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Principal Financial Analyst

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Capital One

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Location:
United States , McLean

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Category:

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Contract Type:
Not provided

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Salary:

109900.00 - 137900.00 USD / Year

Job Description:

The Principal Financial Analyst is the lead financial analyst supporting the Enterprise Payments (EP) organization. The EP team is responsible for all payment rails across the Capital One ecosystem including debit, ACH, checks, wires, etc. and this role supports the Operations, Strategy and Governance teams that are evolving those rails. An ideal candidate will provide great experience with building relationships with a very engaging customer group while providing strategic guidance to all aspects of their business and working towards financial outcomes. There is a good mix of business as usual financial management of a budget of fixed and variable expenses while providing strategic influence to help shepherd business cases forward and problem solve risks and opportunities. An ideal candidate will also possess strong communication, problem solving, and influencing skills.

Job Responsibility:

  • Develop the Annual Budget, Monthly Financial Forecast and the Long-Term Financial Plan
  • Develop financial models and analyses to support growth of the business and strategic initiatives
  • Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance
  • Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes
  • Prepare monthly, quarterly and annual Reporting and Analysis
  • Identify industry trends and insights pertaining to competitor’s strategies and/or relative financial performance (e.g. peer benchmarking)
  • Perform ad hoc analysis using data retrievals from internal financial systems and external market databases and package insights into clear and concise presentations
  • Work closely with the business leads to help identify areas and processes for driving efficiencies

Requirements:

  • Bachelor’s Degree or military experience
  • At least 4 years experience in financial analysis, financial modeling, or a combination

Nice to have:

  • Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance
  • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
  • At least 5 years experience in financial analysis, financial modeling, or a combination
  • At least 3 years of experience in strategic analysis & planning
What we offer:
  • performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)
  • comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being

Additional Information:

Job Posted:
March 21, 2026

Employment Type:
Fulltime
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