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Product Manager – Treasury & Capital Solutions

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MyTennisLessons

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Location:
United States , New York City

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Contract Type:
Not provided

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Salary:

150000.00 - 200000.00 USD / Year
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Job Description:

SpotOn is seeking a Product Manager – Treasury & Capital Solutions to lead product strategy across two critical domains: merchant capital lending and treasury/settlement management. This role blends merchant-facing innovation (helping businesses access and repay capital seamlessly) with finance infrastructure excellence (ensuring cash flow accuracy, reconciliation, and automation at scale). You will act as a product subject matter expert (SME) at the intersection of payments, lending, and treasury operations — partnering with Finance and Engineering to design systems that are both merchant-friendly and operationally rigorous.

Job Responsibility:

  • Treasury Management & Settlement Balancing: Translate Finance Settlement Balancing team requests into initiatives that mitigate reconciliation risk, improve transparency, and enhance operational efficiency
  • Partner with Engineering to reduce manual reconciliation by automating cash flow reporting, exception handling, and journal entry creation
  • Improve accuracy and transparency in Day 1 (inbound deposits) and Day 2 (outbound payouts) flows
  • Drive development of treasury management tools that automate payout orchestration, GL journaling, exception handling, and real-time reconciliation reporting
  • Drive the development of innovative, non-traditional capital products
  • Champion data integrity and change management for finance systems
  • Capital Lending & Merchant Growth: Lead the capital lending product lifecycle: origination, underwriting, repayment flows, and merchant experience
  • Design repayment models that integrate seamlessly into settlement cash flows
  • Build transparent, self-service experiences for merchants
  • Partner with Risk and Finance to monitor lending performance and evolve repayment mechanics
  • Align lending roadmap with SpotOn’s broader treasury and payout strategies
  • Cross-Functional Leadership: Act as a bridge between Finance and Engineering
  • Partner with Risk, Treasury, Finance, and Operations teams to deliver scalable, compliant solutions
  • Educate stakeholders on treasury processes and financial impacts of product decisions
  • Prioritize initiatives across capital lending and treasury management to balance merchant value with operational efficiency

Requirements:

  • 4+ years of product management in fintech, payments, lending, or treasury systems
  • Strong understanding of treasury operations and payment settlement processes
  • Experience in financial data reconciliation, accounting-integrated workflows, or treasury automation
  • Demonstrated ability to define product roadmaps in complex financial domains
  • Proficiency with data and reporting tools (e.g., SQL, Snowflake, Metabase, Netsuite)
  • Skilled at translating finance requirements into product features and guiding engineers to build them
  • Excellent cross-functional communication, with experience working across Finance, Risk, and Engineering
  • Strong organization and execution capabilities, including leading initiatives and cross functional teams
  • Excellent communication and presentation skills including the ability to effectively synthesize, organize and communicate complex information
What we offer:
  • Medical, Dental and Vision Insurance
  • 401k with company match
  • RSUs
  • Paid vacation, 10 company holidays, sick time, and volunteer time off
  • Employee Resource Groups to build community and inclusion at work
  • Monthly cell phone and internet stipend
  • Tuition reimbursement for up to $2,000 per calendar year to assist with your professional development

Additional Information:

Job Posted:
December 10, 2025

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