Product Lead, Borrow Job at Cash App (Bay Area)

Lead Product Manager

We are seeking a Lead Product Manager to join Truv’s Product Team. In this role,...

Location

United States , Miami

Salary:

140000.00 - 190000.00 USD / Year

Truv

Expiration Date

Until further notice

Requirements

5+ years of product management experience in lending, mortgage, or financial technology
Proven experience delivering products used by lenders, risk teams, underwriters, or financial institutions
Strong understanding of income and employment verification, loan origination, and decisioning workflows
Track record running user testing and A/B experimentation to inform product decisions
Excellent execution skills—able to manage competing priorities and deliver in fast-paced environments
Make data-driven product decisions, leveraging analytics and experimentation to measure impact and prioritize features
Gather requirements from multiple stakeholders and synthesize into actionable product plans
Strong collaboration skills across engineering, design, compliance, and business teams
Analytical mindset with ability to interpret data and turn insights into product improvements
Bachelor’s degree in Business, Computer Science, or related field (or equivalent experience)

Job Responsibility

Lead the definition and delivery of lending-focused features and integrations from concept to launch
Partner with engineering and data teams to deliver secure and scalable workflows for income and employment verification
Conduct user testing with lenders and end-users to validate workflows and improve usability
Run and analyze A/B tests to drive adoption, efficiency, and conversion rates across lending use cases
Collaborate with compliance and risk teams to ensure regulatory alignment in lending flows
Gather requirements from multiple stakeholders and synthesize into actionable product plans
Monitor product performance post-launch and iterate quickly using insights from lenders and borrower behavior

What we offer

Competitive salary and equity package
Fully remote work environment
Health, dental, and vision benefits
401(k)
Flexible time off and paid holidays
Work alongside an experienced leadership team from top tech companies
High-impact role with clear growth trajectory

Fulltime

Trade and Working capital Loans Product Manager - Asia - SVP

Citi's Trade and Working Capital Loan business provides a wide range of solution...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor's degree in business, finance, or a related field or equivalent experience
Master’s degree is Good To have
Experience in commodity finance (Pre Export Financing (PXF), Prepayment and Borrowing Based Financing (BBF) product) will be preferred
Strong understanding of corporate lending products
Experience in structured finance, counterparty risk management, and legal documentation is huge plus
Prior experience in product management and development roles in a bank or FinTech will be useful
Excellent communication and interpersonal skills
Ability to work independently and as part of a team
Strong analytical and problem-solving skills
Ability to work under pressure and meet tight deadlines

Job Responsibility

Develop and commercialize new trade & working capital lending products and services that meet the needs of the bank's customers
Product specialist across traditional trade and working capital loan products with direct responsibility for Asia market
Conduct market research, analyze competitor offerings and identify product gaps
Stay up to date on industry trends and regulations around Sustainability and Commodity Finance themes
Provide structuring and product expertise on complex trade finance transactions on case-by-case basis
Develop product requirements and specifications to provide the business case for investment spend
Work with sales, engineering, risk and marketing teams to develop and execute product and platform commercialization plans
Monitor and manage product performance and customer success for new and existing trade finance products
Drive and contribute towards capital optimization and risk distribution initiatives
Support product governance responsibilities

What we offer

Opportunity to work with a talented team of professionals in a fast-paced and rewarding environment
Citi has a global presence, which allows it to learn about trade and working capital client needs and market leading solution offered in emerging market countries
Citi is constantly innovating and developing new solution
Excellent opportunity to be part of global winning product team with lot of occasions to intellectually contribute and expand knowledge about on balance sheet and off balance sheet financing structures
Part of collaborative, diverse and multi-cultural team

Fulltime

Lead Wealth Underwriter

Wells Fargo is seeking a Lead Wealth Underwriter to join its Wealth & Investment...

Location

United States , Charlotte

Salary:

119000.00 - 187000.00 USD / Year

Wells Fargo

Expiration Date

February 13, 2026

Requirements

5+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Thorough knowledge of financial accounting theory and logic, financial statement analysis, loan structuring and commercial banking products and services.
Good credit skills including an ability to structure, negotiate, and document a broad range of loan types, structures and complex requests.
Strong interpersonal, communication, writing and partnering skills.
Ability to make sound, independent business and credit decisions.
A background in wealth or commercial lending/underwriting is preferred.
Familiarity with esoteric collateral asset classes including, but not limited to illiquid/concentrated stock, aircraft, unsecured, life insurance, alternative assets, art, etc. is a plus
Experience in capital markets, commercial/corporate/investment banking, commercial real estate lending or similar is desired.

