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Principal Data Analyst

United States 158400.00 - 198000.00 USD / Year · Job Posted January 20, 2026
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Job Description

At Figure, we’re redefining what’s possible at the intersection of finance and technology. Fresh off our IPO, we are building the next generation of financial infrastructure, transforming how capital moves, how credit is assessed, and how customers experience financial products. Our data team sits at the heart of that transformation, powering decisions from risk modeling and capital allocation to growth strategy. As a Principal Data Analyst, you will be a cornerstone of our analytics organization, partnering closely with Credit/Risk and Capital Markets to drive real financial outcomes. Your work will directly influence lending decisions, portfolio optimization, and the strategies behind our capital markets platform. You will connect analysis to the bigger picture across markets, products, and mission, combining analytical rigor with business intuition to help leaders understand what is happening and why it matters. You will also elevate our toolkit by building intuitive Tableau dashboards, writing performant BigQuery SQL, and designing frameworks that make insights repeatable and scalable across the company.

Job Responsibility

  • Act as the analytics lead for Credit/Risk and Capital Markets, guiding decision-making through data-driven insights
  • Partner with cross-functional leaders to shape the questions that matter most, then answer them through thoughtful analysis and storytelling
  • Design and maintain robust Tableau dashboards that translate data into actionable narratives
  • Write and optimize BigQuery SQL to extract, transform, and analyze large-scale datasets
  • Develop analytical frameworks and models that support risk forecasting, pricing strategies, and portfolio performance
  • Apply statistical and experimental methods to test hypotheses, quantify uncertainty, and inform strategic trade-offs
  • Communicate findings clearly and persuasively to senior stakeholders
  • Champion a culture of data accuracy, curiosity, and continuous improvement

Requirements

  • 7+ years of experience using data to drive measurable business impact
  • Deep proficiency in SQL (preferably BigQuery) and expertise with complex joins, subqueries, and recursive logic
  • Advanced experience with Tableau
  • Strong understanding of risk modeling, credit analytics, or capital markets data structures
  • Proven experience in fintech or financial services environments
  • Working knowledge of Python for data manipulation, automation, or modeling
  • Appreciation for statistical concepts like causal inference, bias detection, and experimental design
  • Clear, confident communication with both technical and non-technical audiences
  • Comfort navigating ambiguity and setting analytical direction in fast-moving environments
  • A natural curiosity about how finance, technology, and data intersect to drive innovation

Nice to have

  • Experience supporting product analytics or growth initiatives
  • A passion for problem-solving
  • You embrace learning from mistakes and are energized by challenges that don’t have an obvious answer

What we offer

  • Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
  • Company HSA, FSA, Dependent Care, 401k, and commuter benefits
  • Employer-funded life and disability insurance coverage
  • 11 Observed Holidays & PTO plan
  • Up to 12 weeks paid family leave
  • Continuing education reimbursement
  • 25% annual bonus target, paid quarterly
  • Equity stock options package

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