Product Lead, Borrow Job at Cash App (Bay Area)

Lead Product Manager

We are seeking a Lead Product Manager to join Truv’s Product Team. In this role,...

Location

United States , Miami

Salary:

140000.00 - 190000.00 USD / Year

Truv

Expiration Date

Until further notice

Requirements

5+ years of product management experience in lending, mortgage, or financial technology
Proven experience delivering products used by lenders, risk teams, underwriters, or financial institutions
Strong understanding of income and employment verification, loan origination, and decisioning workflows
Track record running user testing and A/B experimentation to inform product decisions
Excellent execution skills—able to manage competing priorities and deliver in fast-paced environments
Make data-driven product decisions, leveraging analytics and experimentation to measure impact and prioritize features
Gather requirements from multiple stakeholders and synthesize into actionable product plans
Strong collaboration skills across engineering, design, compliance, and business teams
Analytical mindset with ability to interpret data and turn insights into product improvements
Bachelor’s degree in Business, Computer Science, or related field (or equivalent experience)

Job Responsibility

Lead the definition and delivery of lending-focused features and integrations from concept to launch
Partner with engineering and data teams to deliver secure and scalable workflows for income and employment verification
Conduct user testing with lenders and end-users to validate workflows and improve usability
Run and analyze A/B tests to drive adoption, efficiency, and conversion rates across lending use cases
Collaborate with compliance and risk teams to ensure regulatory alignment in lending flows
Gather requirements from multiple stakeholders and synthesize into actionable product plans
Monitor product performance post-launch and iterate quickly using insights from lenders and borrower behavior

What we offer

Competitive salary and equity package
Fully remote work environment
Health, dental, and vision benefits
401(k)
Flexible time off and paid holidays
Work alongside an experienced leadership team from top tech companies
High-impact role with clear growth trajectory

Fulltime

Sr Vice President - Stock Record Transformation Lead (Market Operations)

We are seeking an experienced Stock Record Transformation Lead to drive strategi...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

15+ years of experience within Market Operations, Securities Operations, Books & Records, or Stock Record environments
Strong understanding of securities processing and stock record controls
Experience leading large transformation or remediation programs within global financial institutions
Deep knowledge of reconciliation frameworks, exception management, and operational risk
Experience interacting with regulators, audit, compliance, and risk functions
Strong analytical, communication, and stakeholder management skills
Ability to operate effectively in high-pressure regulatory and control environments

Job Responsibility

Lead end-to-end stock record transformation and other strategic initiatives across equities, fixed income, financing, and related products
Define and implement target operating model for stock record governance and control framework as well as contribute to shape overall tech strategy
Drive remediation of stock record breaks, reconciliation gaps, timing differences, and feed integrity issues
Establish sustainable governance, escalation, and oversight processes
Provide subject matter expertise on stock record lifecycle, securities movements, settlements & fails management, stock borrow & loan, repo / reverse repo impacts, corporate actions impact on stock record, omnibus and segregated positions, location and custody breaks
Assess operational and regulatory risks impacting books and records integrity
Review current reconciliation landscape and identify coverage gaps
Design preventive and detective controls for missing or incorrect system feeds, position breaks, timing discrepancies, manual adjustments, unsupported reconciliations
Drive control standardization and implementation of best-in-class reconciliation practices
Lead workshops and deep-dive sessions with Operations and Technology teams

Fulltime

Credit/Collections Supervisor/Manager

We are looking for an experienced Credit/Collections Supervisor/Manager to lead ...

Location

United States , Grand Blanc

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Bachelor's degree in Accounting, Finance, Business Administration, or a related field is required
At least 7 years of relevant experience in credit, collections, loan servicing, or portfolio management is required
Minimum of 3 years of leadership experience with responsibility for team oversight, coaching, and performance management
Prior experience within a banking or credit union environment is required
Demonstrated knowledge of commercial and consumer collections, residential mortgage servicing, and loan resolution strategies
Hands-on experience with bankruptcy, foreclosure, repossession, and asset recovery processes is required
Strong understanding of regulatory compliance expectations and the ability to work within established investor or institutional guidelines
Proven ability to assess risk, make sound credit-related decisions, and manage complex borrower situations with professionalism and accuracy

