions
Challenge outdated processes and drive simplification and automation
Promote a pragmatic, risk-aware culture across product and business teams
Stay curious about the payments landscape - from card schemes to digital wallets - to keep us ahead of emerging risks
Build strong, trusted relationships with Risk and Compliance teams
Manage priorities confidently to protect focus and quality

What we offer

Vibrant international team operating in hi-tech environment
Annual salary reviews, promotions and performance bonuses
myPOS Academy for upskilling and training
Unlimited access to courses on LinkedIn Learning
Annual individual training and development budget
Refer a friend bonus as we know that working with friends is fun
Teambuilding, social activities and networks on a multi-national level
Excellent compensation package
25 days annual paid leave (+1 day per year up to 30)
Full “Luxury” package health insurance including dental care and optical glasses

Fulltime

Payments Optimization Manager

We are looking for an experienced Optimization Manager (OM) to join our Performa...

Location

Japan , Tokyo

Salary:

Not provided

Adyen

Expiration Date

Until further notice

Requirements

Ideally 8+ years of experience in Risk & Fraud Prevention, Payment Performance, Data Analytics, Technical Account Executive or a similar role within the payments or fintech industry
Strong stakeholder management skills, engaging with customers and cross-functional teams to define needs and drive impact
Ownership and entrepreneurial mindset, with the ability to prioritize and drive execution independently
Business proficiency in verbal and written communication skills (English & Japanese), able to present insights and synthesize complex topics clearly to a technical and non-technical audience
Comfortable working in a fast-paced, cross-functional environment with global teams and international customers
Strong knowledge of the regional payment landscape including staying current on Card Network Scheme Rules, local regulations and payment adoptions. Is able to effectively communicate the importance of risk management in payments optimization
High level of self-motivation and always looking for ways to improve and make our processes more efficient
Strong data analysis and correlation skills with ability to work through complex and unfamiliar data sets

Job Responsibility

Partner with commercial teams: Showcase Adyen’s value proposition and drive adoption within commercial environments and merchant facing communications
Leverage data-driven insights: in collaboration with Data Analysts to inform merchant conversations
Lead discussions: Hold expertise on leading discussions at a high level with existing and prospective customers , equipping commercial teams with tools and training to enhance their merchant engagements
Act as a payment optimization expert: SME in payment optimization strategies (e.g. risk & fraud prevention, conversion uplift, cost efficiencies) and be a go-to expert for both internal teams and external clients
Deploy sophisticated optimization playbooks: Analyse across Adyen’s customer portfolio using existing tools
Drive insights-led optimisation strategies: Leverage data-driven insights and analytical tools by running analysis on payment datasets to identify opportunities for performance improvement and risk mitigation across our merchant portfolio
Upselling Adyen’s Products: Identify opportunities to introduce and drive adoption of Adyen solutions (such as Protect and Uplift) by bridging the gap between customers and product teams, ensuring that key customers maximize their performance potential
Deliver scalable analytical solutions: Build and maintain analytical frameworks, dashboards, or tools that can be used across teams. Confidently manage and interpret large data sets to generate actionable insights that deliver value to both internal stakeholders and merchants
Lead with autonomy and global perspective: Operate independently with a strategic, global view — providing consultative guidance to high-value customers and collaborating closely with cross-functional teams
Support team operations: Assist with various tasks to help keep the Performance Optimization team running smoothly

Director of Cards Operations

BrainFinance is a leading financial technology company that provides responsible...

Location

Canada , Montreal

Salary:

115000.00 - 120000.00 USD / Year

BrainFinance

Expiration Date

Until further notice

Requirements

University degree in Business Administration, Operations Management, Finance, or a related field
an MBA or advanced degree is highly preferred
2 years of experience in IT project management
Significant experience in payment/card operations, ideally in leadership roles within the financial services or fintech sectors
Strong knowledge of credit card processing, industry regulations, and compliance frameworks, including VISA rules and PCI-DSS (Payment Card Industry Data Security Standard)
Proven experience in product development and vendor ecosystem management, ensuring seamless integration and alignment with business objectives
Demonstrated ability to enhance operational efficiency and optimize processes in a customer-centric environment.

