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Capital One Logo Capital One · Finance

Principal Financial Analyst (Business Cards & Payments)

United States, McLean Employment contract 120800.00 - 137900.00 USD / Year · Job Posted July 03, 2026
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Job Description

We are seeking an analytic problem solver and detail-oriented team member to join our Business Cards & Payments Finance Team. As a Principal Analyst of Financial Planning & Analysis (FP&A), you will be responsible for financial forecasting, executive reporting and presentations, relationship building, and mentoring junior associates. You will manage P&L performance and provide Card Leadership with financial insights to influence strategy and drive business outcomes. Strong storytelling skills and a deep understanding of card economics that drive efficiencies and costs will be key to success in this role.

Job Responsibility

  • Financial forecasting
  • Executive reporting and presentations
  • Relationship building
  • Mentoring junior associates
  • Managing P&L performance
  • Providing Card Leadership with financial insights to influence strategy and drive business outcomes
  • Formulate and articulate analytics and insights in a way that tells a compelling financial story
  • Proactively identify and address potential financial risks and opportunities
  • Foster trusted business relationships, including with senior leaders
  • Ownership of budgeting and forecasting for areas of responsibility
  • Deliver accurate and meaningful financial management analyses
  • Contribute to, and deliver, presentations to communicate results, outcomes and actions to senior audiences
  • Provide transparency on costs and drivers
  • Clearly communicate risks and opportunities to budget targets
  • Address and deliver on ad-hoc requests and special projects
  • Independently manage and prioritize workload
  • Demonstrate a passion to learn and continuously develop traditional FP&A and technical skills

Requirements

  • Bachelor’s Degree or military experience
  • At least 3 years experience in financial analysis, financial modeling, or a combination

Nice to have

  • Master’s Degree in Business Administration (MBA) or Master’s Degree in Finance
  • Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
  • At least 4 years experience in financial analysis, financial modeling, or a combination
  • At least 2 years of experience in Microsoft Office, Google Suite, or a combination

What we offer

  • Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)
  • Comprehensive, competitive, and inclusive set of health, financial and other benefits
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