Job Responsibility

Develop and negotiate repayment solutions that reflect organizational goals while assessing borrower capacity, collateral position, overall exposure, and account complexity
Review and authorize loan workout arrangements, modified terms, and restructuring options across commercial, consumer, residential mortgage, and student lending portfolios
Direct day-to-day collection operations, including bankruptcy matters, foreclosure activity, repossessions, insurance-related claims, and recovery of charged-off assets
Collaborate with senior leadership to improve departmental processes, strengthen workflow efficiency, and enhance overall team productivity and service outcomes
Coach, train, and cross-train staff to build a versatile team while encouraging thoughtful promotion of additional financial products and services
Oversee institution-owned real estate and personal property assets by coordinating vendors, arranging upkeep, monitoring valuations, supporting marketing efforts, and leading sale discussions with appropriate signing authority
Establish performance expectations for the department, manage budget planning, and analyze variances to support sound financial and operational decisions
Maintain adherence to regulatory standards and investor requirements while supervising audits, third-party vendor performance, and member complaint resolution
Support commercial portfolio oversight through covenant monitoring, risk rating evaluation, and development of action plans for higher-risk or watch-listed relationships

What we offer

Medical
Vision
Dental
Life and disability insurance
401(k) plan

Controller – Apparel Manufacturing

A well-established, high-volume consumer goods company is seeking a Controller w...

Location

United States , Torrance

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

10+ years of progressive accounting experience, including 5+ years within apparel or consumer goods manufacturing
Strong knowledge of inventory accounting, production workflows, and in-transit inventory
Proven experience in high-volume transaction environments
Proficiency with cloud-based accounting systems (e.g., QuickBooks Online) and integrations with warehouse or 3PL systems
Hands-on experience with factoring, A/R financing, and lender reporting
Advanced Excel capabilities (e.g., Pivot Tables, lookups, data transformation tools)
Experience leading audit processes and working with external auditors
Prior leadership experience managing accounting teams in fast-paced environments
Must be able to work onsite in the South Bay

Job Responsibility

Oversee full-cycle accounting operations, including AP, AR, GL, payroll, and financial reporting
Ensure the accurate capture and reconciliation of high-volume transactions within a cloud-based accounting environment
Lead month-end and year-end close processes, including accruals, reconciliations, consolidations, and audit readiness
Manage inventory and cost accounting, including raw materials, labor, overhead, WIP, and finished goods
Own relationships with lenders and financing partners, including factoring, A/R financing, and borrowing base reporting
Implement and maintain controls to validate production cost data against actual expenditures and vendor invoices
Monitor and manage cash flow timing gaps between overseas production payments and domestic receivables
Ensure compliance with GAAP standards across multi-state and international operations
Partner cross-functionally with production, sourcing, logistics, and leadership to improve reporting, processes, and decision-making visibility
Prepare and deliver audit, lender, and compliance documentation accurately and on time

What we offer

Comprehensive medical, dental, and vision coverage
401(k) with company match
Life insurance
Paid time off

Fulltime

Credit Risk Sr. Analyst

Citi is seeking a Credit Risk Sr. Analyst to join its team in Buenos Aires, supp...

Location

Argentina , Buenos Aires

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2–5 years of experience in credit analysis, financial analysis, banking, or risk roles
Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or related field
Strong English communication skills (written and spoken)
Strong understanding of financial statements and basic accounting principles
Proficiency in Excel and data analysis tools
Experience with credit systems or financial spreading tools
Exposure to corporate or institutional banking environments
Experience working with global or regional teams

Job Responsibility

Perform financial analysis, including spreading and evaluating financial statements
Prepare credit reviews (annual and quarterly) and support transaction analysis
Assist in determining and recommending risk ratings for counterparties
Identify early warning signals and support escalation of emerging credit risks
Monitor assigned portfolio performance, including financial trends and covenant compliance
Track borrower activity and industry developments impacting credit exposure
Support portfolio reviews and reporting for global stakeholders
Support underwriting teams with credit-related analysis for new and existing transactions
Maintain credit systems and ensure data accuracy across platforms
Assist in tracking pipeline activity and productivity metrics

Fulltime

Credit Risk Senior Officer

The Credit Risk Officer is a strategic professional who stays abreast of develop...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years previous credit authority experience
Prior experience working in a regulatory and compliance policy environment
Advanced English communication skills (spoken) required
Proven analytical skills including the ability to understand and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
including complicated business structures with foreign subsidiaries and/or parent organizations
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Effective inter-personal and written/verbal communication skills
Thorough problem recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team

Job Responsibility

Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision
Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements
Perform industry and geographical research and other due diligence as needed
Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization
Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors
Assists business unit goals by continuous identification of process improvements and efficiencies that reduce costs and improve customer service levels
Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers as needed
Other duties as required to support business unit and company goals

Fulltime

Mortgage Banker - Retail

The main purpose of this job is to originate home loans. The primary focus will ...

