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Join us as a Product and Proposition Manager - Current Accounts and Overdrafts, where you will help shape the future of banking by defining the overdraft growth strategy and working closely with commercial teams, journey managers, and technology partners to optimise the end‑to‑end customer journey while ensuring smooth delivery of enhancements. The role requires a considerable focus on risk, including affordability assessments and credit risk management, to make sure all developments were both commercially effective and compliant with regulatory expectations.
Job Responsibility:
Help shape the future of banking by defining the overdraft growth strategy
Work closely with commercial teams, journey managers, and technology partners to optimise the end‑to‑end customer journey
Ensure smooth delivery of enhancements
Manage and develop existing and new products and/or services
Develop product strategy
Drive change through Barclays execution teams
Make key decisions in the product lifecycle
Own associated outcomes for customers, colleagues and the bank
Development of customer level strategies & solutions
Act as Subject Matter Expert
Development of product propositions, and/or service strategy
Development of different commercial and business models
Evaluation of technical feasibility, legal compliance, and potential risks
Monitoring of market trends and analysis feedback
Management of comprehensive launch plans
Monitoring of key metrics such as adoption rates, usage patterns, customer satisfaction, and revenue generation
Requirements:
Demonstrable experience of working with and managing a broad range of stakeholders in a matrix environment
Considerable understanding of Customer journey management and improvement
Experience of using data to make decisions and recommendations
AGILE delivery experience
Considerable background in risk and control frameworks
Nice to have:
Experience in product management
What we offer:
Hybrid working
Structured approach to hybrid working with fixed 'anchor' days
Supportive and inclusive culture and environment
Flexible working arrangements (subject to discussion and review)
International scale and geographic reach
Variety, depth and breadth of experience
Chance to learn from a globally diverse mix of colleagues