Portfolio Manager/Underwriter

• Manage and oversee credit aspects for a broad portfolio of SCF clients
• Perform detailed credit / financial statement analysis, industry analysis, and projection modeling to ensure accurate risk assessments
• Present all information in concise and clear format for credit approval
• Actively engage with credit approvers and other key stakeholders during the credit approval process
• In conjunction with legal counsel, lead the structuring and negotiation of legal documentation for any amendments related to existing SCF clients
• Timely monitor performance trends for the portfolio
• Prepare and present updates on the portfolio trends to senior leadership and Independent Risk Management
• Validate proper risk ratings, oversee compliance and third-party diligence activities including collateral examinations, appraisals, and other business/contract diligence
• Responsible for adherence to all Wells Fargo credit policies and procedures
• Review and interpret credit policies and procedures and incorporate requirements into credit analysis, risk assessments, and risk and rating recommendations
• Lead and contribute to due diligence meetings with client contacts in support of any delivery of amendments / changes and/or expanding existing business with clients
• Collaborate closely with Corporate & Investment Banking and Commercial Banking bankers to support all client credit needs related to SCF products
• Collaborate closely with SCF Originations and Underwriting teams to ensure steady information flow and smooth transitions
• Lead secured lending underwriting projects and teams
• Serve as a mentor to junior teammates

5+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

• Strong analytical skills, with heightened attention to detail and accuracy, recognizing importance of data integrity and adherence to credit policies and procedures
• Strong verbal and written communication skills and ability to work effectively with internal stakeholders and clients, with the ability to convey complex financial information clearly
• Working knowledge of various unsecured and secured lending programs and structures
• Experience with negotiating legal documentation
• History of exercising sound judgment and making timely decisions in a fast-paced and results-driven environment
• Advanced Microsoft Office (Excel, Word, PowerPoint) skills

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement