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Plads Group Underwriter II

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Aflac

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Location:
United States

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Category:
Insurance

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Contract Type:
Not provided

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Salary:

65000.00 - 100000.00 USD / Year
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Job Description:

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way. Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac.

Job Responsibility:

  • Completes assignments of moderate complexity while working within delegated authority
  • Provides technical underwriting support and guidance to customers and distributors, consistently providing excellent customer service
  • Maintains distributor relationships by consistently requesting the correct evidence, consistently making the correct decision and always explaining rating decisions
  • Completes a range of queries and referrals within agreed authority limits, measuring the exposure and analyzing the risk of each case to maintain underwriting standards
  • Proactively contributes to the development and improvement of technical underwriting standards, controls, practices and procedures to better meet business goals
  • Proactively contributes ideas and work for the development of new or enhanced propositions/procedures/philosophy, ensuring the right premium is charged for the associated risk
  • Proactively supports development of self and others and contributes to a positive and supportive team culture
  • Identifies training opportunities for self and others and assists with training as directed
  • Works closely with distributors and other operational areas to support the overall achievement of the business plan, demonstrating knowledge in underwriting expertise, systems, procedures and processes
  • Assists with quality reviews in order to help identify, assess and take action to mitigate risks to achievement of underwriting goals and objective
  • Undertakes investigations and inspections of data, processes and practices to identify potential or actual compliance issues and recommends appropriate action
  • Collates and analyzes data and makes recommendations to support the underwriter´s decision making process
  • Assesses and evaluates underwriting processes in order to identify areas for improvement, tracking actions and monitoring implementation to demonstrate the impact that change may have
  • Acts as a technical resource for standard methodologies and systems knowledge to enable underwriters to deliver to customers efficiently and effectively
  • Reviews and interprets information and advises internal clients of appropriate action to fulfill procedural and regulatory requirements
  • Performs other duties as required

Requirements:

  • Bachelor's Degree in a related field
  • 2 or more years of experience in the Underwriting area
  • Group Life/Disability underwriting knowledge
  • Understanding of Group Life and Disability products and services, affiliated systems, and applicable operational policies and procedures
  • Strong math skills
  • Knowledge of changes to policies, procedures and governance tools, to ensure processes are up-to-date, reflect new policies and facilitate implementation within own work area
What we offer:
  • medical, dental, and vision coverage
  • prescription drug coverage
  • health care flexible spending
  • dependent care flexible spending
  • Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
  • 401(k) plans
  • annual bonuses
  • opportunity to purchase company stock
  • 11 paid holidays
  • up to 20 days PTO
  • state-mandated sick leave
  • other leaves of absence

Additional Information:

Job Posted:
March 22, 2026

Expiration:
April 08, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
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