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Wells Fargo is seeking a Principal Engineer. We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and grow.
Job Responsibility:
Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership
Lead the technical strategy and execution for Payments Transformation initiatives
Architect scalable, secure, and innovative payment solutions, modernizing legacy systems, and driving adoption of real-time, API-driven, and cloud-native payment platforms
Collaborate with cross-functional teams to ensure technology alignment with business objectives and regulatory compliance
Work closely with product owners, business analysts, and engineering teams to align technical solutions with business goals
Mentor senior engineers and promote best practices in coding, design, and architecture
Facilitate technical workshops and knowledge-sharing sessions
Drive innovation in payment technologies, including blockchain, AI-based fraud detection, and digital wallets
Implement DevOps practices for continuous integration and delivery
Champion automation and performance optimization initiatives
Requirements:
7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
15+ years of experience in programming skills in Java, Python, or similar languages
Expertise in cloud platforms (AWS, Azure, GCP) and microservices architecture
Experience with API design, containerization (Docker, Kubernetes), and CI/CD pipelines
Knowledge of payment messaging standards (ISO 8583, ISO 20022)
Microservices and Event-Driven-Architecture
GenAI, Agentic AI, Co-pilot, Automation
Define and drive the technical roadmap for payments transformation initiatives
Evaluate emerging technologies and recommend adoption strategies for payment modernization
Ensure architectural consistency, scalability, and security across payment platforms
Provide deep technical expertise in ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and real-time payment systems
Lead migration projects from legacy systems to modern, API-driven architectures
Ensure compliance with regulatory standards (AML, PCI DSS) and security best practices