CrawlJobs Logo

Personal Lines Underwriter

bbrown.com Logo

Brown & Brown UK

Location Icon

Location:
United States , Clinton

Category Icon
Category:
Insurance

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

Not provided
Save Job
Save Icon
Apply Position

Job Description:

Bridge Specialty Group is seeking a Personal Lines Underwriter to join our growing team in Clinton, MS! As an Underwriter, you will play a crucial role in reviewing insurance applications to evaluate, classify, and rate individuals and groups for insurance in support of the company’s strategic objectives.

Job Responsibility:

  • Examine such documents as application forms, inspection reports, and insurance maps to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property
  • Review company records to determine the amount of insurance in force on single risk or group of closely related risks and evaluate the possibility of losses due to catastrophe or excessive insurance
  • Underwrite or broker risks, ensuring that all required information is obtained, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws
  • Review, analyze and underwrite risks submitted by Producers, rate submissions for premium and terms, analyze exposures for new and renewal business, issue written indications, quotes and binders
  • use inspection companies to obtain further information, quote rates, or explain company underwriting policies
  • Ensure that coding on specific required forms is completed and utilized
  • Service and perpetuate existing business and have a keen awareness of priorities
  • Provide guidance and training to the processors and assistants, to enable them to reduce the underwriter’s clerical workload, and to develop basic underwriting and brokering skills and techniques
  • Foster and improve relationships with other departments, producers, companies, and competitors

Requirements:

  • Bachelor’s degree (preferred)
  • 1 year of insurance experience as an assistant underwriter or processor
  • Manual dexterity, arm, and upper body range of motion sufficient for use of a keyboard, mouse, and telephone 7-8 hours per day
  • Speech and hearing sufficient for in-person and telephone communication 7-8 hours per day
  • Vision sufficient for the use of a computer monitor
  • Ability to sit at a desk 7-8 hours per day
  • Travel Requirements: Less than 10%
What we offer:
  • Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
  • ESPP
  • 401k
  • Student Loan Assistance
  • Tuition Reimbursement
  • Free Mental Health & Enhanced Advocacy Services
  • Paid Time Off, Holidays, Preferred Partner Discounts

Additional Information:

Job Posted:
February 20, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Icon
Brown & Brown UK - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Personal Lines Underwriter

Personal Lines Underwriting Manager

In this role, you will provide technical leadership and expertise to Regional Un...
Location
Location
United Kingdom , South West England or North Yorkshire
Salary
Salary:
70000.00 GBP / Year
https://www.lawesrecruitment.co.uk Logo
Lawes Consulting Group
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Demonstrable experience in a senior Underwriter or underwriting management role within a Personal Lines specialism
  • Expertise in handling complaints, escalations, and complex referrals, including Home and Motor, Reinsurance, Flood Re, and high-value sum insured exposures (£5m+)
  • Exceptional stakeholder management and influencing capabilities
  • Experience delivering against KPIs, projects, and strategic objectives
  • Strong leadership, mentoring, and people management skills
Job Responsibility
Job Responsibility
  • Provide technical leadership and expertise to Regional Underwriters across the Personal Lines product range (Motor & Personal – M&P)
  • Shape and deliver the Personal Lines underwriting strategy at a regional level, taking responsibility for local implementation, monitoring key account performance metrics, and setting technical standards
  • Act as the primary referral point for the most complex risks, holding the highest underwriting authority within the Regional Team
  • Provide insight into market trends and analysis to support proactive business responses
  • Contribute technical expertise to policy wordings and product development to ensure continued competitiveness
  • Lead a team of Senior Technical Underwriters, focusing on developing and enhancing the technical capability of Regional Underwriters
What we offer
What we offer
  • Bonus
  • Fulltime
Read More
Arrow Right

