CrawlJobs Logo

Principal Architect, FinTech Platforms

https://www.t-mobile.com Logo

T-Mobile

Location Icon

Location:
United States , Bellevue ▼

Category Icon
Category:
IT - Software Development

Job Type Icon

Contract Type:
Employment contract

Salary Icon

Salary:

123800.00 - 223300.00 USD / Year
Save Job
Save Icon
Apply Position

Job Description:

As the Principal Systems Architect, you will lead the design of scalable, secure, and high-impact consumer fintech platforms that power digital banking experiences, co-branded credit cards, embedded finance, and personalized financial tools. This role is central to T-Mobile’s broader fintech strategy, connecting millions of customers to smarter, flawless ways to manage and access money—across mobile, web, and in-store channels.

Job Responsibility:

  • Architect consumer-facing financial solutions including digital bank accounts, savings and checking tools, co-branded credit card products, and embedded finance capabilities
  • Define and maintain architectural standards for integration with BaaS providers, card issuers/processors, KYC/AML vendors, and payment networks
  • Collaborate with product managers, UX designers, and engineers to build intuitive and secure financial experiences for mobile-first consumers
  • Lead technology evaluations for third-party fintech partners covering card issuance, core banking platforms, data aggregation, and personal finance management
  • Ensure secure architecture and data design for customer onboarding, credit decisioning, account servicing, and financial transactions
  • Champion privacy, data protection, and regulatory compliance across consumer facing FinTech platforms
  • Implement scalable API architectures for money movement, card management, account funding, and transaction data enrichment
  • Provide architectural oversight for loyalty integrations, rewards platforms, and customer engagement engines tied to credit and banking products
  • Lead proof-of-concept initiatives to test emerging fintech capabilities
  • Maintain system documentation, architecture blueprints, and technical standards to guide development and cross-team partnerships
  • Act as a strategic advisor on Fin Tech trends and platform roadmaps

Requirements:

  • 7-10 years of experience in financial services, FinTech, or digital banking environments with customer-facing product delivery
  • 7-10 years of experience in enterprise systems architecture, software engineering, or infrastructure design at scale
  • 5+ years of experience crafting or integrating consumer banking platforms, credit card issuance systems, or BaaS platforms
  • 5+ years of experience working with KYC/AML vendors, fraud prevention tools, or financial data aggregators
  • 4-7 years of experience in mobile and web application architecture for financial products
  • 4-7 years of experience crafting compliant FinTech systems within the framework of PCI DSS, SOC 2, and other regulatory obligations
  • 4-7 years of experience with cloud-native development, containerization, and API-first ecosystems
  • Bachelor’s Degree in Computer Science, Engineering, or a related field
  • Certifications such as AWS Architect, TOGAF, CISSP, or fintech/banking-specific credentials are desirable
  • At least 18 years of age
  • Legally authorized to work in the United States

Nice to have:

  • Advanced degrees or business/fintech certifications
  • Certifications such as AWS Architect, TOGAF, CISSP, or fintech/banking-specific credentials
What we offer:
  • Competitive base salary and compensation package
  • Annual stock grant
  • Employee stock purchase plan
  • 401(k)
  • Access to free, year-round money coaches
  • Medical, dental and vision insurance
  • Flexible spending account
  • Paid time off
  • Up to 12 paid holidays
  • Paid parental and family leave
  • Family building benefits
  • Back-up care
  • Enhanced family support
  • Childcare subsidy
  • Tuition assistance
  • College coaching
  • Short- and long-term disability
  • Voluntary AD&D coverage
  • Voluntary accident coverage
  • Voluntary life insurance
  • Voluntary disability insurance
  • Voluntary long-term care insurance
  • Mobile service & home internet discounts
  • Pet insurance
  • Access to commuter and transit programs

Additional Information:

Job Posted:
April 05, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Icon
T-Mobile - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Principal Architect, FinTech Platforms

