Private Credit Direct Lending Job at Citi (London)

Private Bank Underwriting & Portfolio Management Director

The Private Bank Underwriting & Portfolio Management Director is the executive r...

Location

United States , Johnston; San Francisco; Boston; Westwood; New York

Salary:

238000.00 - 300000.00 USD / Year

Citizens Bank

Expiration Date

May 31, 2026

Requirements

Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related discipline
10+ years of extensive executive-level experience in underwriting, portfolio management, or credit risk management across consumer, commercial, or private banking
Expertise across a broad range of credit types
from standardized consumer lending to highly bespoke commercial and specialty structures
Deep understanding of regulatory frameworks, risk governance, credit policy, and enterprise risk disciplines
People management experience and demonstrated ability to lead and develop teams and influence decisions across a complex, matrixed organization
Strong analytical capabilities, excellent communication skills, and executive presence
Proven track record of balancing business growth with disciplined credit judgment
Experience overseeing quality control, workflow prioritization, and timely completion of credit reviews, risk ratings, covenant monitoring, and annual reviews
Proven success designing or enhancing credit processes, monitoring frameworks, and policy initiatives

Job Responsibility

Sets the strategic direction for underwriting and portfolio management across the Private Bank's full lending suite
Aligns credit analysis and decisioning tools with the Private Bank's credit policy, product procedures, and overall private bank strategy/service objectives
Works closely with Product Directors to ensure credit structures, policies, and portfolio strategies support product competitiveness and client needs
Plays a central role in Private Bank business planning, risk strategy, and strategic growth initiatives
Oversees underwriting quality, credit decisioning, and risk assessment across all consumer, specialty, and commercial lending solutions
Ensures consistency, fairness, and disciplined judgment across underwriting teams and product types
Establishes underwriting standards, due diligence frameworks, and approval protocols that align with regulatory expectations and business objectives
Provides senior level oversight and decision making on complex, bespoke, and high profile credit opportunities
Supports 1st line credit risk with ongoing portfolio monitoring and analytics across all Private Bank lending portfolios
Reviews credit performance, emerging trends, segment dynamics, concentration risk, and potential vulnerabilities

What we offer

comprehensive medical, dental and vision coverage
retirement benefits
maternity/paternity leave
flexible work arrangements
education reimbursement
wellness programs
annual discretionary bonus

Fulltime

Portfolio Analyst, Private Credit

The Private Credit Portfolio Analyst will report to the Group Leader of Fundamen...

Location

United States , Boston

Salary:

90000.00 - 175000.00 USD / Year

Fidelity Investments

Expiration Date

Until further notice

Requirements

Bachelor’s Degree or equivalent experience required
Minimum of 3-5 years in the direct lending / private credit space
Knowledge of warehousing, finance, lines of credit, supporting deal teams as they originate, close and fund new direct lending transactions
Previous experience in negotiating and managing of credit arrangements for new business and renewals of existing credit arrangements
Proven ability to interact with, assess, and build relationships internally as well as externally, with investment teams, attorneys, banks, agents and other deal sources
Previous experience with deal closing, including credit agreement documentation and or other relevant legal documentation
Excellent communication skills (written and verbal)
Self-starter with a willingness to be flexible and take on additional responsibilities
Proven ability to work collaboratively in team environments
Strong proficiency in Microsoft Office

Job Responsibility

Collaborate closely with the investment teams, finance specialists, tax, legal, and compliance to deliver finance support during investment, divestment, restructuring, and loan financing activities
Manage line of credit and leverage facilities for private fund
Manage key financial controls for asset portfolios – i.e. cash management, expenses, and liquidity
Lead as deal execution point of contact with external and internal counterparties
Partner with operations team to fulfil all operational requirements, including liaising with banks on funding requirements
Oversee investment holdings, review periodic valuation and performance analytics
Use tools and business knowledge to continuously provide insightful information, reporting and analytics that evolve with changes in the business
Support ongoing and ad-hoc analyses
Identify gaps in current workflow and take a proactive approach to drive operational front-mid-back process improvements and efficiencies, and reduce operational risks

What we offer

Comprehensive health care coverage and emotional well-being support
Market-leading retirement
Generous paid time off and parental leave
Charitable giving employee match program
Educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career

Fulltime

Corporate Counsel

We are partnering with a well‑established, Minneapolis‑based investment manageme...

Location

United States , Minneapolis

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Juris Doctor (JD) from an accredited law school
Admitted to practice in Minnesota
3–7 years of relevant legal experience in banking, finance, restructuring, and/or private credit
Strong drafting and negotiation skills
Familiarity with cash‑flow lending structures
Understanding of investment strategies

Job Responsibility

Serve as a core legal partner to the firm’s private credit platform, supporting direct lending transactions from early diligence through funding and post‑close matters
Prepare, review, and negotiate a wide range of financing and lending documents, including preliminary deal terms and definitive agreements
Advise on and manage ongoing loan activity, including amendments, consents, waivers, and other post‑closing modifications
Work closely with internal stakeholders across investment, compliance, and operations to align legal guidance with business objectives and regulatory requirements
Oversee and coordinate external counsel, ensuring high‑quality work product, efficiency, and practical deal execution
Identify and assess legal and commercial risk throughout the lifecycle of credit investments, including workouts and restructuring scenarios
Draft and negotiate confidentiality and related ancillary agreements in connection with transactions and business initiatives
Contribute to special projects and evolving legal needs as the platform continues to grow

What we offer

Competitive compensation and benefits within a stable, well‑capitalized organization
Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance
Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan

Structured Finance Attorney

We are seeking Mid-to-Senior Structured Finance Attorneys to join our team, focu...