Job Responsibility

Lead and manage cross-functional teams of specialists (technology, operations, compliance, finance, and vendor partners) in the design, deployment, and administration of payment platforms, software, and data systems
Serve as the key escalation and delivery point for executives and partners, ensuring transparent communication of risks, progress, and overall program health
Champion change initiatives, compliance programs, and audit preparation efforts to ensure regulatory alignment and operational resilience
Plan, organize, direct, control, and evaluate the activities related to payment programs, including BIN sponsorship, product readiness, partner integration, and go-live execution
Develop and implement policies, procedures, and governance frameworks to ensure effective management of electronic payment systems and card lifecycle operations
Meet with internal stakeholders and external partners to define system requirements, technical specifications, budgets, and delivery timelines
Evaluate performance through KPIs, dashboards, and executive reporting, ensuring continuous improvement in customer adoption, spend, risk, and fraud management
Oversee and control program budgets, forecasts, reporting, and expenditures to ensure financial and operational efficiency
Supervise, and guide analysts, engineers, program managers, and vendor resources, ensuring ongoing training, professional development, and adherence to best practices.

What we offer

Group Insurance (Health and Dental)
Retirement Savings Plan (RSP)
Virtual healthcare
Employee Assistance Program (EAP)
Additional Days off (Moving day, Birthday, 5 personal days)
Health and Wellness Program
Office perks: Event Coordinator responsible for social activities, 5-7, snacks provided, yoga and meditation room
Paid subscription to training tools
Benefits for public transportation (Bixi, Opus)
Modern open plan office with pin pong, and pool table

Fulltime

Card Provider Manager / Scheme Manager

Solaris is a tech company with a full German banking license. Our Banking-as-a-S...

Location

Germany , Berlin

Salary:

Not provided

Solarisbank

Expiration Date

Until further notice

Requirements

5+ years in card issuing as Cards Provider/Scheme Manager, Cards Business Manager, or Cards-focused Technical Program Manager
Deep technical expertise in card programs, value-added services, and the underlying system landscape (processors, ledgers, and gateways), with a mastery of global Scheme Rules and compliance mandates
Strong mastery of scheme rules/mandates and compliance requirements
ability to execute scheme-driven change lifecycles
Contract negotiation and contract/SLA management expertise with third-party providers
Strong financial acumen: cost control, budgeting, commercial evaluation, and PO governance
Data analytics and reporting skills for SLA/operational performance, decision support, and stakeholder updates
Proven track record in deriving complex business requirements and transforming them into project-oriented, optimized technical processes that improve operational efficiency
Strong stakeholder management and communication
Professional English language skills at business level. German is a strong advantage.

Job Responsibility

Own provider and scheme relationships
align priorities, scope, and delivery across internal teams and external partners
Collaborate closely with senior product management to oversee provider relations, including cost control and optimization. This includes leading strategic negotiations and initiatives to significantly reduce costs and enhance service quality
Orchestrate the end-to-end technical lifecycle of Visa/Mastercard mandates, covering everything from BIN management and card configuration to regulatory scheme reporting
Rigorously monitor and enforce compliance with regulatory requirements in card-based payments. Coordinate technical and operational implementation within interdisciplinary working groups alongside partners and major schemes, including Mastercard and Visa
Gain in-depth knowledge regarding the content of provider and third-party agreements. Influence and lead negotiations to secure favorable terms for Solaris
Drive continuous service improvement by monitoring, reviewing, and remediating SLAs for mission-critical partners like Nexi, Apata, and Exceet
Establish and maintain strong relationships with key internal teams to coordinate business activities
Conduct routine tasks necessary for maintaining productive provider relationships and proactively identify opportunities for improvement and innovation in the provider relationship, leading to enhanced business outcomes
Proactively engage with providers and third parties to address and resolve business-level issues

What we offer

Home office budget
Learning & development budget of €1000 per year and a transparent growth framework to support your career goals
Competitive salary and a variable remuneration program
Monthly meal allowance
Deutschland ticket subsidy
28 vacation days, increasing by 2 days after 2 years and 3 days after 3 years with Solaris
Opportunity to work abroad for up to 12 weeks per year.

