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Aflac Logo Aflac · Insurance

Plads Group Underwriter III

United States Employment contract 90000.00 - 120000.00 USD / Year · Job Posted July 03, 2026
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Job Responsibility

  • Completes assignments of high complexity while working within delegated authority
  • Provides technical underwriting support and guidance to customers and distributors, consistently providing excellent customer service
  • Maintains distributor relationships by consistently requesting the correct evidence, consistently making the correct decision and always explaining rating decisions
  • Completes a range of queries and referrals within agreed authority limits, measuring the exposure analyzing the risk of each case to maintain underwriting standards
  • Proactively contributes to the development and improvement of technical underwriting standards, controls, practices and procedures to better meet business goals
  • Proactively contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy, ensuring we charge the right premium for the associated risk
  • Proactively supports development of self and others and contributing to a positive and supportive team culture
  • Identifies training opportunities for self and others and assists with training as directed
  • Works closely with distributors and other operational areas to support the overall achievement of the business plan, demonstrating knowledge in underwriting expertise, systems, procedures and processes
  • Assists with quality reviews in order to help identify, assess and take action to mitigate risks to achievement of underwriting goals and objectives
  • Undertakes investigations and inspections of data, processes and practice to identify potential or actual compliance issues and recommend appropriate action
  • Collates and analyzes data and make recommendations to support the underwriter´s decision making process
  • Assesses and evaluates underwriting processes in order to identify areas for improvement, tracking actions and monitoring implementation to demonstrate the impact that change may have
  • Acts as lead technical resource for standard methodologies and systems knowledge to enable underwriters to deliver to customers efficiently and effectively
  • Reviews and interprets information and advises internal clients of appropriate action to fulfill procedural and regulatory requirements
  • Performs other duties as required

Requirements

  • Extensive knowledge of changes to policies, procedures, and governance tools, to ensure processes are up-to-date, reflect new policies and facilitate implementation within own work area
  • Solid Group Life/Disability underwriting knowledge
  • Understanding of Group Life and Disability products and services, affiliated systems and applicable operational policies and procedures
  • Strong math skills
  • Strong Microsoft Excel skills
  • Knowledge and skills in experience rating Life, STD, LTD, Leave products and analyzing competitor experience data
  • Bachelor's Degree In a related field
  • 4 years of financial underwriting experience with Group Life, STD, LTD and Leave products for employer groups exceeding 1,000 covered lives or 5 years of financial underwriting experience with Group Life, STD, LTD, and Leave products, including 2 years of experience for employer groups exceeding 1,000 covered lives
  • Or an equivalent combination of education and experience

What we offer

  • Medical, dental, and vision coverage
  • Prescription drug coverage
  • Health care flexible spending
  • Dependent care flexible spending
  • Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
  • 401(k) plans
  • Annual bonuses
  • Opportunity to purchase company stock
  • 11 paid holidays
  • Up to 20 days PTO to be used for any reason
  • State-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked)
  • Other leaves of absence
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