Head of Product Engineering / Engineering

The Head of Product Engineering / Engineering will be pivotal in translating Kro...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
kroo.com Logo
Kroo Bank
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Lead product engineering and engineering teams to deliver high quality, customer centric features and platforms that are reliable, secure and compliant
  • Translate the enterprise product and technology strategy into a clear engineering strategy, roadmap and set of priorities aligned with the bank’s vision and strategy
  • Define, embed and continually improve modern engineering standards including secure code, quality engineering, automated testing, continuous delivery, observability, and site reliability engineering
  • Own day to day technical architecture decisions for digital products and platforms, working with principal engineers and architects to ensure scalability, maintainability and security
  • Drive platform reliability and operational excellence, ensuring strong incident management, problem management, change management and post incident review practices
  • Champion effective delivery practices across cross functional squads, promoting agile ways of working, outcome focused planning, clear accountabilities and the removal of delivery blockers
  • Embed regulatory, operational risk and security requirements into the engineering lifecycle so that controls are designed in, evidenced and sustainable
  • Oversee the technical aspects of vendor and partner relationships, ensuring integrations are robust, service levels are met and technology risk is well managed
  • Manage engineering budgets in line with financial plans, including cloud spend, tooling and third party services, ensuring transparent value realisation from investments
  • Build, lead and develop a diverse and high performing community of engineering leaders and individual contributors with clear career paths, coaching and succession plans
What we offer
What we offer
  • 25 days annual leave
  • 8 bank holidays
  • 1 Kroo bank holiday (June 24th)
  • 1 day off during the week of your birthday
  • 3 personal days
  • Employer-sponsored volunteer program (up to 4 hours per month)
  • Mental health support via Spill
  • Workplace pension (5% employee contribution, 3% employer top-up)
  • Top-of-the-line equipment including a MacBook laptop
  • Support for home office setup
  • Fulltime
Read More
Arrow Right

Director of Financial Services, Industry Lead

Blockstream was founded in 2014 by Dr. Adam Back and a group of fellow cryptogra...
Location
Location
Switzerland , Zurich
Salary
Salary:
Not provided
blockstream.com Logo
Blockstream
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years of experience in technology leadership, banking, or financial services transformation
  • Proven leadership in building and managing high-performing teams, stakeholder management, and decision-making capabilities
  • Proven experience in senior client-facing roles such as Director of Architecture, Principal Solutions Architect, or equivalent within banking, fintech, payments, or capital markets
  • Demonstrated ability to operate at executive and board level, advising on strategy, architecture, and transformation initiatives
  • Deep domain expertise in banking and financial services, including exposure to: Core banking platforms (Avaloq or similar preferred)
  • Custody, treasury, payments, or capital markets environments
  • Strong track record of translating market needs and business strategy into scalable technology architectures
  • Broad hands-on architectural experience across: Front-end and back-end systems
  • Cloud platforms, preferably AWS
  • DevOps practices, CI/CD pipelines, and containerization (Docker, Kubernetes)
Job Responsibility
Job Responsibility
  • Build, mentor, and lead a high-performing team responsible for translating market demand and complex financial-services client challenges into scalable, secure, and compliant architectural solutions
  • Own the identification, analysis, and prioritization of market needs across banking, custody, payments, tokenization, and digital assets
  • Define and lead industry solution and architecture strategy, ensuring alignment with market demand, regulatory requirements, and company growth objectives
  • Act as the senior-level trusted advisor and architectural authority for clients, guiding strategic technology and architecture decisions
  • Lead executive client engagements, architectural discovery sessions, and solution strategy workshops to define future-state architectures
  • Set architectural direction for end-to-end solutions, covering front-end, back-end, integration, cloud infrastructure, DevOps, and security
  • Drive customer solutions strategy within the Service and Enterprise Products organization, identifying product utility, efficiencies, and architectural synergies
  • Translate market insights and client requirements into standardized solution patterns, architectural principles, and reference architectures
  • Elevate the Enterprise Team’s competitive positioning by simplifying complex architectures and accelerating enterprise adoption
  • Demonstrate deep expertise in banking architectures and processes, including core banking platforms (e.g. Avaloq or equivalent) and integration of blockchain technologies into regulated financial systems
  • Fulltime
Read More
Arrow Right

