Principal Engineer

• Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
• Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
• Lead engineering efforts to implement and maintain PCI-compliant architectures across the enterprise
• Collaborate with LOBs, Risk, Security, and Compliance teams to identify cardholder data risks and design remediation strategies
• Develop and maintain scalable, secure solutions for cardholder data protection in alignment with PCI DSS requirements
• Design and prototype AI/agentic AI solutions to improve PCI-related processes such as data discovery, classification, risk scoring, and automated evidence generation
• Serve as a subject matter expert on PCI standards and AI technologies, mentoring other engineers and influencing enterprise architecture
• Contribute to enterprise-level PCI strategy and technology roadmaps
• Evaluate and integrate tools that support PCI compliance, such as data tokenization, encryption, logging, and AI-driven policy enforcement
• Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
• Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
• Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership

• 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 7+ years deep understanding of PCI DSS requirements, including experience implementing compliant solutions
• 7+ years of hand on Java and Python experience
• 7+ years of deep understanding and hands on experience of the microservices, restful API’s, event-driven and Integration architecture
• 7+ years of experience with databases and data models
• 5+ years of Agile experience

• Ability to lead the strategy and resolution of highly complex and unique challenges requiring in-depth technical evaluation across multiple product areas
• Provide technology vision, direction, and expertise to leadership on implementing innovative and significant business solutions
• Experience with the engineering, design, deployment, and architecture of data at rest encryption or tokenization solutions
• Experience with PCI scope reduction techniques (e.g., tokenization, P2PE, segmentation)
• Knowledge of agentic AI concepts and their application to security or compliance use cases
• Contributions to open-source security tools, AI frameworks, or PCI industry working groups
• Certifications: PCI ISA or AI/ML certifications

May be considered for a discretionary bonus, Restricted Share Rights, or other long – term incentive awards