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We are seeking a Principal Product Manager, Banking (US) to define and scale the next phase of Adyen’s banking strategy in North America. This role owns the end-to-end product vision, strategy, and execution for Adyen’s US banking capabilities, sitting at the intersection of payments, money movement, platform services, and embedded finance. Adyen has already built the foundational banking infrastructure — licenses, regulatory approvals, integrations into local clearing systems like ACH, RTP, FedNow. The mandate now is differentiation: defining how Adyen wins in embedded and enterprise banking across the US market. This is a senior individual contributor role with responsibility for driving outcomes across a globally distributed organization spanning Product, Engineering, Compliance, Risk, Operations, and Go-To-Market partners.
Job Responsibility:
Set Vision & Strategy: Define and own the long-term vision and strategy for Adyen’s US banking products, grounded in customer value, measurable business impact, and responsible growth
Translate market opportunity into clear priorities, roadmaps, and success metrics across customer segments and verticals
Identify differentiated use cases that position Adyen as the primary financial relationship for platforms and SMBs
Scale Banking as a Platform: Lead the maturation and expansion of Adyen Accounts in the US, both for embedded and enterprise customers, and money movement capabilities
Define how banking integrates natively with Payments, Capital, and Issuing to create seamless financial workflows
Drive adoption and attach rates across enterprise and platform customers
Build for Scale & Regulatory Rigor: Ensure product decisions balance speed, reliability, compliance, and monetization
Partner closely with Compliance, Risk, and Finance teams to navigate regulatory dependencies impacting US banking growth
Design capabilities that are scalable, auditable, and resilient in a regulated environment
Lead Through Influence: Operate as the product authority for US banking, representing the strategy internally and in strategic customer discussions
Drive cross-functional alignment across Engineering, Commercial, Risk, and Operations teams without direct authority
Raise the bar for product clarity, prioritization discipline, and strategic thinking within Financial Products
Requirements:
10–15+ years of experience in Product Management or adjacent leadership roles within fintech, banking, embedded finance, or similarly complex, regulated domains
Proven experience building and scaling US-based banking or financial products that move meaningful transaction volume
Demonstrated ability to operate at enterprise scale while defining new product frontiers
Strong understanding of US banking infrastructure, including ACH, wires, checks, bill pay, debit or prepaid products, and embedded finance models
Experience with Banking-as-a-Service, tech-enabled banks, or integrated financial platforms is highly relevant
Familiarity with regulatory and compliance considerations in US financial services
Track record of influencing senior stakeholders across Product, Engineering, Risk, Operations, and Commercial functions
Comfortable leading through ambiguity and influencing without direct authority
Clear and confident communicator across technical, commercial, and executive audiences in a global context
Deep customer empathy with the ability to translate technical complexity into clear value propositions
Demonstrated ethical judgment and integrity in high-stakes, regulated environments