Director of Financial Services, Industry Lead

We are seeking a Director of Financial Services, Industry Lead, a senior leaders...
Location
Location
Switzerland , Zurich
Salary
Salary:
Not provided
blockstream.com Logo
Blockstream
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years of experience in technology leadership, banking, or financial services transformation
  • Proven leadership in building and managing high-performing teams, stakeholder management, and decision-making capabilities
  • Proven experience in senior client-facing roles such as Director of Architecture, Principal Solutions Architect, or equivalent within banking, fintech, payments, or capital markets
  • Demonstrated ability to operate at executive and board level, advising on strategy, architecture, and transformation initiatives
  • Deep domain expertise in banking and financial services, including exposure to: Core banking platforms (Avaloq or similar preferred)
  • Custody, treasury, payments, or capital markets environments
  • Strong track record of translating market needs and business strategy into scalable technology architectures
  • Broad hands-on architectural experience across: Front-end and back-end systems
  • Cloud platforms, preferably AWS
  • DevOps practices, CI/CD pipelines, and containerization (Docker, Kubernetes)
Job Responsibility
Job Responsibility
  • Build, mentor, and lead a high-performing team responsible for translating market demand and complex financial-services client challenges into scalable, secure, and compliant architectural solutions
  • Own the identification, analysis, and prioritization of market needs across banking, custody, payments, tokenization, and digital assets
  • Define and lead industry solution and architecture strategy, ensuring alignment with market demand, regulatory requirements, and company growth objectives
  • Act as the senior-level trusted advisor and architectural authority for clients, guiding strategic technology and architecture decisions
  • Lead executive client engagements, architectural discovery sessions, and solution strategy workshops to define future-state architectures
  • Set architectural direction for end-to-end solutions, covering front-end, back-end, integration, cloud infrastructure, DevOps, and security
  • Drive customer solutions strategy within the Service and Enterprise Products organization, identifying product utility, efficiencies, and architectural synergies
  • Translate market insights and client requirements into standardized solution patterns, architectural principles, and reference architectures
  • Elevate the Enterprise Team’s competitive positioning by simplifying complex architectures and accelerating enterprise adoption
  • Demonstrate deep expertise in banking architectures and processes, including core banking platforms (e.g. Avaloq or equivalent) and integration of blockchain technologies into regulated financial systems
  • Fulltime
Read More
Arrow Right

Principal Engineer

A fast-growing technology platform is looking for a Principal Engineer to help s...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
weareorbis.com Logo
Orbis Consultants
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Strong experience building scalable backend or platform systems
  • Experience designing distributed architectures in production environments
  • Ability to operate at Principal / Staff Engineer level, influencing technical direction
  • Strong problem-solving ability and systems thinking
  • Comfortable working in collaborative, fast-moving engineering teams
  • Willingness to work on Golang is a must
Job Responsibility
Job Responsibility
  • Designing and evolving large-scale backend services
  • Improving the scalability, performance, and reliability of core platform systems
  • Architecting distributed systems capable of supporting high volumes of activity
  • Collaborating with engineers and product teams to deliver robust technical solutions
  • Contributing to engineering standards, architecture, and long-term platform strategy
What we offer
What we offer
  • Opportunity to influence the architecture of a rapidly scaling technology platform
  • Engineering-led culture with strong technical ownership
  • Complex technical challenges around performance, scale, and reliability
  • Small, experienced team where senior engineers have real impact
  • Fulltime
Read More
Arrow Right

