Product Manager - Credit Risk Team Job at Solomon Page (New York)

Group Product Manager, Credit

We have a massive opportunity ahead of us – to take our card Issuing product to ...

Location

United States , San Francisco; Chicago

Salary:

258000.00 - 348000.00 USD / Year

Adyen

Expiration Date

Until further notice

Requirements

8+ years of working experience in product and adjacent functions within a fintech- or financial services environment
3+ years of experience building credit products
Product Management skills including scoping technical features, creating tactical solutions, and setting goals for products
Leadership ability to lead a team of PMs
Hands-on project management skills with full ownership
Customer centric with ability to translate technical complexity
Entrepreneurial mindset to form a vision and work with engineering teams
Experience in launching and scaling world class products
Solid communication skills
Domain expertise in credit cards, charge cards, or other credit related products

Job Responsibility

Drive strategy and roadmap for the Credit team including APIs, underwriting, operational processes, and monetization
Work closely with engineering team and other product managers on resource planning and execution of the roadmap
Be fully accountable for the Credit team's metrics and permeate accountability
Be extremely data driven, working with analytics team to define and refine metrics
Actively engage with customers, commercial teams, compliance, risk and other stakeholders to build a world-class product
Multiply impact by guiding and growing junior team members working on our Issuing product

What we offer

RSUs

Fulltime

Credit Risk Manager (Insurance focus) - Director

Primary coverage for the role is European insurance companies and therefore prov...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Solid and extensive Credit Risk experience of the European insurance sector including life, non-life and composite insurers
An understanding of the European regulatory landscape, topical issues and the key risk considerations associated with these clients
Ability to multi-task often to tight deadlines whilst managing stakeholder expectations
Experience of Global Markets products including complex transactions and associated legal documentation
Demonstrated thought leadership, developing new techniques, methodologies, and approaches for credit risk management
Expertise in evaluating complex issues with substantial impact, utilizing in-depth quantitative and qualitative analysis
Exceptional communication skills, including clear articulation, effective presentation of complex information, and empathetic response
Advanced skills in mediating disputes and advocating for organizational interests with high-level stakeholders
A strong team player and collaborative mindset
Capability to challenge established norms and pioneer new approaches in complex domains

Job Responsibility

Partner with 1LoD to risk manage designated client portfolio in a proactive and timely manner
Provide review, challenge and credit decisioning for the assigned portfolio of FIG clients and/or recommendations to more senior credit officers as needed
Independently assess the accuracy and appropriateness of risk ratings and classifications for assigned client portfolio
Critically evaluate assigned portfolio(s) identifying and assessing emerging risks
Be alert to outsized exposures including CCR factor sensitivities for designated portfolio understand the drivers of Citi's exposure to these clients
Escalate early and often, maintain a culture of no surprises
Drive continuous improvement of credit risk processes and standards for assigned entities
Identify opportunities for simplification and improvement in credit related processes including the use of Citi AI tools
Oversee and validate corrective action plans for identified issues, addressing concerns from control functions
Contribute to periodic Insurance related portfolio health reviews for EMEA clients

What we offer

Generous holiday allowance starting at 27 days plus bank holidays
increasing with tenure
A discretional annual performance related bonus
Private medical insurance packages to suit your personal circumstances
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends
Access to an array of learning and development resources

Fulltime

Staff Product Manager, Credit Card

The Staff Product Manager for GoodLeap, Consumer card will be responsible for th...