Job Responsibility

Spearhead financial analysis and due diligence around UHNW sponsors
distill complex credit situations into key risks/mitigants and clear and concise underwriting memos for consumption by senior leaders and credit-risk decision makers.
Develop subject matter expertise across SFG lending themes, including concentrated/illiquid stock, aircraft, unsecured, etc. to ensure seamless presentation and analysis of key sponsor and collateral considerations.
Lead loan structuring and as well as negotiations of legal documentation of loan transactions with outside counsel.
Ensure compliance with company/regulatory policies and procedures.
Manage a loan portfolio to ensure loan performance and compliance with key financial reporting and covenant requirements, maintenance of risk rating accuracy, and escalation of any developing issues.
Manage on-going relationships with internal business partners including Custom Credit Bankers, Relationship Managers and leaders across product and relationship teams as well as borrowing clients and their family office personnel
Lead complex initiatives including those that are cross-functional with broad impact and act as a key participant in large-scale planning for Wealth Underwriting
Review, analyze, and evaluate complex challenges related to multi-faceted, larger scale high-net-worth loans structures, existing portfolio issues, and complex business, operational, or technical challenges that require an in-depth evaluation of multiple factors including intangible or unprecedented factors, present recommendations for resolution
Make decisions on complex and multi-faceted credit risk management issues to ensure satisfactory credit portfolio risk examinations requiring solid understanding of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements that influence and lead the Wealth Underwriting team to meet deliverables and drive new initiatives

What we offer

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement

Fulltime

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Senior Director of Relationship Management, Loan Origination

The Senior Director of Relationship Management, Loan Origination, plays a key ro...

Location

United States , Dallas

Salary:

Not provided

DLP Capital

Expiration Date

Until further notice

Requirements

Past experience in underwriting, with in depth knowledge and ability to utilize underwriting and structuring models
HubSpot or equivalent CRM experience preferred
Strong preference for experience in ground up construction lending
Strong preference for experience in Multifamily lending
Must have 7+ years experience in forward facing client relationship management / sales experience, preferably in a lending, or investment business
Must have 7+ years of real estate lending (or investment) experience
Preferred experience in acquisitions- land and existing housing

Job Responsibility

Prospect & source Elite members and Elite prospects and build relationships, leveraging DLP events
Leverage F2F meetings, Zoom, phone calls, email, LinkedIn, video, text message, and other communications tools to source and close new loan and investment opportunities with new and existing sponsors
Provide mentorship to new or junior originators
Prepare initial underwrite & analysis on complex commercial loan and investment opportunities. Leveraging resources from the Credit Structuring team members
complete the New Business Summary for presentation of new opportunities to the Credit Committee. The RM has overall responsibility for ensuring timely and complete information from the sponsor. The representations of all information and analysis performed and presented in the NBS are "owned by" the RM
Prepares "modification memo" recommendations with assistance from Credit Structuring team members for any credit issues uncovered by the servicing team (i.e. breach in covenants, missed construction milestones, etc.). Presents to the Credit Committee as applicable
Drive client attendance at all DLP events
Proactively drive revenue by relationship based networking
Attend all required meetings and work proactively to provide solutions to improve the performance of the management company
Attend all sponsor/deal pipeline meetings. Input all required data in CRM and ensure that all opportunities are at all times placed in the right stage of the pipeline

What we offer

Unlimited PTO
health/dental/vision/life insurance
401(k) matching
parental leave
adoption services reimbursement/learning/educational incentives
Volunteer Time Off
well-being programs
company events
self improvement/productivity tools

Channel Sales - Small Business

Figure is a leader in the real-estate secured small business (SMB) finance space...

Location

United States , New York

Salary:

65000.00 - 88000.00 USD / Year

Figure

Expiration Date

Until further notice

Requirements

2-4 years of experience owning a revenue target in client- and/or partner-facing roles within the financial services space
Understanding of small business finance and broker/ISO dynamics
Excellent relationship management and communication skills
Experience with CRM & analytics platforms (i.e., Salesforce, Tableau)
Experience with lender/funder platforms and processes (e.g. lead submission tools)

Job Responsibility

Master Figure’s products and our value propositions to SMB partners
Build strong relationships with key partners while serving as primary day-to-day point of contact
Manage the application pipeline throughout the day – identifying the highest-potential leads, coordinating with partners, and funding deals
Address daily inquiries, via email and phone, from ISO/broker/lender partners
Educate partners on Figure’s partner technology stack and digital borrower application process
Provide high-value program and product feedback across the Figure organization to consistently improve our SMB go-to-market
Ensure compliance with regulatory requirements and company policies across all ISO/funder activities
Support the pipeline development and partner onboarding processes
Establish and track key internal and external performance indicators (e.g. conversion/approval rates, best practices, etc.)
Optimize partner performance – including creative testing, payout optimization, and performance analysis

What we offer

Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
Company HSA, FSA, Dependent Care, 401k, and commuter benefits
Employer-funded life and disability insurance coverage
11 Observed Holidays & PTO plan
Up to 12 weeks paid family leave
Continuing education reimbursement
Company equity in the form of RSUs
Variable compensation: $35,000 - $45,000

Fulltime

Outbound Consumer Loan Officer

Our client is a leading financial institution that is seeking a Consumer Loan Of...

