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Adyen Logo Adyen · IT - Software Development

Principal Product Manager - Banking

United States, Chicago · Job Posted March 05, 2026
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Job Description

We are seeking a Principal Product Manager, Banking (US) to define and scale the next phase of Adyen’s banking strategy in North America. This role owns the end-to-end product vision, strategy, and execution for Adyen’s US banking capabilities, sitting at the intersection of payments, money movement, platform services, and embedded finance. Adyen has already built the foundational banking infrastructure — licenses, regulatory approvals, integrations into local clearing systems like ACH, RTP, FedNow. The mandate now is differentiation: defining how Adyen wins in embedded and enterprise banking across the US market. This is a senior individual contributor role with responsibility for driving outcomes across a globally distributed organization spanning Product, Engineering, Compliance, Risk, Operations, and Go-To-Market partners.

Job Responsibility

  • Set Vision & Strategy: Define and own the long-term vision and strategy for Adyen’s US banking products, grounded in customer value, measurable business impact, and responsible growth
  • Translate market opportunity into clear priorities, roadmaps, and success metrics across customer segments and verticals
  • Identify differentiated use cases that position Adyen as the primary financial relationship for platforms and SMBs
  • Scale Banking as a Platform: Lead the maturation and expansion of Adyen Accounts in the US, both for embedded and enterprise customers, and money movement capabilities
  • Define how banking integrates natively with Payments, Capital, and Issuing to create seamless financial workflows
  • Drive adoption and attach rates across enterprise and platform customers
  • Build for Scale & Regulatory Rigor: Ensure product decisions balance speed, reliability, compliance, and monetization
  • Partner closely with Compliance, Risk, and Finance teams to navigate regulatory dependencies impacting US banking growth
  • Design capabilities that are scalable, auditable, and resilient in a regulated environment
  • Lead Through Influence: Operate as the product authority for US banking, representing the strategy internally and in strategic customer discussions
  • Drive cross-functional alignment across Engineering, Commercial, Risk, and Operations teams without direct authority
  • Raise the bar for product clarity, prioritization discipline, and strategic thinking within Financial Products

Requirements

  • 10–15+ years of experience in Product Management or adjacent leadership roles within fintech, banking, embedded finance, or similarly complex, regulated domains
  • Proven experience building and scaling US-based banking or financial products that move meaningful transaction volume
  • Demonstrated ability to operate at enterprise scale while defining new product frontiers
  • Strong understanding of US banking infrastructure, including ACH, wires, checks, bill pay, debit or prepaid products, and embedded finance models
  • Experience with Banking-as-a-Service, tech-enabled banks, or integrated financial platforms is highly relevant
  • Familiarity with regulatory and compliance considerations in US financial services
  • Track record of influencing senior stakeholders across Product, Engineering, Risk, Operations, and Commercial functions
  • Comfortable leading through ambiguity and influencing without direct authority
  • Clear and confident communicator across technical, commercial, and executive audiences in a global context
  • Deep customer empathy with the ability to translate technical complexity into clear value propositions
  • Demonstrated ethical judgment and integrity in high-stakes, regulated environments
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