Location

United States , San Francisco, CA / West Palm Beach, FL / Roseville, CA

Salary:

185000.00 - 210000.00 USD / Year

GoodLeap

Expiration Date

Until further notice

Requirements

7+ years of product management experience, including senior or staff-level ownership with a proven track record of successfully scaling credit card programs
Demonstrated experience owning a product in its early growth and scaled rollout phases —driving adoption, improving the customer experience based on live data, and expanding availability to new customer segments
Familiarity with credit card product mechanics — including underwriting, credit structures, and card network relationships — is required
experience in consumer lending or home finance is a plus
Experience with fraud and risk prevention and management is preferred
Proven ability to collaborate across multiple product and engineering teams without direct reporting authority
skilled at building alignment and keeping delivery on track in complex, matrixed organizations
Strong product roadmap and prioritization skills
able to balance near-term product health and operational needs with longer-term growth opportunities and communicate trade-offs clearly to stakeholders
Data-driven approach to product decisions

Job Responsibility

Own the post-launch product roadmap for GoodLeap’s card product, balancing near-term operational needs with longer-term product vision, and communicate prioritization decisions and trade-offs clearly to stakeholders
Lead the phased rollout strategy for the card product, defining success metrics at each stage and partnering with Marketing to expand access to increasing groups of customers in a deliberate and operationally sound way
Collaborate with product teams across GoodLeap — including Payments, B2B, Homeowner, Servicing, and Platform — to align on shared systems and surfaces needed to deliver on the card roadmap and support scaled rollout
Serve as the primary product owner bridging strategy and execution: documenting requirements, aligning on acceptance criteria, and working hand-in-hand with engineering through delivery of each roadmap increment
Manage relationships with the card product’s external vendor ecosystem — spanning multiple third-party partners across card issuing, underwriting, fraud, and servicing — and ensure vendor roadmaps align with product needs
Define and monitor key performance indicators in partnership with Data Analytics and use metrics to inform roadmap decisions and flag issues early
Engage directly with customers and partners in partnership with Business Development and customer-facing teams to gather qualitative feedback, and establish a continuous learning loop that drives rapid product improvement after launch

What we offer

This role may be eligible for a bonus and equity

Fulltime

Wholesale Credit Risk Product & Data Analyst - Assistant Vice President

The Team sit within Citi’s Enterprise Data Office and have a focus on serving ou...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Experience in contributing to a data/analytic capability in a financial institution
9+ years of experience
Foundational understanding of credit risk concepts and the ability to translate complex risk data into meaningful insights for stakeholders
Strong experience with data visualization tools and best practices (ideally using Tableau)
An ability to manipulate data using SQL and/or Python
Experience with low-code Extract Transform and Load (ETL) applications like (for example, Tableau Prep or Alteryx)
Strong communication skills, with the ability to present technical concepts to non-technical audiences effectively
A proactive and self-motivated approach to managing multiple projects and priorities in a fast-paced environment
Highly analytical & creative mindset

Job Responsibility

Design, develop, and maintain advanced dashboards to support credit risk teams in monitoring and analyzing key metrics
Collect, clean, and analyse data related to credit risk – utilizing a data driven approach to determine the optimal solutions to meet strategic requirements
Identify data patterns & trends, and provide insights to business stakeholders
Collaborate with stakeholders to gather requirements, translate business needs into technical specifications, and drive development of new products and/or features and functionality of products
Act as the primary point of contact for stakeholders, as well as the data & analytics subject matter expect (SME), providing regular updates on project progress and addressing feedback independently
Proactively identify opportunities to enhance products and processes to improve efficiency and decision-making
Interact with business managers, technology, and sales to understand their long term vision, discuss industry trends, and incorporate them into the product & solutions strategy

What we offer

competitive base salary (which is annually reviewed)
business casual workplace with a hybrid working model (up to 2 days working at home per week)
additional benefits that support you (and your family) to be well, live well, and save well

Fulltime

Senior Manager, Credit Risk

The Credit Risk team protects Shopify while enabling merchant growth by managing...

