Payments Product Manager

• Drive payment product development and management for the country identifying and assessing relevant customer, competitor, and industry insights to define strategies for revenue growth
• Provide strategic insight and recommendations on innovative payment product development, targeting, and segmentation strategies, overseeing the product development lifecycle, market demands, technology trends, and the competitive landscape
• Manage all elements of the product development life cycle from ideation to launch and post-launch optimization, ensuring a structured approach to product evolution
• Lead the implementation of new FMIs (Financial Market Infrastructures) and schemes, ensuring smooth integration and compliance
• Create epics and detailed business requirements, translating strategic objectives and regulatory requirements into actionable development tasks for technology teams
• Assess current system capabilities and collaborate closely with technology teams on solutioning, identifying optimal technical approaches for new product features and enhancements
• Collaborate closely with Operations and Technology teams on new payment product rollouts, enhancements, and process improvements, ensuring seamless execution
• Review new and existing regulations, conduct thorough impact assessments, and develop comprehensive action plans to ensure continuous compliance
• Manage and deliver regulatory projects within strict timelines, ensuring adherence to all applicable local and international payment regulations
• Oversee product financial performance, identifying opportunities and gaps, and developing robust business strategies to drive portfolio growth and profitability
• Maintain comprehensive product documentation, capability grids, policies, and procedures, ensuring full compliance with local regulatory requirements and governance approvals
• Act as a subject matter expert for payment products, providing guidance and training to internal stakeholders and contributing to client engagement
• Engage directly with regulatory bodies and scheme organizations, representing the firm's interests and ensuring alignment with industry standards
• Proactively assess and manage product risk, ensuring compliance with laws, rules, regulations, and internal policies, demonstrating sound ethical judgment and escalating control issues transparently

• At minimum 4 years of relevant experience in product management or product development within the financial services industry preferably within GCC markets
• Demonstrated knowledge of payment product development, financial analysis, and product management principles
• Proven experience in driving business innovation, leveraging management information, and data analytics to achieve results
• Experience working with technology and operations teams on new product rollouts and process improvements, including assessing system capabilities and contributing to solutioning
• Familiarity with regulatory frameworks, scheme rulebooks, specifications, and governance approval processes relevant to payment products in the country
• Strong problem-solving, decision-making, and analytical skills, with the ability to interpret complex data, market trends, and regulatory requirements
• Excellent written and verbal communication skills, with the ability to articulate complex information clearly and concisely, including creating detailed business requirements and delivering client pitches
• Ability to work under pressure, manage multiple deadlines, and adapt quickly to changing priorities in a fast-paced environment
• Demonstrated influencing skills, capable of collaborating effectively with cross-functional teams, clients, regulatory bodies, and scheme organizations
• Bachelor's degree or University degree in Business, Finance, Technology, or a related field, or equivalent experience

Arabic speaking preferred