Product Manager – Treasury & Capital Solutions Jobs

MyTennisLessons

Location:
United States, New York City

Category:
IT - Software Development

Contract Type:
Not provided

Salary:

150000.00 - 200000.00 USD / Year

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Job Description:

SpotOn is seeking a Product Manager – Treasury & Capital Solutions to lead product strategy across two critical domains: merchant capital lending and treasury/settlement management. This role blends merchant-facing innovation (helping businesses access and repay capital seamlessly) with finance infrastructure excellence (ensuring cash flow accuracy, reconciliation, and automation at scale). You will act as a product subject matter expert (SME) at the intersection of payments, lending, and treasury operations — partnering with Finance and Engineering to design systems that are both merchant-friendly and operationally rigorous.

Job Responsibility:

Treasury Management & Settlement Balancing: Translate Finance Settlement Balancing team requests into initiatives that mitigate reconciliation risk, improve transparency, and enhance operational efficiency
Partner with Engineering to reduce manual reconciliation by automating cash flow reporting, exception handling, and journal entry creation
Improve accuracy and transparency in Day 1 (inbound deposits) and Day 2 (outbound payouts) flows
Drive development of treasury management tools that automate payout orchestration, GL journaling, exception handling, and real-time reconciliation reporting
Drive the development of innovative, non-traditional capital products
Champion data integrity and change management for finance systems
Capital Lending & Merchant Growth: Lead the capital lending product lifecycle: origination, underwriting, repayment flows, and merchant experience
Design repayment models that integrate seamlessly into settlement cash flows
Build transparent, self-service experiences for merchants
Partner with Risk and Finance to monitor lending performance and evolve repayment mechanics
Align lending roadmap with SpotOn’s broader treasury and payout strategies
Cross-Functional Leadership: Act as a bridge between Finance and Engineering
Partner with Risk, Treasury, Finance, and Operations teams to deliver scalable, compliant solutions
Educate stakeholders on treasury processes and financial impacts of product decisions
Prioritize initiatives across capital lending and treasury management to balance merchant value with operational efficiency

Requirements:

4+ years of product management in fintech, payments, lending, or treasury systems
Strong understanding of treasury operations and payment settlement processes
Experience in financial data reconciliation, accounting-integrated workflows, or treasury automation
Demonstrated ability to define product roadmaps in complex financial domains
Proficiency with data and reporting tools (e.g., SQL, Snowflake, Metabase, Netsuite)
Skilled at translating finance requirements into product features and guiding engineers to build them
Excellent cross-functional communication, with experience working across Finance, Risk, and Engineering
Strong organization and execution capabilities, including leading initiatives and cross functional teams
Excellent communication and presentation skills including the ability to effectively synthesize, organize and communicate complex information

What we offer:

Medical, Dental and Vision Insurance
401k with company match
RSUs
Paid vacation, 10 company holidays, sick time, and volunteer time off
Employee Resource Groups to build community and inclusion at work
Monthly cell phone and internet stipend
Tuition reimbursement for up to $2,000 per calendar year to assist with your professional development

Additional Information:

Job Posted:
December 10, 2025

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Product Manager – Treasury & Capital Solutions