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OnePay Logo OnePay · IT - Software Development

Product Manager - Cash Advance

United States 160000.00 - 200000.00 USD / Year · Job Posted February 21, 2026
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Job Description

As a Product Manager for our Cash Advance product at OnePay, you will leverage your technical, design, and analytical skills to evolve our flagship cash-flow products, providing tens of millions of customers the tools to address their financial needs with confidence. You'll collaborate with various teams including onboarding, post-purchase, wallet, UX, engineering, legal, and retail partners to ensure seamless and scalable experiences across our app and point-of-sale channels. This role offers a significant opportunity to massively impact both our customers and our company.

Job Responsibility

  • Contribute to key product areas in the cash advance space, ensuring scale to tens and hundreds of millions of users
  • Partner with cross-functional teams to identify pain points, define requirements, and ship features that balance financial fundamentals (APR, decline rules, autopay) with broader ecosystem needs (wallet hooks, notifications, analytics)
  • Maintain and prioritize your slice of the roadmap in support of our overall launch plan
  • Make decisions based on key metrics—conversion, repayment rates, engagement to inform prioritization and drive measurable improvements
  • Translate complex technical and partner requirements into clear tickets, user flows, and stakeholder updates

Requirements

  • 3 - 8 years of relevant experience in technical product management or similar role (e.g. engineering, technical product management)
  • Experience with a Cash Advance, or Consumer Lending product
  • You are not afraid to dig into the code, review technical documents, opine on system design and diagnose an issue
  • Servant leadership: you lead by example and are able to motivate people to get stuff done without being their direct manager
  • Executive presentation skills - tight communication that gets buy-in for key initiatives
  • Experience working with legal, compliance, product, business, engineering and other key stakeholders
  • Self-motivated and enthusiastic with demonstrated critical thinking capabilities
  • Drive and proactivity - everyone here is a builder and executor

What we offer

  • Competitive base salary, stock options, and health benefits from Day 1
  • 401(k) plan with company match
  • Remote-friendly (US), flexible time off (FTO), and opportunities for growth
  • A high-growth, mission-driven, inclusive culture where your work has real impact
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