Location

United States , New York

Salary:

170000.00 USD / Year

Axiom Law

Expiration Date

Until further notice

Requirements

JD or equivalent with active bar membership in good standing
Significant structured finance experience from a top-tier law firm (longer stints preferred)
Demonstrated ability to create structured products (CLOs, credit facilities, etc.) — not just advise on existing ones
Strong background in direct lending, private credit, credit insurance, and syndicated loan transactions
Ability to work independently while collaborating with cross-functional deal teams in high-pressure, fast-paced environments

Job Responsibility

Structure, draft, and negotiate CLOs, private credit facilities, syndicated loan agreements, and credit insurance arrangements
Lead product development for new structured finance offerings, working closely with business and capital markets teams
Provide guidance on regulatory considerations affecting structured finance transactions in the U.S. and cross-border contexts
Advise on transaction execution, including documentation, negotiation, and closing processes
Partner with investment, risk, and compliance teams to ensure products meet commercial and regulatory objectives
Monitor market and legal developments impacting credit products and structured finance structures

What we offer

Health benefits
401k
Professional development tools and resources
Learning and development programs

New

Product Leader - Loan Administration, Compliance, and Trade Settlement

The Product Leader - Loan Administration and Compliance will own the product str...

Location

United States

Salary:

135000.00 - 170000.00 USD / Year

Alter Domus

Expiration Date

Until further notice

Requirements

8–12+ years of experience in loan servicing, operations, credit risk, or product management within private credit or commercial lending, with 3–5+ years of direct product ownership of servicing, compliance, or loan administration capabilities
Expert understanding of credit agreements and loan mechanics, including rate structures (SOFR/Term SOFR, base rates, spreads), accrual methodologies, payment schedules, covenant frameworks, compliance testing protocols, and borrower communication requirements
Hands-on experience with loan servicing and administration systems (e.g., ACBS, Loan IQ, Allvue, WSO, Solvas, or similar platforms), including integration with portfolio management systems (PMS), order management systems (OMS), accounting platforms, and enterprise data warehouses
Proven track record of strategic build/buy/partner decision-making, including leading vendor evaluations, RFPs, commercial negotiations, contract management, and release governance across technology and data vendors
Demonstrated success growing a high-performing, action focused, and independent team to support the delivery of the product goals of the Private Credit line of business at scale
Proven track record delivering covenant automation, exception management workflows, and real-time alerting capabilities
strong grasp of policy enforcement, control frameworks, audit trail requirements, and regulatory documentation standards
Familiarity with regulatory expectations and compliance requirements, including KYC/AML data dependencies, regulatory reporting obligations, model documentation standards, and calculation transparency for audit and oversight purposes
Excellence in workflow design and data standardization, with demonstrated ability to define and implement standardized data models for loan terms, collateral tracking, and reference data that significantly reduce manual touchpoints and operational risk
Strong vendor governance and relationship management skills, including roadmap alignment, SLA negotiation and monitoring, user acceptance testing (UAT) oversight, and metrics-driven continuous improvement focused on breach detection lead time, rework reduction, and backlog aging management

Job Responsibility

Set the product strategy and multi-year roadmap for loan servicing capabilities, including loan onboarding, reference data management, covenant monitoring, compliance testing, rate resets, accruals, trade settlement, borrower notices, and communication workflows
Define and prioritize product features that enhance accuracy, speed, and scalability for covenant monitoring, compliance workflows, trade settlement process, exception management, and breach detection across diverse private credit portfolios
Drive integration with core systems, including portfolio management platforms, accounting systems, data warehouses, and client reporting tools
standardize data models for instrument terms, payment schedules, collateral tracking, and covenant structures
Partner with Technology and Operations teams to automate high-volume processes such as rate rolls, payment waterfalls and processing, trigger alerts, and covenant calculations, improving straight-through processing (STP), trade settlements, and identify areas to significantly reduce or eliminate manual intervention
Implement robust controls, audit trails, and governance frameworks for covenant calculation methodologies, policy adherence, and regulatory and credit risk oversight
own reporting and communication to risk and compliance stakeholders
Manage vendor relationships for servicing platforms, covenant monitoring tools, and data providers, including release testing, roadmap alignment, SLA management, and ongoing cost/benefit analysis
Establish and track product KPIs, including covenant breach detection lead time, exception backlog levels, rework rates, SLA compliance, and client inquiry volumes
drive operational excellence through root-cause analysis and continuous improvement initiatives

What we offer

Support for professional accreditations
Flexible arrangements, generous holidays, plus an additional day off for your birthday
Continuous mentoring along your career progression
Active sports, events and social committees across our offices
24/7 support available from our Employee Assistance Program
The opportunity to invest in our growth and success through our Employee Share Plan

Fulltime

Capital Markets Attorney

We’re looking for an experienced capital markets attorney with deep debt-side ex...