Accident & Health Underwriter

Lawes Consulting is proud to be supporting a respected insurer in the search for...
Location
Location
United Kingdom , Birmingham
Salary
Salary:
45000.00 - 55000.00 GBP / Year
https://www.lawesrecruitment.co.uk Logo
Lawes Consulting Group
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Experience in A&H underwriting is ideal but not essential
  • Open to candidates from other lines (e.g., property, casualty, liability) with a strong desire to move into A&H
  • Understanding of broker distribution, especially within UK commercial or specialty markets
  • Familiarity with group schemes or employee benefits is a plus
  • Strong risk assessment and decision-making skills
  • Commercially focused with the ability to negotiate effectively
  • Excellent communication and relationship-building skills
  • Detail-oriented with sound technical understanding
  • Proactive and adaptable mindset, open to learning and development
Job Responsibility
Job Responsibility
  • Underwrite new and renewal Accident & Health business across personal, group, and corporate schemes
  • Assess risks including accident, travel, medical expenses, and related covers
  • Price risks within authority, ensuring profitability and underwriting discipline
  • Liaise with brokers and intermediaries to build and maintain strong relationships
  • Assist in the development of new products and market propositions
  • Ensure adherence to internal governance and regulatory standards
  • Manage a personal underwriting caseload across A&H products
  • Respond to broker enquiries, provide quotes, and negotiate terms
  • Work collaboratively with underwriting, claims, and pricing teams
  • Support the delivery of team and regional performance targets
  • Fulltime
Read More
Arrow Right
New

Personal Lines Brokerage Analyst

LocalEdge a company of Bridge Specialty Group is seeking a Personal Lines Broker...
Location
Location
United States
Salary
Salary:
45000.00 - 55000.00 USD / Year
bbrown.com Logo
Brown & Brown UK
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Property & Casualty License and Surplus Lines License in resident state are required within 45 days of start date
  • Bachelor’s degree in Business, Finance, Insurance, or a related field (related industry experience may be considered in lieu of degree)
  • Minimum of 3 years of experience in personal lines underwriting or a related role within the insurance industry
  • Strong analytical and decision-making skills
  • Excellent communication (including exceptional telephone demeanor) and interpersonal skills
  • Proficiency in insurance knowledge
  • Detail-oriented, customer-focused, proactive
  • Able to work independently and as part of a team
Job Responsibility
Job Responsibility
  • Assess risk, determine appropriate coverage and pricing, and determine renewal underwriting actions for personal lines insurance policies across multiple lines of business including home, auto, inland marine, umbrella, & other lines
  • Develop and implement strategies to retain existing clients, including conducting policy reviews, identifying coverage gaps, and offering tailored solutions
  • Maintains knowledge of all markets available to maximize opportunities to negotiate placements
  • Provide exceptional customer service by addressing client inquiries via email or phone, resolving issues, and ensuring positive client experience
  • Analyze client information and assess risk factors to make informed underwriting decisions (including accepting or declining risks based on own analysis of options)
  • Ensure all underwriting activities comply with Quality Control guidelines, company policies, industry regulations, and legal requirements
  • Perform additional job functions/responsibilities as assigned
What we offer
What we offer
  • Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
  • Financial Benefits: ESPP
  • 401k
  • Student Loan Assistance
  • Tuition Reimbursement
  • Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
  • Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more
  • Fulltime
Read More
Arrow Right
New

Sr Underwriter - Personal Lines

The Underwriter is responsible for evaluating and assessing insurance applicatio...
Location
Location
United States , New Hyde Park
Salary
Salary:
75000.00 - 85000.00 USD / Year
bbrown.com Logo
Brown & Brown UK
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Associate’s or Bachelor’s degree in a business or financial related discipline preferred
  • 2 years college with associate degree or 2 years insurance experience with P&C license
  • Intermediate to advanced computer skills
  • Ability to maintain a high level of confidentiality
  • Ability to complete all UW training to the satisfaction of management
Job Responsibility
Job Responsibility
  • Determines acceptability of risk from the retail agents, evaluates and replies within required turnaround time set by management and approves selected risk as per carrier guidelines
  • Works assigned renewal book of business in a timely manner in order to increase retention and revenues
  • Contacts companies for specific risk exceptions/approvals, reviews submission for complete UW information
  • Communicates with retail agents when necessary, regarding particular submissions and/or risks
  • Builds and maintains working relationship with the retail agents in order to motivate the agent to provide continued submissions to increase production levels and revenues
  • Meet monthly production goals as agreed upon with Management
  • Provide to the retail agent on-line endorsement quotes as requested in a timely manner
  • Assist the retail agents with procedures, guidelines and our on-line quoting system
What we offer
What we offer
  • Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
  • Financial Benefits: ESPP
  • 401k
  • Student Loan Assistance
  • Tuition Reimbursement
  • Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
  • Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more
  • Fulltime
Read More
Arrow Right