Fulltime

Manager, Products and Solutions

The Customer Solutions Center is looking for a Product Manager to handle Masterc...

Location

Romania , Bucharest

Salary:

Not provided

Mastercard

Expiration Date

Until further notice

Requirements

Inherent knowledge of Payment business and card products and their value to customers
Substantial experience in product management, with proven track record in developing customer value propositions across various segments (consumer and commercial experience is a big plus)
Proven track record in developing and managing products related to current accounts, debit cards, credit cards, SME, digital banking, customer value added benefits, customer loyalty, customer engagement in a financial institution or fintech
Deep understanding, experience and discipline of product development, product management, and problem solving
Excellent communication skills - able to partner, manage and influence internal and external stakeholders (Partners, Sales, Marketing, Customer Delivery, Product, Financial) to develop and execute the business requirements.
Robust sales, negotiation and presentation skills both written and verbal
Good strategic vision, with the ability to turn complex strategies into practical and execution-oriented plans
Sturdy quantitative/analytical skills and ability to effectively manage data
Highly collaborative skills with strong ability to cooperate with cross functional teams
Strong English language skills

Job Responsibility

Identifying and sourcing new benefits with local partners for consumer segments: Manage overall relationship with key local partners and subcontractors
Manage contracting process of key local partners and subcontractors
Design and execute process for deployment of new benefits
Prepare regular reporting and analysis for local benefits
Managing implementation and development of benefits platforms in Romania
Supporting deployment of local and global benefits platforms with issuers
Reviewing issuers’ value proposition and support Account Managers in proposing enhanced value proposition to issuers on both consumer and commercial segments.
Cooperating with the teams across markets towards developing and delivering scalable solutions in the SEE countries.
Bring your deep knowledge of products, services or platform capabilities to a solution-selling environment
Enable new capabilities in the market with a broad scope covering multiple cardholder segments (credit/debit/prepaid, Mass Affluent, Premium, SME, Corporate) and multiple value added topics such as Benefits, Loyalty, Engagement, UX, partnership development

Fulltime

Senior Associate, Product Management - Card Payments Team

Product Management at Capital One is a booming, vibrant craft that requires reim...

Location

United States , McLean, Virginia; Richmond, Virginia; New York, New York

Salary:

101100.00 - 138400.00 USD / Year

Capital One

Expiration Date

Until further notice

Requirements

Bachelor’s degree or military experience
At least 1 year of product management experience or at least 1 year of experience in product design, agile delivery, business analysis, data science, or software engineering

Job Responsibility

Collaborate with tech teams to build comprehensive acceptance criteria
Break down business epics into features and user stories
Use hypothesis-driven assessment of data
Own and prioritize feature development roadmaps
Work autonomously in an agile environment to conduct research and develop features
Collaborate with designers, technologists, data scientists and subject-matter experts
Deliver well-managed product platforms
Articulate a succinct product roadmap to deliver business value

What we offer

Performance based incentive compensation (cash bonus(es) and/or long term incentives)
Comprehensive, competitive, and inclusive set of health, financial and other benefits

Fulltime

Director of Product, Payments

As the Director of Product for Payments, you will own the product vision and exe...

Location

United States , New York; San Francisco

Salary:

260000.00 - 320000.00 USD / Year

Canary Technologies

Expiration Date

Until further notice

Requirements

6+ years in product management, including at least 3+ years in payments
Deep understanding of payment processing ecosystems: acquirers, processors, gateways, tokenization, PCI compliance, interchange economics, and payment methods (cards, ACH, wallets, bank transfers)
Track record of building and scaling payment products from 0 to 1 and at scale, with measurable business impact (TPV, revenue, margin improvement)
Experience navigating regulated environments and complex technical integrations with payment processors and PSPs
Strong product judgment for balancing security, compliance, user experience, and commercial outcomes in payment flows
Proven ability to drive enterprise deals where payments are a critical component
Experience with Vertical B2B SaaS is a strong plus
Technical fluency to partner with Engineering on payments infrastructure, API design, event-driven architectures, and fault-tolerant systems
Comfortable operating in a fast-paced, high-growth environment with evolving priorities and competing stakeholder needs

