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Product Developer

https://www.citi.com/ Logo

Citi

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Location:
India , Pune

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Category:
IT - Software Development

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Contract Type:
Not provided

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Salary:

Not provided
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Job Description:

This senior solution design and execution-focused product development role will strategically lead the implementation of credit risk target state processes, data & technology capabilities, specifically within wholesale credit limit management and monitoring space. This role is critical for driving innovation and delivering significant business value.

Job Responsibility:

  • Lead the definition and communication of a compelling product vision and strategy, ensuring alignment with broader business priorities and a detailed roadmap for execution
  • Oversee the development of comprehensive and precise business and technical requirement documents, ensuring clarity and feasibility for product execution teams
  • Drive the strategic planning, prioritization, design, and delivery of complex products or features through the entire release lifecycle, acting as a key advocate and thought leader within the user community
  • Cultivate and manage strategic partnerships with senior leaders, global stakeholders, and cross-functional teams to define, develop, and implement high-impact solutions
  • Direct the creation of robust project plans and detailed business and technical requirements, ensuring successful and timely product delivery
  • Provide thought leadership by continuously monitoring market, industry, and client trends, adapting and integrating them into Citi's products and solutions platforms to maintain a competitive edge
  • Mentor and guide junior team members, fostering their growth and ensuring high-quality output

Requirements:

  • Proven ability to translate complex business strategies into actionable technical specifications and lead implementation teams
  • Extensive experience in designing and implementing scalable solutions within a large-scale business environment, with a focus on enterprise-level architecture
  • Advanced domain expertise and thought leadership in wholesale credit risk management practices, including sophisticated limits management and regulatory compliance
  • Demonstrated success in leading end-to-end project delivery and product development, coupled with deep knowledge of advanced analytical tools, including Tableau and other data visualization/reporting platforms
  • Exceptional leadership skills with a track record of driving cross-functional initiatives and influencing senior stakeholders
  • 13+ years of progressive experience in product development, credit risk, or technology roles ideally in big US banks or their contractors
  • Bachelor's degree required
  • Master's degree strongly preferred or equivalent professional qualifications
  • Deep expertise in both Technology and Credit Risk
  • Credit Risk Assessment experience is required
  • Expert-level familiarity with various product development methodologies (e.g., Agile, Scrum)
  • Strong analytical and strategic mindset, with a focus on data-driven decision-making
  • Exceptional ability to build and leverage networks and relationships across a global organization
What we offer:
  • Competitive base salary (which is annually reviewed)
  • A whole host of additional benefits that support you (and your family) to be well, live well, and save well

Additional Information:

Job Posted:
February 19, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
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