Senior Property Underwriter

Generali CEE Holding, one of the major insurance groups in the region, is lookin...
Location
Location
Czech Republic , Prague
Salary
Salary:
Not provided
sportvision.cz Logo
Sport Vision Czechia s.r.o.
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • University degree (min. Bc)
  • Min. 5 years of relevant job experience (excellence in underwriting knowledge & business acumen)
  • Very high communication and networking skills
  • Strong, mature personality with managerial experience
  • Very good leadership behaviors, confidence and independency in cooperation towards subordinates
  • MS Office knowledge (especially Excel and Power Point)
  • Fluent English - C1 level required
Job Responsibility
Job Responsibility
  • Create & coordinate effective underwriting strategy for Property Line of Business in Central and Eastern Europe region
  • Be the Regional counterpart of GC&C Central Team based in Milan and Group Head office based in Trieste for the specific Line of Business
  • Be the underwriting/referral point for Property in the region and manage the underwriting performance for the LoB
  • Manage, control and develop underwriting governance through the regional organization
  • Have the final Underwriting responsibility on the business and capacity deployed in excess of local companies’ underwriting authority and up to the personal Underwriting Authority
  • Manage the underwriting performance of the regional books
  • Develop and maintain the required underwriting and pricing capabilities and tools
  • Manage the loss prevention value proposition at local level
  • Train and develop technical skills and nourish talents within the region
  • Deploy regional Underwriting guidelines in compliance with GC&C and Group Policies
What we offer
What we offer
  • Friendly international team
  • Background of Generali Group, one of the largest global insurance providers
  • Very flexible working arrangements, frequent home office
  • Real support of professional growth and personal development
  • Interesting remuneration package (base salary and annual bonus) and employee benefits (30 days of holiday, other days off for specific purposes, meal allowance, contribution to pension insurance, DIP, life insurance and children pension insurance, group life insurance, contribution to leisure time activities, significant discount on company products etc.)
  • Bonuses
  • Cafeteria
  • Cell phone
  • Contributions to the pension / life insurance
  • Discount on company products / services
  • Fulltime
Read More
Arrow Right

Travel Underwriter

Reporting to the Travel Underwriting Manager, you will take ownership of underwr...
Location
Location
United Kingdom , Haywards Heath, London
Salary
Salary:
Not provided
collinsongroup.com Logo
Collinson
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Minimum 2 years’ underwriting experience in UK personal lines insurance
  • Strong analytical mindset with excellent attention to detail
  • Comfortable managing multiple projects and stakeholders
  • Experience contributing to pricing, product, or portfolio performance discussions
  • Confident communicator with strong interpersonal skills
  • Intermediate to advanced Excel, Word, and Adobe skills
Job Responsibility
Job Responsibility
  • Manage the net underwriting performance of assigned travel insurance portfolios, ensuring profit targets are met
  • Analyse performance trends and develop ultimate loss ratios for reserving committees
  • Support the development and enhancement of customer-focused products, including policy wording reviews
  • Work closely with Pricing to ensure robust sales and underwriting performance reporting
  • Recommend and support product and pricing changes through governance and sign-off forums
  • Partner with Commercial teams to support key distribution relationships
  • Contribute underwriting expertise to new business opportunities and RFPs
  • Ensure compliance with internal governance and FCA regulatory requirements
What we offer
What we offer
  • Work with a globally recognised brand portfolio
  • Exposure to large-scale, complex underwriting portfolios
  • Opportunity to influence product innovation and growth strategy
  • Supportive, collaborative, and entrepreneurial culture
  • Excellent long-term career development prospects
Read More
Arrow Right
New

