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Admiral Group Plc Logo Admiral Group Plc · Insurance

Pricing & Underwriting Risk Senior Manager

United Kingdom, Cardiff · Job Posted July 13, 2026
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Job Description

Here at Admiral, Household has ambitious plans to replicate the strong market position of our UK Motor business. To achieve this, we are evolving the Risk Team within Household to place risk management at the heart of what we do – providing risk SME support to our senior leadership and Risk Owners. As Pricing & Underwriting Risk Senior Manager you will Lead the identification, assessment, management and monitoring of the Household financial risk profile, with a specific focus on Pricing & Underwriting. This role supports Risk Owners by ensuring that risk management practices are embedded across the business and aligned with regulatory expectations and internal policies and standards.

Job Responsibility

  • Lead the Identification, assessment, management and monitoring of risks relating to the Household financial (Pricing and Underwriting) risk profile
  • Develop and maintain risk registers, control libraries, and risk events specific to Household, engaging with colleagues within Household and the wider business
  • Monitor and assess the effectiveness of Household control environment ensuring risks are managed within risk appetite
  • Act as the go-to expert and advisor in respect of the Household Pricing and Underwriting risk and control environment
  • Produce high-quality MI and risk profile reporting to senior stakeholders and governance for a including attendance as required
  • Support the effective operation of the Household governance fora and wider EUI and Group governance requirements with strong risk reporting and escalation, as required
  • Ensure compliance requirements relating to applicable regulatory requirements are well understood and adherence monitored effectively
  • Ensure the timely escalation of risks that exceed appetite or thresholds and support the creation of 'path to green' action plans where required
  • Support ongoing compliance with internal risk policies and standards
  • Promote a strong risk culture throughout the organisation by fostering awareness and understanding of risk management principles
  • Support internal and external audits and regulatory reviews related to Household financial risk, as required
  • Drive continuous improvement in financial risk management practices
  • Lead thematic risk reviews to support robust risk management for the Household product

Requirements

  • Proven financial risk management experience within general insurance pricing and underwriting
  • Strong knowledge of GI pricing, underwriting, risk frameworks, governance and controls
  • Experience operating within a regulated financial services environment
  • Experience leading financial risk thematic reviews
  • Understanding of regulatory, sustainability and reinsurance frameworks
  • Ability to assess and improve control effectiveness and financial risk practices
  • Strong analytical, reporting and MI development skills
  • Excellent communication and stakeholder management skills, including influencing senior leaders
  • Ability to work independently and manage priorities in a fast-paced environment

Nice to have

  • Risk management qualification or training (e.g. IRM)
  • Experience delivering risk management training or learning initiatives
  • Continuous improvement mindset with a track record of enhancing risk processes and controls

What we offer

  • Eligible for up to £3,600 of free shares each year after one year of service
  • 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays)
  • Option to buy or sell up to an additional five days of annual leave
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