Principal Product Manager, Business Management Solutions

The Intuit Global Business Solutions Group (GBSG) generates over half of Intuit’...
Location
Location
Canada , Toronto
Salary
Salary:
182000.00 - 246000.00 CAD / Year
intuit.com Logo
Intuit
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years of Product Management leadership, with a proven track record of scaling B2B SaaS or Fintech products in Canada, LATAM or similar complex international markets
  • Deep Financial & Ops Background: Expertise in accounting, fintech, payments, or workforce management solutions
  • Ecosystem Thinking: Experience building in multi-product environments where the value is derived from the integration of multiple services
  • Mid-Market Mastery: Proven ability to move a product "up-market," handling the increased complexity of larger organizational structures without losing product simplicity
  • Triad Leadership: Mastery in orchestrating Product, Development, and Design to ship high-quality, customer-centric software at scale
  • Commercial & P&L Acumen: You don't just ship features
  • you move business metrics. You are comfortable defending investment choices based on LTV, CAC, and revenue impact
  • Communication & Influence: Ability to navigate a complex matrixed organization, influencing global roadmaps by building rigorous, data-backed business cases for regional needs
  • AI & Data Fluency: A "future-back" mindset—capable of envisioning how LLMs and agentic AI will redefine the "Jobs to be Done" for our customers
  • Analytical Rigor: Expert in qualitative and quantitative discovery
Job Responsibility
Job Responsibility
  • Regional Product Vision & Portfolio Strategy: Define and execute the 1–3 year roadmap for the Canada & LATAM Business Management portfolio. Establish a vision that aligns product development, design, and commercial teams toward the ecosystem
  • Product-Led Revenue Acceleration & P&L: Own the Canada & LATAM P&L for your portfolio. Design and optimize high-velocity PLG loops to drive acquisition, retention, and the "attach-rate" of ecosystem services
  • Bi-Directional Platform Influence: Serve as the primary strategic bridge to Global Platform teams. Architect Canada & LATAM-specific requirements (e.g., E-invoicing mandates, PSD3, local tax logic) as scalable platform primitives that harden and improve the global ecosystem
  • AI-Native Customer Differentiation: Identify "white space" in the Canada & LATAM market. Lead the transition from manual accounting to AI-agentic workflows, creating "done-for-you" experiences that differentiate us from local incumbents
  • Mid-Market Expansion: Adapt and scale our offerings for the complexity of mid-sized firms, focusing on multi-entity management, complex workflow automation, and regional compliance standards
  • High-Velocity Cross-Functional Leadership: Lead the "Product Triad" (PM, Eng, Design) and partner with Sales, Marketing, and Customer Success to ensure GTM excellence and rapid market penetration
What we offer
What we offer
  • competitive compensation package with a strong pay for performance rewards approach
  • may be eligible for a cash bonus, equity rewards and benefits
  • Fulltime
Read More
Arrow Right

Principal QA Architect

Imagine working at Intellibus to engineer platforms that impact billions of live...
Location
Location
United States , Reston
Salary
Salary:
Not provided
intellibus.com Logo
Intellibus
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Deep understanding of architecture, protocols, and standards
  • 10+ years of experience in software quality assurance with at least 5 years in a senior or leadership role, preferably within the fintech industry
  • Deep understanding of QA methodologies, automation tools (e.g., Selenium, Cypress), performance testing, and CI/CD pipelines
  • Familiarity with regulatory requirements in the fintech sector (e.g., GDPR, PCI-DSS, PSD2)
  • Proven track record of leading and managing QA teams, driving strategic initiatives, and delivering high-quality software solutions
  • Experience with cloud platforms and services (e.g., AWS, Azure) in a QA context
  • Certification in quality assurance or related fields (e.g., ISTQB, CSTE)
  • Familiarity with DevOps practices and tools (e.g., Docker, Kubernetes)
  • Bachelor's or Master’s degree in Computer Science, Engineering
  • Proven experience in the fintech industry, with a deep understanding of its unique challenges and requirements
Job Responsibility
Job Responsibility
  • Define and drive the overall QA strategy aligned with business goals and regulatory requirements
  • Design and implement scalable QA architectures and frameworks that support continuous integration and delivery pipelines
  • Lead efforts in test automation strategy and implementation to increase efficiency and accuracy of testing processes
  • Monitor and optimize QA processes to improve speed, scalability, and effectiveness
Read More
Arrow Right

