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Portfolio Credit Risk Lead Analyst - Vice President

Poland, Warsaw · Job Posted February 16, 2026

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Job Description

Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your experience within in credit risk and familiarity within model processes to our Portfolio Credit Management Group, where our mission is to minimize credit losses across wholesale portfolios through robust risk management. By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. The Regulatory Capital Risk resides within Wholesale Credit Portfolio Management Group which has a mandate to oversee portfolio risk management activities to minimize credit losses in wholesale portfolios. The Regulatory Capital Risk team provides oversight of wholesale credit regulatory capital related processes and partners with cross-functional stakeholders to drive alignment with Citi’s enterprise-wide capital framework. The successful individual will support model sponsor related responsibilities for foundational wholesale models utilized in the Risk Waited Assets (RWA) calculations and will be responsible for addressing BAU model related activities and improving model control processes. In addition, the candidate will be responsible for data analytics, sourcing and sanitizing data and performing analyses in support of issue diagnosis and broader implementation matters.

Job Responsibility

  • Responsible for data analytics activities to support model-related processes or remediation activities. This includes assessing data needs and sourcing the data elements to support an analytical objective
  • Support BAU model processes associated with foundational default risk models (PD/LGD/CCF), including evaluating developers’ work, addressing limitations, providing review / challenge, securing MRM validation and working across with stakeholders on related implementation matters
  • Support senior members for remediation of Issues raised by internal / external stakeholders and assist with developing analysis and performing data review
  • Synthesize the information and communicate and present findings with internal stakeholders
  • Assist with other team activities as necessary

Requirements

  • 7+ years of experience in credit risk or equivalent training and experience preferably in the financial services industry
  • Familiar with model processes and the range of business activities that give rise to credit risk and has a strong process-driven, problem-solving mindset
  • Demonstrated ability to handle large quantity of data and remain detail oriented
  • Experiences with RWA processes and risk governance frameworks
  • Demonstrate clear and concise written and verbal communication
  • Demonstrated work ethic and influencing skills
  • Bachelor's degree/University degree or equivalent experience

What we offer

  • Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)
  • Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates
  • Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates
  • Employee Assistance Program financed by Employer
  • Paid Parental Leave Program (maternity and paternity leave
  • statutory and 2 weeks additional paid paternity leave)
  • Sport Card for employees subsidised via Social Benefits Fund and Sport Cards for certain family members available at preferential rates
  • Additional benefits from Company’s Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events
  • Additional day off for volunteering
  • Cafeteria/ flex benefit – a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform
  • Opportunity to receive an annual discretionary incentive award
  • Special offers and discounts for employees

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