Location

Salary:

Not provided

Shopify

Expiration Date

Until further notice

Requirements

Leading and developing operational teams in credit risk, recovery, or financial services—ideally within ecommerce, payments, or large-scale digital platforms
Managing credit exposure, reserves, and financial loss mitigation at scale, with strong analytical skills and sound judgment under pressure
An AI-first mindset. You champion automation and AI workflows and are familiar with using AI tools to accelerate work
Direct communication—you say the thing, give clear feedback, and don't avoid hard conversations
Acting as the key operational partner to product, engineering, and data teams
Managing operational health for high-volume teams, such as SLAs, quality, throughput, and performance on large-scale case management platforms
Engaging senior stakeholders and executives to communicate risks, align on priorities, and deliver on objectives

Job Responsibility

Build, lead, and develop a high-performing team of credit risk analysts
push them to hone their craft and leverage AI tools to expand team impact
Own the team's outcomes and key metrics, balancing loss rates with merchant friction/experience
Use data to identify at-risk merchants early, build enforcement programs grounded in evidence, and intervene with low friction wherever possible
Define clear, well-documented policies that enable auditable, transparent decision-making and serve as the foundation for scalable automation
Partner with data teams to develop automation and detection models that cover the full surface area of loss prediction, not just optimizing existing coverage
Partner with product teams to help merchants understand when they're at risk and provide self-serve pathways to get back on track
Build credit risk assessments for new product launches and market expansions, scoping exposure and designing risk-mitigating controls from the start
Build high trust through direct feedback, clear expectations, and addition/subtraction when needed
Collaborate across other Risk, Compliance, and Legal teams to ensure a unified view of merchant risk

Senior Credit Risk Manager

This role sits at the heart of a modern, value-adding second line team. We are s...

Location

Salary:

Not provided

Admiral Group Plc

Expiration Date

Until further notice

Requirements

Significant experience in credit risk roles with strong second line, independent oversight or governance accountability
Proven ability to design, own and operate credit risk frameworks in growing or changing environments
Strong data and analytical capability, with experience shaping dashboards, MI and insight for senior audiences
Experience across consumer and secured lending, ideally including personal loans, motor finance and mortgages
Confidence operating in fast-paced, high-growth settings with evolving products and strategies
Strong judgement, communication skills and the ability to influence senior decision-makers

Job Responsibility

Provide independent second line oversight and effective challenge of credit strategies, underwriting standards, decisioning frameworks and portfolio performance across personal loans, motor finance and mortgage products
Own, design and continuously evolve the Credit Risk Management Framework, ensuring it supports strong decision-making, clear governance and proportionate control in a high-growth environment
Lead the development of insightful, data-driven credit risk reporting and dashboards that highlight trends, emerging risks and forward-looking indicators, rather than static MI
Use data and analysis to deliver timely, value-adding insight and challenge to senior management and risk committees, influencing strategic and tactical decisions
Act as a key second line partner for new and evolving products, providing early risk input to product design, credit policy and decisioning to ensure robust controls from launch
Ensure credit risk remains within appetite during periods of rapid growth, identifying emerging risks, concentrations and control weaknesses and driving appropriate escalation and mitigation
Deliver targeted credit risk assurance activity, including thematic reviews and deep dives focused on areas of highest change or risk
Support effective risk governance through high-quality committee papers, clear articulation of risk trade-offs and practical recommendations
Build strong, constructive relationships with first line teams while maintaining independent judgement and challenge
Line management of a team of credit risk professionals

What we offer

Up to £3,600 of free shares each year after one year of service
33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays)
Option to buy or sell up to an additional five days of annual leave
Financial & Mortgage Advice
24-Hour Ecare
Cycle to Work Scheme
Flexible Working
Simply Health
Private Health Cover
Critical Illness Cover

Fulltime

Wholesale Credit Risk Product & Data Analyst

This data and product development role will help shape the portfolio, limits & c...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Experience in contributing to a data/analytic capability in a financial institution
9+ years of experience
Foundational understanding of credit risk concepts and the ability to translate complex risk data into meaningful insights for stakeholders
Strong experience with data visualization tools and best practices (ideally using Tableau)
An ability to manipulate data using SQL and/or Python
Experience with low-code Extract Transform and Load (ETL) applications like (for example, Tableau Prep or Alteryx)
Strong communication skills, with the ability to present technical concepts to non-technical audiences effectively
A proactive and self-motivated approach to managing multiple projects and priorities in a fast-paced environment
Highly analytical & creative mindset

