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Policy Execution And Oversight 2nd Lod Sr. Analyst

India, Mumbai · Job Posted May 14, 2026
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Job Description

The Risk Framework and Policy role is crucial for managing risks in the company through the development, interpretation, and implementation of risk-specific policies and frameworks, such as credit risk. This role involves a broad spectrum of tasks such as designing processes, implementing policies, and managing risk framework governance. This role contributes significantly to the company's broader objectives by ensuring all business operations follow well-defined, robust risk management policies and frameworks. The role exists to ensure the company operates within defined risk parameters, thereby safeguarding its financial stability, reputation, and promoting sustainable business growth.

Job Responsibility

  • Manage collection strategies for pre-write off accounts
  • Regularly review and implement policy and performance measures
  • Implement and monitor champion/challenger strategies
  • Ensure compliance with local and global regulations
  • Monitor performance metrics and address risks
  • Analyze performance reports and recommend policy improvements
  • Assist in implementing growth initiatives and process streamlining
  • Assess business risks and potential impacts
  • Develop coordinated and actionable plans and procedures
  • Track policy implementation progress and resolve any issues
  • Prepare reports on policy performance and develop risk mitigation strategies
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements

  • 5-8 years of experience
  • Proficient analytical and quantitative skills
  • Excellent computer skills and programming ability
  • Good command in both written and spoken communications
  • Ability to prioritize and complete multiple tasks and follow through to achieve project goals
  • Strong background in risk management and policy analysis
  • Experience in a financial institution, particularly in credit risk or collections
  • Understanding of industry standards and practices
  • Experience in data analysis and using statistical tools
  • Familiarity with relevant local and global regulations
  • Strong analytical and problem-solving skills
  • Proficiency in data analysis tools and methodologies
  • Good communication skills and ability to exchange complex and sensitive information
  • Attention to detail and ability to deliver quality work within tight deadlines
  • Ability to prioritize and manage multiple tasks effectively
  • Ethical judgment in decision-making and personal conduct
  • Bachelor's/University degree or equivalent experience

Nice to have

  • Knowledge of new & existing Market Risk regulation (e.g. FRTB, B3EG etc)
  • Hands on experience with big data tooling (e.g. Python, SQL, AI prompting etc)

What we offer

  • Access to telehealth options, health advocates, confidential counseling and more
  • Expanded Paid Parental Leave Policy
  • Programs to manage financial well-being
  • Access to an array of learning and development resources
  • Programs to help balance work and life, including generous paid time off packages
  • Resources and tools to volunteer in communities

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