Principal Solutions Engineer

Join a stellar team of leaders and experts in blockchain technology, cryptograph...
Location
Location
United States , New York
Salary
Salary:
160000.00 - 220000.00 USD / Year
assessfirst.com Logo
Assessfirst
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years in solutions engineering, forward-deployed engineering, enterprise integration
  • Track record of helping institutions or enterprises deploy mission-critical systems
  • Strong in TypeScript (or similar languages) with proven API experience (REST)
  • Deep knowledge of cloud platforms (AWS essential
  • GCP/Azure/Thales a plus), microservices, and serverless architectures
  • Skilled in troubleshooting complex issues and delivering under pressure
  • Solid understanding of enterprise security frameworks (ISO 27001, SOC 2, PCI DSS)
  • Excellent communicator, able to bridge technical and business conversations
  • Strong documentation, presentation, and demo skills
  • Knowledge of blockchain, custody, and financial workflows strongly preferred
Job Responsibility
Job Responsibility
  • Guide financial institutions and fintechs through seamless onboarding and integration
  • Build secure, scalable deployment pathways that bridge legacy and modern systems
  • Provide hands-on support: troubleshoot, fix, and build solutions alongside client teams
  • Collaborate with sales on technical proposals, demos, and RFP responses
  • Maintain and improve technical documentation and developer guides
  • Gather client feedback and translate insights into product and API improvements
  • Represent Dfns at conferences, workshops, and customer meetings
What we offer
What we offer
  • Healthcare and travel expenses
  • Equity: 100-200 stock options vested over 4 years
  • Equipment: MacBook Pro + essentials
  • Flexible working hours
  • Open to full remote
  • Work from anywhere
  • Food service or stocked kitchen
  • Free food & snacks
  • Pet-friendly office
  • Fulltime
Read More
Arrow Right

Principal Engineer- Payments

To lead and manage engineering teams, providing technical guidance, mentorship, ...
Location
Location
United Kingdom , London
Salary
Salary:
Not provided
barclays.co.uk Logo
Barclays
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Lead engineering teams effectively, fostering a collaborative and high-performance culture
  • Oversee timelines, team allocation, risk management and task prioritization
  • Mentor and support team members' professional growth, conduct performance reviews
  • Evaluation and enhancement of engineering processes, tools, and methodologies
  • Collaboration with business partners, product managers, designers, and other stakeholders
  • Enforcement of technology standards, facilitate peer reviews, and implement robust testing practices
  • Provide expert advice to senior functional management and committees
  • Manage, coordinate and enable resourcing, budgeting and policy creation for a significant sub-function
  • Foster and guide compliance, ensure regulations are observed
  • Maintain broad and comprehensive knowledge of industry theories and practices within own discipline
Job Responsibility
Job Responsibility
  • Own and shape the end‑to‑end technical architecture of the Payments Platform, ensuring scalability, resilience, and regulatory compliance
  • Act as design authority for complex and high‑risk payments initiatives across multiple squads and domains
  • Define and enforce engineering standards, reference architectures, and non‑functional requirements (availability, latency, throughput, security)
  • Lead technical decisions across multi‑rail payments (e.g. real‑time, high‑value, cross‑border) and platform capabilities such as orchestration, clearing, and settlement
  • Embed security, controls, and operational resilience by design, partnering closely with Risk, Cyber, and Controls teams
  • Drive modernisation and platform evolution, reducing technical debt and enabling faster product and client onboarding
  • Provide technical leadership and mentorship to senior engineers, tech leads, and architects across Payments Technology
  • Influence delivery and outcomes without direct line management, acting as a trusted advisor to senior technology and business leaders
  • Ensure high standards of engineering quality, including test strategy, CI/CD, observability, and incident learnings
What we offer
What we offer
  • Competitive holiday allowance
  • Life assurance
  • Private medical care
  • Pension contribution
  • Fulltime
Read More
Arrow Right