Job Responsibility

Design, develop, and maintain advanced dashboards to support credit risk teams in monitoring and analyzing key metrics
Collect, clean, and analyse data related to credit risk – utilizing a data driven approach to determine the optimal solutions to meet strategic requirements
Identify data patterns & trends, and provide insights to business stakeholders
Collaborate with stakeholders to gather requirements, translate business needs into technical specifications, and drive development of new products and/or features and functionality of products
Act as the primary point of contact for stakeholders, as well as the data & analytics subject matter expect (SME), providing regular updates on project progress and addressing feedback independently
Proactively identify opportunities to enhance products and processes to improve efficiency and decision-making
Interact with business managers, technology, and sales to understand their long term vision, discuss industry trends, and incorporate them into the product & solutions strategy

What we offer

Competitive base salary (which is annually reviewed)
Benefits that support you (and your family) to be well, live well, and save well
Business casual workplace
Hybrid working model (up to 2 days working at home per week)

Fulltime

Senior Credit Risk Manager - Payments

We're responsible for enabling the business by managing risks and maintaining co...

Location

United States

Salary:

115824.00 - 228000.00 USD / Year

Plaid

Expiration Date

Until further notice

Requirements

8+ years of experience in credit risk underwriting, financial risk, or exposure management within a payments processor, fintech, or lending institution
Hands-on experience owning or designing credit underwriting frameworks, including policies, scorecards, onboarding standards, periodic reviews, and exception handling
Deep understanding of ACH payments and return risk, including settlement timing, unauthorized returns, and liquidity exposure
experience with multiple payment rails is a plus
Proven ability to assess customer solvency and business-model risk, particularly for startups, fintechs, platforms, lenders, or crypto businesses
Strong analytical skills, with the ability to evaluate portfolio-level exposure, concentration risk, and loss scenarios
Experience building and maintaining executive-level risk reporting, dashboards, and KPIs (e.g., exposure, reserves, loss forecasting)
Demonstrated judgment and decision-making ability in high-stakes, ambiguous risk scenarios involving customer exceptions or tradeoffs between growth and risk
Excellent cross-functional collaboration skills, with experience partnering with Operations, Product, Compliance/AML, Finance, and Engineering
Clear written and verbal communication skills, including the ability to translate complex risk concepts into actionable guidance and policies for non-risk stakeholders

Job Responsibility

Own Transfer’s credit risk underwriting program, including policies, scorecards, and playbooks for customer onboarding, periodic reviews, and exception handling enabling consistent, high quality risk decisions as the portfolio scales
Manage portfolio-level financial exposure across ACH, RTP, and FedNow by monitoring customer activity, return behavior, liquidity risk, and solvency signals, reducing the likelihood of unexpected losses and balance-sheet shocks
Evaluate complex and higher-risk use cases, such as crypto, lenders, platforms, and liquidity-fronted customers allowing Plaid to support new business models safely
Partner with Transfer Operations on day-to-day risk decisions and escalations, including setting and adjusting holds, reserves, limits, and pre-funding requirements ensuring fast, coordinated responses to emerging risk events
Develop and maintain executive-level risk reporting, including exposure tracking, reserve adequacy, and loss forecasting, improving leadership visibility and decision-making
Enable operational scale through training and documentation, creating self-serve guides and decision frameworks for customer oversight teams driving consistency and reducing operational risk as volume grows
Collaborate cross-functionally with Product, Engineering, AML/Compliance, and Finance to translate risk policy into tooling, workflows, and automated controls embedding risk management directly into the Transfer platform
Continuously improve risk frameworks and tooling by incorporating data insights, post-mortems, and industry best practices, keeping Plaid’s risk posture aligned with evolving threats and growth objectives

What we offer

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401(k)
equity
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Fulltime

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Product Manager - Credit Risk Team

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