Product and Regulatory Counsel Job at Ramp (New York)

Job Description

As Product and Regulatory Counsel, you will help Ramp design and launch our ever-growing lineup of domestic and international regulated financial products, including treasury, investment account, and money movement products. You will partner with Product, Compliance, Risk, Engineering, Partnerships, Marketing, Finance, and other business teams to provide practical, actionable legal and regulatory advice through all phases of the product life cycle, from ideation through launch and beyond.

Job Responsibility

Embed with cross-functional teams to build, launch, market, and operate new regulated fintech products
Analyse regulatory and licensing implications of new products and services
partner with regulatory on new license applications
Interface with regulators on new product approvals, requests for information, license applications, and regulatory examinations
Structure and negotiate complex partnerships with financial institutions, payment services providers, technology platforms and other entities that provide or support financial services
Support marketing teams, develop content policies, and review marketing collateral
Provide guidance on state, federal and international regulatory, privacy, intellectual property, and other legal issues, and their implications on product development and marketing strategies
Draft policies and procedures for regulated financial products
Help select and manage outside counsel

Requirements

J.D. with a strong academic background and the highest level of integrity
Membership in at least one state bar (NY or CA preferred)
if not licensed in the state where you will be based, ability to register as in-house counsel
At least 3-5 years of legal experience
Experience as product or regulatory counsel for a fintech or technology company, and/or at a top law firm, preferred
Desire to learn quickly, work collaboratively, take ownership, and act as a legal generalist
Ability to understand complex business and regulatory issues and translate them into actionable guidance
Ability to thrive in a fast-paced environment, handle multiple cross-functional projects simultaneously, and manage resource allocation to focus on the highest-priority needs

What we offer

100% medical, dental & vision insurance coverage for you
Partially covered for your dependents
One Medical annual membership
401k (including employer match on contributions made while employed by Ramp)
Flexible PTO
Fertility HRA (up to $10,000 per year)
Parental Leave
Unlimited AI token usage
Pet insurance
Centralized home-office equipment ordering for all employees
Health and Wellness stipend
In-office perks: lunch, snacks, drinks, and more
Budget for intra-office travel
Relocation support to NYC or SF (as needed)

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Product and Regulatory Counsel

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