Location

United States , Houston

Salary:

22890.00 - 38850.00 USD / Year

Commerce Bank

Expiration Date

Until further notice

Requirements

Intermediate knowledge of mortgage products
Strong credit risk analysis and loan origination skills
Ability to focus on customer's needs, both internal and external, to develop and sustain productive customer relationships ensuring the opportunity to increase products per household
Develop and maintain collaborative relationships to facilitate and achieve corporate results
Ability to achieve an exceptional level of technical and professional skills/knowledge in job-related areas
keeping abreast of current developments and trends in area of expertise
Ability to take prompt and proactive actions to accomplish objectives
Ability to maintain a valid driver's license and meet Commerce Bank's driving record criteria
ongoing employment may be contingent upon meeting all driving requirements
Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities

Job Responsibility

Originate home loans
Drive new sales within our available lending territory
Manage current client base
Increase market share attracting new clients
Network both with internal and external referral partners to build book of business (ie – realtors, builders, etc.)
Visit Commerce branches within assigned geography on a weekly basis to meet with Commercial Bankers and customers to discuss mortgage products
Manage production pipeline and documentation collection while coordinating with fulfillment team to ensure an efficient flow
Communicate between borrowers and referral partners
Analyze applicants' financial status, creditworthiness, and property evaluation to determine eligibility and feasibility of granting home loans
Provide financing options and customize solutions by conducting a deep dive analysis of the application, credit profile, financials, etc. and ensuring options offered fit within the guidelines of the lending/sellers guide(s) by product type (FHA/VA, Conv, HELOC)

What we offer

employer sponsored health insurance
dental insurance
vision insurance
401(k)
life insurance
paid vacation
paid personal time
career development
education assistance
voluntary supplemental benefits

Fulltime

Trade Structuring Lead Specialist - Vice President

Citi's Trade and Working Capital Loan business provides a wide range of solution...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Proven experience in a similar position is required
Bachelor's degree in business, finance, or a related field or equivalent experience
Strong experience and understanding of the market, players and the suite of commodity financing structures - prepayments, borrowing base financings
Strong understanding of corporate lending products
Experience in structured finance, counterparty risk management, and legal documentation is a huge plus (includes drafting and reviewing LMA based loan and security documents)
Prior experience in product management and development roles in a bank or FinTech will be useful
Excellent communication and interpersonal skills
Ability to work independently and as part of a team
Strong analytical and problem-solving skills
Ability to work under pressure and meet tight deadlines

Job Responsibility

Deal identification, origination and execution of structured trade & working capital loan products (e.g. Prepayment, Borrowing Base Finance, Commodity Finance solutions and long tenor financing)
Primary focus on commodity financing transactions across Asia Pacific
Driving large transactions from inception to execution by partnering with all internal partners across the bank and the clients to deliver bespoke working capital solutions
Conduct market research, analyze competitor offerings and identify product gaps
Stay up to date on industry trends and regulations around Sustainability and Commodity Finance themes
Provide structuring and product expertise on complex trade finance transactions on case-by-case basis
Monitor and manage product performance and customer success for new and existing trade loan products
Drive and contribute towards capital optimization and risk distribution initiatives
Support product governance responsibilities
Run number of strategic initiatives (E.g. Digitization and Commercialization of digital trade loan capabilities)

What we offer

Opportunity to work with a talented team of professionals in a fast-paced and rewarding environment
Citi has a global presence, which allows it to learn about trade and working capital client needs and market leading solution offered in emerging market countries
Citi is constantly innovating and developing new solution. Therefore, role offers a tremendous platform to learn and expand your professional network
Excellent opportunity to be part of global winning product team with lot of occasions to intellectually contribute and expand knowledge about on balance sheet and off balance sheet financing structures
Part of collaborative, diverse and multi-cultural team

Fulltime

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Product Lead, Borrow

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