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At Figure, we’re redefining what’s possible at the intersection of finance and technology. Fresh off our IPO, we are building the next generation of financial infrastructure, transforming how capital moves, how credit is assessed, and how customers experience financial products. Our data team sits at the heart of that transformation, powering decisions from risk modeling and capital allocation to growth strategy. As a Principal Data Analyst, you will be a cornerstone of our analytics organization, partnering closely with Credit/Risk and Capital Markets to drive real financial outcomes. Your work will directly influence lending decisions, portfolio optimization, and the strategies behind our capital markets platform. You will connect analysis to the bigger picture across markets, products, and mission, combining analytical rigor with business intuition to help leaders understand what is happening and why it matters. You will also elevate our toolkit by building intuitive Tableau dashboards, writing performant BigQuery SQL, and designing frameworks that make insights repeatable and scalable across the company.
Job Responsibility:
Act as the analytics lead for Credit/Risk and Capital Markets, guiding decision-making through data-driven insights
Partner with cross-functional leaders to shape the questions that matter most, then answer them through thoughtful analysis and storytelling
Design and maintain robust Tableau dashboards that translate data into actionable narratives
Write and optimize BigQuery SQL to extract, transform, and analyze large-scale datasets
Develop analytical frameworks and models that support risk forecasting, pricing strategies, and portfolio performance
Apply statistical and experimental methods to test hypotheses, quantify uncertainty, and inform strategic trade-offs
Communicate findings clearly and persuasively to senior stakeholders
Champion a culture of data accuracy, curiosity, and continuous improvement
Requirements:
7+ years of experience using data to drive measurable business impact
Deep proficiency in SQL (preferably BigQuery) and expertise with complex joins, subqueries, and recursive logic
Advanced experience with Tableau
Strong understanding of risk modeling, credit analytics, or capital markets data structures
Proven experience in fintech or financial services environments
Working knowledge of Python for data manipulation, automation, or modeling
Appreciation for statistical concepts like causal inference, bias detection, and experimental design
Clear, confident communication with both technical and non-technical audiences
Comfort navigating ambiguity and setting analytical direction in fast-moving environments
A natural curiosity about how finance, technology, and data intersect to drive innovation
Nice to have:
Experience supporting product analytics or growth initiatives
A passion for problem-solving
You embrace learning from mistakes and are energized by challenges that don’t have an obvious answer
What we offer:
Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
Company HSA, FSA, Dependent Care, 401k, and commuter benefits
Employer-funded life and disability insurance coverage