Location

United States , Lincoln

Salary:

Not provided

Adams, Inc.

Expiration Date

Until further notice

Requirements

Sales experience
Customer Service experience
Consumer lending knowledge
Strong communication skills

Job Responsibility

Connect with potential borrowers
Guide customers through the loan process
Reach out to qualified leads
Discuss consumer loan products (auto, RV, boat, motorcycles, unsecured/secured loans, home equity)
Assist customers in completing applications
Provide financial counseling
Evaluate credit worthiness
Calculate debt-to-income ratios

What we offer

Strong incentives paid monthly

Fulltime

IT Business Analyst II

A major financial client of ours has a need for an IT Business Analyst with expe...

Location

United States , New York

Salary:

50.00 - 55.00 USD / Hour

Nesco Resource

Expiration Date

Until further notice

Requirements

Minimum of 5-7 years of experience in a IT business analyst role in a Global Markets front-office environment
Knowledge of one or several domains: Trade and booking gateways, electronic trading, financial modeling and analysis tools, intraday risks and P&L
Knowledge of Financial products: Interest Rate Derivatives, Interest Rate Term Structures, FX, Repo, Equity Cash, Stock borrow loan
Experience with trading systems and financial software platforms
Well-versed in Agile practices and methodologies
Proven experience in a product owner role, with a track record of successful project delivery
Strong analytical and problem-solving skills
Excellent communication and interpersonal skills
Ability to manage multiple projects and meet tight deadlines

Job Responsibility

Collaborate with stakeholders to gather and document business requirements
Develop and maintain detailed business requirement documents (or in Jira/Confluence), process flows, and use cases
Provide direct support to analyze production issues
Lead and manage projects from inception to completion
Coordinate with the software developers and other departments to implement technology solutions
Monitor project progress and provide regular updates to stakeholders
Act as the Product Owner for projects, defining the vision, strategy, and roadmap
Prioritize project backlogs based on business value and stakeholder input
Write users stories in Jira for IT Developers
Communicate effectively with development teams to ensure project requirements are understood and met

What we offer

MEC (Minimum Essential Coverage) plan that encompasses Medical, Vision, Dental, 401K, and EAP (Employee Assistance Program) services

Fulltime

Agency Underwriter and Portfolio Manager II - Affordable Housing

Capital One is active in all aspects of the Commercial Real Estate arena with ex...

Location

United States , McLean; Plano; Charlotte

Salary:

149800.00 - 188100.00 USD / Year

Capital One

Expiration Date

Until further notice

Requirements

Bachelor's Degree or Military Experience
At least 5 years of experience in credit underwriting, portfolio management, or asset management.
At least three years of Commercial Real Estate Agency underwriting experience with knowledge of affordable housing (inclusive of LIHTC and Section 8), and experience reviewing regulatory agreements and real estate tax abatements
Knowledge of Fannie Mae/Freddie Mac affordable loan products
Experience with Google Suite and/or Microsoft Office

Job Responsibility

Fully understands the procedural aspect of underwriting Agency multifamily loans from application to delivery and can accurately detail this out to stakeholders within the deal team
Navigates and problem solves deals through underwriting process with minimal oversight
Identifies waivers/risks associated with the transactions and provides mitigated recommendation to discuss with their manager
Provides analysis of Borrowers and Guarantors on deals, including organizational structures, financial and real estate schedule analysis
Independently complete property inspections and lease audits that conform to Agency requirements
Reviews third party reports to conform to Agency requirements
Presents fully completed and analyzed narratives with supporting risk mitigation to their manager
Higher level external exposure to borrowers and lender counsel
Ability to oversee the deal due diligence process and lead due diligence calls with borrowers.
Ability to collaborate with internal and external participants and partners to meet deadlines

What we offer

performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)
comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being

Fulltime

Product Lead, Borrow

Cash App

Location:
United States , Bay Area

Category:
IT - Software Development

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
February 04, 2026

Looking for more opportunities? Search for other job offers that match your skills and interests.

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Job Description:

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Job Posted:February 04, 2026

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