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Wells Fargo Logo Wells Fargo · IT - Software Development

Principal Engineer - Java

India, Bengaluru · Job Posted June 03, 2026
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Job Responsibility

  • Act as an advisor to leadership to develop or influence applications, network, information security, database, operating systems, or web technologies for highly complex business and technical needs across multiple groups
  • Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking
  • Translate advanced technology experience, an in-depth knowledge of the organizations tactical and strategic business objectives, the enterprise technological environment, the organization structure, and strategic technological opportunities and requirements into technical engineering solutions
  • Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions
  • Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
  • Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership
  • Lead the technical strategy and execution for Loyalty solutions initiatives
  • Architecting scalable, secure, and innovative payment solutions, modernizing legacy systems, and driving adoption of real-time, API-driven, and cloud-native rewards platform
  • Collaborate with cross-functional teams to ensure technology alignment with business objectives and regulatory compliance
  • Work closely with product owners, business analysts, and engineering teams to align technical solutions with business goals
  • Mentor senior engineers and promote best practices in coding, design, and architecture
  • Facilitate technical workshops and knowledge-sharing sessions
  • Drive innovation in loyalty solutions, payment technologies, including AI-based development, and digital wallets
  • Implement DevOps practices for continuous integration and delivery
  • Champion automation and performance optimization initiatives

Requirements

  • 7+ years of Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 7+ years of experience in programming skills in Java, Python, or similar languages
  • Expertise in cloud platforms (AWS, Azure, GCP) and microservices architecture
  • Experience with API design, containerization (Docker, Kubernetes), and CI/CD pipelines
  • Knowledge of payment messaging standards (ISO 8583, ISO 20022)
  • Microservices and Event-Driven-Architecture
  • GenAI, Agentic AI, Co-pilot, Automation
  • Define and drive the technical roadmap for payments transformation initiatives
  • Evaluate emerging technologies and recommend adoption strategies for payment modernization
  • Ensure architectural consistency, scalability, and security across payment platforms
  • Provide deep technical expertise in ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and real-time payment systems
  • Lead migration projects from legacy systems to modern, API-driven architectures
  • Ensure compliance with regulatory standards (AML, PCI DSS) and security best practices
  • Design cloud-native, microservices-based payment solutions
  • Develop integration strategies for APIs, payment gateways, and third-party services
  • Optimize system performance, reliability, and fault tolerance for high-volume transactions
  • Excellent leadership, communication, and stakeholder management skills
  • Ability to influence technical decisions and drive consensus across teams
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