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Product Manager – Credit Strategy

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Barclays

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Location:
United Kingdom , London ▼

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Category:
Banking

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Contract Type:
Not provided

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Salary:

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Job Description:

Join us as a Product Manager – Credit Strategy, where you will play a critical role in shaping the end‑to‑end credit product lifecycle and owning outcomes across Business Banking. Sitting within the 1st Line of Defence Portfolio Management team, you will operate at the intersection of credit risk, commercial strategy, and portfolio performance, driving sustainable growth within our risk appetite. You will be responsible for defining and delivering credit strategy and commercial optimisation, using data, portfolio insight, and risk analytics to identify, prioritise, and execute new lending initiatives. The role combines strategic judgement with analytical depth, translating portfolio and credit insights into tangible changes to products, policies, and decisioning frameworks.

Job Responsibility:

  • Development of customer level strategies & solutions that are tailored to customers’ needs
  • Subject Matter Expert in the applicable Product/Proposition team and be able to confidently guide and advise stakeholders at all levels in the Bank on the application of existing and new products/propositions and related customer and colleague journeys
  • Development of product propositions, and/or service strategy, define the priorities for delivering the outcomes needed to deliver the strategy and lead execution of the priorities
  • Development of different commercial and business models through a strong understanding of the financial drivers of the P&L for the relevant segment/ proposition/ journey
  • Evaluation of the technical feasibility, legal compliance, and potential risks associated with the development and launch of the new product
  • Monitoring of market trends and analysis feedback from internal employees and target customers through prototypes, user testing sessions, and beta programs to identify areas for improvement to refine the product / process before launch
  • Management of comprehensive launch plans and technical deployments for products that establish rollout timelines, marketing strategies, training initiatives and communication channels to promote the launch new products effectively
  • Monitoring of key metrics such as adoption rates, usage patterns, customer satisfaction (including complaints), and revenue generation to assess the product's performance against set goals

Requirements:

  • Ability to work with and interpret data, translating complex datasets into actionable insight and compelling narratives
  • A solid understanding of the credit product lifecycle, from strategy and design through to delivery and performance monitoring
  • Working knowledge of business lending and the key factors underpinning credit decisions, including risk appetite, affordability, and portfolio impacts
  • Proven experience engaging stakeholders to shape proposals, resolve challenges, and deliver change in complex environments

Nice to have:

  • Experience working in partnership with Data Analytics or Credit Modelling teams, leveraging data to inform strategy and optimise outcomes
  • Prior Product Management experience, particularly within credit, lending, risk, or portfolio‑focused roles
What we offer:
  • Cycle or run to work
  • We’ve got everything you need – from cycle hire and parking areas to new showering and changing facilities
  • CoSpace is our drop-in co-working space, where networks are built, problems are solved collectively and our community is strengthened
  • Our Wellness Suite includes a well-equipped gym and exercise studios, and provides personal training sessions and massage therapy

Additional Information:

Job Posted:
March 21, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
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