Location

United States

Salary:

150000.00 USD / Year

Axiom Law

Expiration Date

Until further notice

Requirements

JD with strong experience in structured finance and capital markets law, particularly on the debt side
Comfort navigating unstructured or unusual deal formats
Strong drafting and negotiation skills, especially when working in custom deal contexts
Ability to work independently, manage complexity, and communicate clearly with business stakeholders

Job Responsibility

Bring structured debt experience to the team — particularly in areas like direct lending, private credit, and bespoke financing
Collaborate with existing capital markets counsel and deal teams on complex, specialized transactions
Take the lead on ad hoc or non-standard deal structuring that falls outside of typical capital markets processes
Help expand and refine our legal approach to debt-focused product offerings
Work cross-functionally with business, legal, and product teams on a broad range of capital markets initiatives

What we offer

Health benefits
401k
Professional development tools and resources
Learning and development programs

Country Risk Senior Analyst

Country Risk Senior Analyst supports the Investment secured Portfolio for Asia S...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5-8 years of relevant experience
Bachelor’s degree/University degree or equivalent experience
Excellent working knowledge of financial markets including investments, FX, and margin lending experience is a key differentiator
Able to rationalize logically and consistently demonstrate clear and concise written and verbal communication
Strong team player - You should be able to work effectively individually as well as effectively network with coworker from cross functional and multitask in a fast-paced environment
Good attitude, willingness to learn and possessing high integrity
Excellent verbal and written communication skills. Effective team player and interpersonal skills
Ability to work under pressure, prioritize to meet deadlines
Highly proficient in MS Office (Excel, Access, PowerPoint)

Job Responsibility

Support critical projects related to regulatory initiatives (MAS, FDIC, CCAR) and regional/global data projects from a Credit Risk perspective including risk projects related to automation, streamlining and preparation of reports across various credit products
Support system implementation and process enhancements with respect to various data across multiple products and retail formats for global, local reporting, Risk-Finance data convergence projects
Support the risk manager in adhoc analytics and projects related to alignment of credit program/policies with Citi Private bank (CPB) as part of Citi Global Wealth (CGW) strategic Initiative
Manage day-to-day project activities and engage closely with stakeholders to help align and roll-out CGCPC-CPB best in class client proposition related to Credit Risk areas like Automation/Simplification of Loanable Value, Credit review related processes working closely with product, operations teams
Work with Credit Risk/Policy Manager to evaluate, analyze and recommend policy decisions related to credit underwriting, mark to market and credit collateral acceptance of marketable securities
Work with Credit Risk/Policy Manager and stakeholders in the periodic updates of the credit program/policies
Proactively seek to identify business reporting and analytical needs, streamline processes, and evaluate key drivers for monthly variances and trend analysis of various risk parameters
Lead technology upgrades, enhance automation
Contribute to system changes, testing stages for system cutovers impacting Investment Secured Lending product
Has the ability to operate with a limited level of direct supervision

What we offer

Equal employment opportunity
Accessibility accommodations available
Global benefits provided

Fulltime

New

Vice President, Portfolio Management - TMT

Location

United States , Charlotte; New York

Salary:

119000.00 - 225000.00 USD / Year

Wells Fargo

Expiration Date

Until further notice

Requirements

5+ years of Experience in CIB Portfolio Management, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Registration for Securities Industry Essentials (SIE) exam must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted
Registration for FINRA Series 63 (or 66) must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted
Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted
This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire
Ability to travel up to 30% of the time

Job Responsibility

Manage and oversee credit aspects of a broad portfolio of public and private companies across the TMT sector
Perform detailed credit, financial statement analysis, industry analysis and projection modeling to ensure accurate and timely monitoring, risk ratings, covenant compliance, watchlist updates, recognition of potential problems loans of leveraged credit portfolio
Lead coordination and execution of loan booking, closing, legal documentation, compliance requirements, and final credit memos
Partner with senior bankers to prepare and present portfolio updates to senior leadership, risk management and coverage partners
Partner with Corporate Banking Relationship Management, Industry Coverage and Debt Capital Markets Bankers, and other product partners to support client coverage needs related to credit products. Lead credit analysis support and execution to grow relationships through products such as rates/fx/operating exposure for cash management. Engage with clients as needed
On-going coordination and partnership with Industrials Independent Risk Management related to borrower and/or portfolio needs
Assist with coordination and preparation for borrower/portfolio reviews and responses for internal and external exams
Directly or indirectly manage, mentor and train junior team members
Responsible for adherence to all Wells Fargo credit policies and procedures. Review and interpret credit policies and procedures and incorporate requirements into credit analysis, observations and lending recommendations

What we offer

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement

Fulltime

Private Credit Direct Lending

Citi

Location:
United Kingdom , London

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
March 04, 2026

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