Manager process excellence

We are seeking a dynamic and experienced Process Excellence Manager to lead stra...
Location
Location
India , Hyderabad
Salary
Salary:
Not provided
https://www.randstad.com Logo
Randstad
Expiration Date
March 14, 2026
Flip Icon
Requirements
Requirements
  • Deep understanding of Term Life, Whole Life, Universal Life, and Fixed/Variable Annuities
  • Familiarity with L&A platforms (e.g., ALIP, CyberLife, OIPA)
  • Focus on Policy Persistency, Surrender Rates, and Underwriting Cycle Time
  • Proficiency in Personal Lines (Auto, Home) and/or Commercial Lines (Workers’ Comp, General Liability)
  • Hands-on experience with P&C core systems like Guidewire or Duck Creek
  • 10 years experience
Job Responsibility
Job Responsibility
  • End-to-End Value Stream Mapping: Analyze the lifecycle of life insurance products from New Business/Underwriting to Policy Servicing and Death Claims
  • Underwriting Efficiency: Optimize medical and non-medical underwriting workflows to reduce Time-to-Issue and improve Placement Ratios
  • Annuity Payout Optimization: Streamline periodic payment setups and mortality tracking processes to ensure accuracy and prevent overpayments
  • Digital Transformation: Identify opportunities for STP (Straight-Through Processing) in policy applications and self-service portals for policyholders
  • Compliance & Risk: Ensure all process improvements adhere to state-specific non-forfeiture laws and tax reporting requirements (e.g., 1099-R)
  • Claims Transformation: Optimize the FNOL (First Notice of Loss) process to improve cycle times and reduce Adjustment Expenses
  • Leakage Control: Implement Lean controls to identify and minimize Claims Leakage (unnecessary payments) through better subrogation and salvage processes
  • Agency/Broker Workflow: Streamline the submission-to-quote process to improve Hit Ratios for agents and brokers
  • AI & Automation: Integrate AI for Auto-Adjudication of simple claims (e.g., glass, minor auto) and utilize telematics data for process insights
  • Vendor Management: Improve processes for third-party service providers like repair shops, independent adjusters, and legal counsel
Read More
Arrow Right
New

Lawyers Professional Liability Account Manager

Brown & Brown is seeking a Lawyers Professional Liability (LPL) Account Manager ...
Location
Location
United States , Dedham; Rocky Hill
Salary
Salary:
33.66 - 45.67 USD / Hour
bbrown.com Logo
Brown & Brown UK
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Insurance Producer license in good standing (authorities in states needed to service the assigned book of business)
  • High school diploma
  • Associate or bachelor’s degree (Preferred)
  • 2+ years functioning in Commercial Lines department at an agency or company level (Preferred)
  • Strong technical knowledge of the industry of expertise currently being targeted.
  • Proficient with MS Office Suite
  • Proficient knowledge and use of office equipment (including but not limited to copy machines, printers, faxes, binding machine, etc.)
  • Exceptional telephone demeanor
  • Ability to maintain a high level of confidentiality
Job Responsibility
Job Responsibility
  • Manage and retain an assigned book of business while delivering exceptional service to clients.
  • Collaborate with Producers on new business marketing, preparing renewals and proposals, and addressing underwriting or policy issues.
  • Maintain accurate documentation in the agency management system, processing client requests, and ensuring compliance with carrier guidelines throughout the end-to-end service process.
  • Build, expand and solidify relationships with clients at all levels within the company and lead appropriate resources to address the client's needs.
  • Continuously achieve all audit and performance standards as outlined by leadership.
  • Follow-up to address customer needs and resolve any problems or issues.
  • Manage and maintain agency management system with current required information and documents on an ongoing basis.
  • Process daily mail and tasks, including faxes and e-mail, for assigned accounts.
  • Answer and process all telephone requests for assigned accounts.
  • Prepare billings and/or invoices on a timely basis.
What we offer
What we offer
  • Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
  • Financial Benefits: ESPP
  • 401k
  • Student Loan Assistance
  • Tuition Reimbursement
  • Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
  • Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.
  • Fulltime
Read More
Arrow Right
Jobs by Category
Art and Entertainment Jobs Banking Jobs Call Center Jobs Construction Jobs Consulting Jobs Customer Service Jobs Education Jobs Energy Jobs Finance Jobs Gastronomy Jobs Health and Beauty Jobs Hospitality and Tourism Jobs Human Resources Jobs Insurance Jobs IT - Administration Jobs IT - Software Development Jobs Legal Jobs Logistics Jobs Manufacturing Jobs Marketing, Digital Marketing, SEO, SEM Jobs Media Jobs Nursing Jobs Office Administration Jobs Pharmacy Jobs Physical Work Jobs Public Relations Jobs Public Sector Jobs Purchasing Jobs Quality Control Jobs Real Estate Jobs Research and Development Jobs Sales Jobs
Job Positions Jobs by Country
United States Jobs United Kingdom Jobs India Jobs Canada Jobs Australia Jobs Germany Jobs Ireland Jobs Poland Jobs
Company
Blog About Us Contact
Follow Us
Facebook
X (Twitter)
LinkedIn
Instagram
CrawlJobs Group
ITFlashcards AllDevBlogs
© 2026 CrawlJobs Ltd. All Rights Reserved
Terms & Conditions Privacy Policy