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Plads Group Underwriter IV

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Aflac

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Location:
United States

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Category:
Insurance

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Contract Type:
Not provided

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Salary:

95000.00 - 145000.00 USD / Year
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Job Description:

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way. Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac.

Job Responsibility:

  • Works closely with distributors and other operational areas to drive achievement of the business plan
  • Completes assignments of the highest complexity while working within delegated authority
  • Serves as an expert in all areas of Group Life and Disability underwriting, consulting as needed
  • Acts as a role model in providing technical underwriting expertise and guidance to customers and distributors
  • Leads development of business cases for projects
  • Contributes to the delivery of underwriting strategy by proactively sharing best practices
  • Creates productive distributor relationships through effective consultation
  • Completes a range of queries and referrals within agreed authority limits
  • Consistently identifies and contributes to the development and improvement of technical underwriting standards, controls, practices and procedures
  • Consistently identifies and contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy
  • Consistently takes ownership for personal development and acts as a role model
  • Drives quality for the team, providing feedback on errors and providing root cause analysis
  • Actively provides technical consultation, guidance, and recommendations as a subject matter expert
  • Leverages key internal and external stakeholder relationships across the organization
  • Actively promotes implementation of Life and Disability Insurance Underwriting strategies and business solutions
  • Provides assurance that the underwriting business operates effectively

Requirements:

  • Bachelor's Degree in a related field
  • 5 years of financial underwriting experience with Group Life, STD, LTD and Leave products for National Account employer groups exceeding 5,000 covered lives or 8 years of financial underwriting experience with Group Life, STD, LTD, and Leave products, including 3 years of experience for National Account employer groups exceeding 5,000 covered lives
  • Extensive Group Life/Disability underwriting knowledge
  • Strong understanding of Group Life and Disability products and services, affiliated systems and applicable operational policies and procedures
  • Strong math skills
  • Has extensive knowledge of changes to policies, procedures, and governance tools
  • Strong Microsoft Excel skills
  • Expert in experience rating Life, STD, LTD, leave products and analyzing competitor experience data
  • Aptitude to prepare and deliver clear, data-driven presentations to Senior Leadership
  • Demonstrated ability to engage and build relationships with external broker partners and customers
What we offer:
  • medical, dental, and vision coverage
  • prescription drug coverage
  • health care flexible spending
  • dependent care flexible spending
  • Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
  • 401(k) plans
  • annual bonuses
  • opportunity to purchase company stock
  • 11 paid holidays
  • up to 20 days PTO
  • state-mandated sick leave
  • other leaves of absence

Additional Information:

Job Posted:
February 04, 2026

Expiration:
February 28, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
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