Job Responsibility

Own the end-to-end payments product strategy across the company
Define the multi-year vision that enables Canary to dramatically expand its Payments business
Expand payment processor integrations to unblock Sales and Activation globally
Prioritize integrations based on addressable market, enterprise deal requirements, and international needs
Build and scale payments infrastructure as a platform
Deliver capabilities like card-on-file, tokenization, fraud detection, chargeback prevention, surcharging, currency exchange, and reporting that all application teams can leverage
Coach for outcomes, build payments domain expertise, and develop technical product leaders
Orchestrate complex go-to-market motions with Sales, Partnerships, and Marketing
Structure payment processor agreements, enable the sales team on payment capabilities, and close enterprise deals where payments are a gating requirement
Operate in a fast-paced, high-accountability environment

What we offer

Canary Days: company wide days off each month
Self Improvement Club: budget towards purchases for personal goals
Professional Development Chats: budget for cross functional professional development conversations
Travel Reimbursement: travel stipend to visit offices in New York, San Francisco or Dallas
Personal Travel Reimbursement: credit towards stay at a hotel that Canary works with
Opportunity to earn a discretionary bonus and/or equity

Fulltime

Senior Product Owner II

The Collections Technology Product Owner is responsible for leading the developm...

Location

United States , Cincinnati

Salary:

73.00 - 79.00 USD / Hour

Apex Systems

Expiration Date

Until further notice

Requirements

Bachelor’s degree in business, finance, computer science, data analytics, or a related field
Master’s degree preferred
Experience as a Product Owner or similar role within Collections, Contact Center technology, or financial services
Strong knowledge of AWS Connect (contact flows, Lambda, Lex, Contact Lens, omni-channel capabilities)
Experience with Collections platforms such as CACS X or comparable systems (e.g., FICO Debt Manager, Latitude, Experian PowerCurve)
Demonstrated experience integrating data between operational systems and domain services/data warehouses
Proven ability to build data products supporting complex reporting and analytics, particularly in Collections or Credit Risk
Strong understanding of Collections processes (delinquency management, treatment strategies, payment arrangements, skip tracing, legal processes, charge-off procedures)
Experience with Agile methodologies, especially Scrum
Strong analytical, problem-solving, and data literacy skills

Job Responsibility

Develop and maintain a strategic roadmap for AWS Connect and CACS X, aligned with Collections objectives, enterprise data strategy, and customer experience goals
Identify modernization opportunities and ensure platforms evolve to meet business and regulatory needs
Collaborate with Collections Operations, Technology, Data & Analytics, Risk, Compliance, and Domain teams to gather requirements, understand challenges, and identify opportunities for improvement
Facilitate communication across teams to ensure alignment and transparency
Define product vision, strategy, and roadmap for AWS Connect and CACS X
Prioritize and manage the product backlog, ensuring timely delivery of features, integrations, and data capabilities
Provide ongoing guidance to development teams throughout the delivery lifecycle
Lead initiatives to integrate critical Collections data into enterprise domain services (e.g., Account, Card, Loan domains)
Design and support real-time and batch data integration patterns between Collections platforms and enterprise systems
Develop and manage data products supporting advanced Collections reporting, including delinquency analytics, roll rates, cure rates, contact effectiveness, payment arrangements, and liquidation performance

What we offer

medical
dental
vision
life
disability
other insurance plans
ESPP (employee stock purchase program)
401K program with company match after 12 months
HSA (Health Savings Account on the HDHP plan)
SupportLinc Employee Assistance Program (EAP) with up to 8 free counseling sessions

Fulltime

Product Manager (Data) - Business Cards & Payments

Capital One

Location:
United States , McLean

Category:
IT - Software Development

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
January 10, 2026

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