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Your mission in the team: As a Pricing Actuary / Analyst, you will play a central role in shaping our pricing strategy and improving the profitability of our P&C products in the French direct insurance market. You will work on three key Lines of Business: Home, Travel, and our new Motor product launching in 2026. You will join the French Product & Pricing team, a dynamic group of 10 experts (4 in Product/Underwriting, 5 in pricing and 1 Data Scientist), and collaborate closely with our international Pricing Tribes of experienced analysts and actuaries who continuously enhance our pricing frameworks and methodologies. You will contribute to adopting best practices, ensuring full compliance with Allianz Direct and Allianz Group standards.
Job Responsibility:
Support the technical development and enhancement of new insurance products, including our Motor insurance launch planned for 2026
Collaborate with underwriting and product colleagues to ensure pricing reflects product features, underwriting guidelines, and regulatory requirements
Develop risk models and demand models (conversion, lapse) across Home, Travel, and soon Motor
Build optimized commercial tariffs tailored to the French direct market
Propose, implement, and monitor pricing strategies aligned with product objectives, market trends, and competitor dynamics
Design and enhance pricing tools for tariff creation, scenario testing, and profitability monitoring
Collect, validate, and analyze data from internal databases to support modelling and business analysis
Track the viability and performance of rates and rules, conducting regular reviews of pricing levels, claims costs, and profitability metrics
Clearly communicate modelling results and insights to both technical and non-technical stakeholders
Work with international counterparts to share and adopt best practices across the Group
Requirements:
Educational Background: Actuarial science, MSc in econometrics, data science, applied mathematics, or a related technical field
Technical Expertise: Solid understanding of statistical modelling, particularly GLMs. Interest or experience in machine learning methods (e.g., GBMs, gradient boosting)
Programming Skills: Proficiency in Python, R
Pricing Software: Experience with Radar or Emblem is a strong advantage
Analytical Mindset: Demonstrated analytical strength, creativity, and enthusiasm for data-driven decision-making in pricing
Communication Skills: Fluent in English
the ability to explain complex concepts clearly to diverse audiences
Working knowledge of French is a plus for interacting with the French market context
Nice to have:
Working knowledge of French is a plus for interacting with the French market context
What we offer:
Meal Vouchers: Swile meal vouchers for a variety of dining options
Comprehensive Health Coverage: Medical, dental, and vision insurance through Alan
Paid Time Off: 28 vacation days plus 9–11 RTT days
Holiday Bonus: Annual holiday bonus paid in May
Pro Bono Days: 6 days per year to volunteer during working hours
Cross-Border Remote Work Policy: Flexibility to work from abroad